Shrijanshil Laghubitta Bittiya Sanstha Limited

MicrofinanceLow Cap

NPR 1,440.10

NPR -39.9-2.70%

05:55 AM NPT · May 13, 2026

Est. 2075 B.S. · Golbazar Municipality-7, Siraha, Madhesh Province, Nepal · CEO: Not mentioned

Shrijanshil Laghubitta Bittiya Sanstha Limited is a national-level microfinance institution in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. Established with the goal of empowering low-income households and underserved communities, the institution focuses on microfinance lending, savings mobilization, and entrepreneurship development across rural regions of Nepal. The organization provides a wide range of microfinance services including group-based lending, micro-enterprise loans, agricultural and livestock financing, compulsory savings, micro-insurance, and financial literacy programs. By emphasizing social upliftment, women empowerment, and rural economic development, Shrijanshil Laghubitta plays an important role in improving financial access and fostering self-sustainability in disadvantaged areas. With expanding outreach, trained field staff, and a community-driven operational model, Shrijanshil Laghubitta Bittiya Sanstha Limited continues to strengthen its presence in Nepal’s microfinance sector through responsible banking, transparent governance, and impact-oriented financial services.

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Trading

Open

1,440.10

High

1,440.10

Low

1,440.10

Prev Close

1,480.00

Volume

Turnover

Rs 14,401

Txns

Valuation · Q2 FY25/26

EPS Ann.

-36.73

EPS TTM

5.72

BVPS

240.02

P/E Ann.

-39.21

P/E TTM

251.77

Graham #

N/A

Capital

Mkt Cap

1.58 Arab

Total

10.94 Lakh

Public

3.94 Lakh

Promoter

7.0 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Downtrend

Strength

Weak

Momentum

RSI (14)

45.01

ADX

14.09

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

1493.76

SMA 50

1567.5

Bands & Channels

BB Width %

8.65%

Volume & Flow

OBV

261,379

Flow Analysis

[ Live 2026-05-12 ]

Total Buy

962

Shares Bought

Total Sell

962

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 42%

Distribution 58%

Accumulators

Quantity

288

Amount

423,895

Avg Rate

1471.86

Rank

#49

Brokers

#69

Distributors

Quantity

395

Amount

576,129

Avg Rate

1458.55

Rank

#50

Brokers

#17#56

Net Flow Impact:

-107units

(Rs. -152,234)

Net Flow by Timeframe

SHLB — Broker Breakdown (7D)

10 Buyers15 Sellers

[ Vol: 1,728 ]

Buy Side

Total: 856

Broker

QTY

AVG

NET

288

1471.86

+288

29.9%

220

1462.90

+220

22.9%

163

1460.00

+163

16.9%

1438.61

+25

4.7%

1461.75

+20

4.2%

1466.25

+40

4.2%

1420.00

+20

2.1%

1477.00

+20

2.1%

1438.00

+10

1.0%

1520.50

+10

1.0%

Sell Side

Total: 872

Broker

QTY

AVG

NET

205

1457.76

-205

21.3%

190

1459.41

-190

19.8%

1489.00

-49

9.4%

1459.00

-80

8.3%

1463.02

-60

6.2%

1467.70

-40

4.2%

1464.00

-30

3.1%

1468.67

-10

3.1%

1467.17

-10

3.1%

1450.45

-22

2.3%

1435.00

-20

2.1%

1477.00

-20

2.1%

1486.00

-20

2.1%

1430.00

-5

2.1%

1418.00

-15

1.6%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	109,375,000	109,375,000	109,375,000	109,375,000	0.00%
Reserves and Surplus	153,148,050	136,816,100	6,243,880	226,355,000	+11.94%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	1,585,227,800	1,596,141,830	1,136,904,410	1,183,044,710	-0.68%
Deposits	897,786,160	875,599,820	827,952,540	905,238,390	+2.53%
Income Tax Liabilities	0.00	8033130.00	0.00	7099580.00	-100.00%
Other Liabilities	254,186,290	157,947,650	126,934,680	125,642,190	+60.93%
Total Capital & Liabilities	2,999,723,300	2,883,913,530	2,207,410,510	2,556,754,870	+4.02%
Assets
Cash and Bank Balance	236,528,100	378,413,250	104,039,060	100,489,830	-37.49%
Money at Call & Short Notice	0.00	0.00	0.00	0.00	-
Investments	24,880	24,880	56,600	56,600	0.00%
Loan and Advances	2,697,041,070	2,458,233,500	2,056,353,850	2,402,763,000	+9.71%
Fixed Assets	15,125,360	15,337,720	7,654,620	9,180,360	-1.38%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	51,003,890	31,904,140	39,306,380	44,265,080	+59.87%
Total Assets	2,999,723,300	2,883,913,530	2,207,410,510	2,556,754,870	+4.02%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	950	-1.05	-0.11%	-	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,107.5	-4.45	-0.4%	-	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	5,837.1	-228.05	-3.76%	-	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,112	-16.02	-1.42%	-	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	920	+1.01	+0.11%	-	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CYCL	1,452	-12.15	-0.83%	-	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
DDBL	841.3	-5.59	-0.66%	-	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,327.9	-167.15	-11.18%	-	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	790	-14.97	-1.86%	-	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,057	-2.97	-0.28%	-	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GBLBS	761	-10.02	-1.3%	-	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,128	-10.01	-0.88%	-	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,770	-35.02	-1.94%	-	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,327.9	-9.09	-0.68%	0	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	904	-2.99	-0.33%	0	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	937	+4.01	+0.43%	-	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,294.2	-10.83	-0.83%	-	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JSLBB	1,085	-34.94	-3.12%	0	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	880	-9.7	-1.09%	-	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	940.9	-16.95	-1.77%	-	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	894	-6.48	-0.72%	-	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MERO	713	-4.09	-0.57%	-	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,274.08	-27.16	-1.51%	0	0.12	198.73	121.2%	30.13	33.51	377.47	7.17%	7.51%	9.6%	15.6%	12.864	30.066	44.361	29.712	44.435	28.438	1.77%	2.01%	16.1%	18.21%
MED	1,003.5	-9.86	-0.83%	0	0.13	175	110.26%	29.64	33.79	363.3	8.09%	7.44%	9.06%	15.18%	11.575	37	0.385	35.26	32.42	20.49	1.99%	2.08%	16.12%	16.7%
MAX	5,837.1	4.01	0.43%	0	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.36%	4.16%	47.92%	43.25%
MIN	713	-228.05	-11.18%	0	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%