Shrijanshil Laghubitta Bittiya Sanstha Limited

MicrofinanceLow Cap

NPR 1,449.00

NPR -1-0.07%

09:12 AM NPT · Jun 26, 2026

Est. 2075 B.S. · Golbazar Municipality-7, Siraha, Madhesh Province, Nepal · CEO: Not mentioned

Shrijanshil Laghubitta Bittiya Sanstha Limited is a national-level microfinance institution in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. Established with the goal of empowering low-income households and underserved communities, the institution focuses on microfinance lending, savings mobilization, and entrepreneurship development across rural regions of Nepal. The organization provides a wide range of microfinance services including group-based lending, micro-enterprise loans, agricultural and livestock financing, compulsory savings, micro-insurance, and financial literacy programs. By emphasizing social upliftment, women empowerment, and rural economic development, Shrijanshil Laghubitta plays an important role in improving financial access and fostering self-sustainability in disadvantaged areas. With expanding outreach, trained field staff, and a community-driven operational model, Shrijanshil Laghubitta Bittiya Sanstha Limited continues to strengthen its presence in Nepal’s microfinance sector through responsible banking, transparent governance, and impact-oriented financial services.

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Trading

Open

1,410.00

High

1,449.00

Low

1,410.00

Prev Close

1,450.00

Volume

Turnover

Rs 28,590

Txns

Valuation · Q3 FY25/26

EPS Ann.

19.97

EPS TTM

34.53

BVPS

272.78

P/E Ann.

72.56

P/E TTM

41.96

Graham #

350.10

Capital

Mkt Cap

1.58 Arab

Total

10.94 Lakh

Public

3.94 Lakh

Promoter

7.0 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Downtrend

Strength

Very Strong

Momentum

RSI (14)

38.03

ADX

44.49

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

1473.14

SMA 50

1480.03

Bands & Channels

BB Width %

7.15%

Volume & Flow

OBV

259,265

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

1,411

Shares Bought

Total Sell

1,411

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 48%

Distribution 52%

Accumulators

Quantity

390

Amount

558,850

Avg Rate

1432.95

Rank

#47

Brokers

#41#39

Distributors

Quantity

416

Amount

603,349

Avg Rate

1450.36

Rank

#48

Brokers

#48#33

Net Flow Impact:

-26units

(Rs. -44,499)

Net Flow by Timeframe

SHLB — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 2,382 ]

Buy Side

Total: 1,101

Broker

QTY

AVG

NET

200

1431.00

+170

14.2%

190

1435.00

+190

13.5%

180

1453.33

+150

12.8%

140

1454.66

+140

9.9%

1478.21

+70

5.0%

1465.00

+60

4.3%

1431.00

+56

4.0%

1475.27

+50

3.5%

1471.39

+36

2.5%

1443.00

+25

2.5%

1433.60

+25

1.8%

1427.65

+20

1.4%

1430.00

+19

1.4%

1431.00

+10

0.7%

1475.00

+10

0.7%

Sell Side

Total: 1,281

Broker

QTY

AVG

NET

255

1436.59

-6

18.1%

215

1434.16

-215

15.2%

201

1467.69

-201

14.3%

138

1443.91

-138

9.8%

110

1423.28

-110

7.8%

100

1430.96

-100

7.1%

1454.14

-49

5.0%

1439.48

-57

4.8%

1458.10

-30

2.1%

1481.20

-25

1.8%

1475.00

-20

1.4%

1449.10

-10

1.4%

1410.00

-10

0.7%

1462.20

-10

0.7%

1470.20

-10

0.7%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Capital & Liabilities
Paid Up Capital	109,375	109,375	109,375	0	0.00%
Reserves and Surplus	188,977	141,889	177,814	0	+33.19%
Debentures and Bonds	0.00	0.00	0.00	0	-
Borrowings	1,529,176	1,642,750	1,048,885	0	-6.91%
Deposits	924,039	815,496	833,962	0	+13.31%
Income Tax Liabilities	0.00	10156.92	10443.51	0	-100.00%
Other Liabilities	266,749	240,029	127,681	0	+11.13%
Total Capital & Liabilities	3,018,316	2,959,695	2,308,160	0	+1.98%
Assets
Cash and Bank Balance	138,600	243,529	54,262	0	-43.09%
Money at Call & Short Notice	0.00	0.00	0.00	0	-
Investments	24.88	24.88	15.30	0	0.00%
Loan and Advances	2,808,201	2,668,266	2,206,817	0	+5.24%
Fixed Assets	15,795	15,535	8,122	0	+1.67%
Non Banking Assets	0.00	0.00	0.00	0	-
Other Assets	55,696	32,340	38,944	0	+72.22%
Total Assets	3,018,316	2,959,695	2,308,160	0	+1.98%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	939	-16.04	-1.68%	0	0.13	179.21	201.13%	8.36	34.02	34.53	373.14	8.74	7.8	15.46	6.87%	7.42	29.3	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,070	-14.97	-1.38%	0.01	0.13	163.92	113.23%	8.15	29.28	39.86	383.42	8.28	7.29	15.87	9.88%	9.34	39.2	27.75	11.07	2.05	2.79%	19.25	26.22%
ANLB	5,894	-5.9	-0.1%	0.01	0.11	484.74	-	4.49	82.49	91.55	999.25	-	8.2	29.25	11.17%	17.78	78.37	64.88	40.76	3.21	3.57%	19.63	21.79%
AVYAN	1,060	+0.11	+0.01%	0	0.15	157.84	110.28%	8.3	52.53	56.82	449.21	8.88	8.45	25.67	5.14%	9.83	22.14	19.62	10.11	3.72	4.02%	38.32	41.45%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	910.7	-0.27	-0.03%	0.03	0.12	241.93	95.82%	5.53	33.41	34.99	436.42	6.8	6.65	18.45	2.32%	5.03	27.3	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,432.9	-29.69	-2.03%	0	0.11	269.54	110.75%	9.28	26.74	43.18	511.73	7.84	6.33	8.72	19.7%	7.73	58.45	33.7	9.07	1	1.62%	9.93	16.05%
DDBL	830	-3.42	-0.41%	0.02	0.13	212.26	111.22%	5.63	44.13	45.7	467.18	7.76	8	25.18	7.52%	5.28	19.06	18.6	8.53	3.27	3.39%	22.63	23.43%
DLBS	1,235	-42.15	-3.3%	0	0.11	148.7	96.63%	11.63	18.29	21.19	266.26	7.92	6.77	8.34	23.62%	11.57	70.54	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	770	-2.01	-0.26%	0.01	0.06	131.53	119.28%	2.27	11.27	13	196.14	1.37	4.79	36.69	4.36%	8.37	73.25	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	990	-5.98	-0.6%	0.01	0.13	239.61	115.98%	7.08	18.15	16.05	294.16	7.34	7.11	7.55	18.91%	6.49	64.23	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	767.6	+0.61	+0.08%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,102	+0.99	+0.09%	0.01	0.14	214.72	277.7%	7.08	45.16	47.07	476.87	8.24	9.37	18.92	8.69%	7.1	25.33	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,800	-35.05	-1.91%	0	0.14	168.91	379.35%	9.58	40.62	39.89	389.36	8.59	8.17	17.9	3.41%	14.21	44.31	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,226.2	-16.78	-1.35%	0	0.13	169.51	105.16%	9.23	53.71	52.94	449.35	7.56	8.55	24.17	14.29%	10.85	25.69	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	875	0	0%	0	0.13	178.01	101.94%	8.47	31.68	34.99	374.36	8.76	8.47	15.5	10.04%	6.93	29.2	25.72	8.05	1.96	2.17%	19.36	21.37%
ILBS	890.1	-17.89	-1.97%	0	0.12	140.07	113.65%	7.83	20.31	33.95	327.1	8.52	6.89	13.96	23.93%	9.21	47.66	26.98	11.83	1.65	2.77%	14.61	24.44%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,261	+4.02	+0.32%	0.02	0.13	255.24	127.25%	6.32	47.73	57.77	575.99	6.22	7.55	20.19	4.8%	6.83	27.38	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	1,031	+13.03	+1.28%	0	0.11	170.91	108.22%	6.92	8.09	19.73	275.45	7.3	6.19	5.27	21.45%	8.93	141.53	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	821	-98.99	-10.76%	0	0.13	154.96	111.88%	6.96	4.37	12.22	206.41	8.9	8.88	2.74	14.14%	7.87	209.38	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	923	0	0%	0	0.13	192.91	115.22%	6.79	17.29	6.03	161.78	7.58	7.77	9.2	12.59%	6.74	56.39	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	850	-9.02	-1.05%	0.01	0.1	132.3	105.65%	14.4	15.11	9.04	164.04	7.86	5.11	7.18	9.55%	9.59	63	99.78	8.04	0.73	0.44%	9.15	5.47%
MERO	710.9	-1.07	-0.15%	0.01	0.11	151.87	103.74%	7.11	13.33	15.83	232.58	8.53	7.12	10.29	18.84%	6.56	56.04	46.16	10.26	1.16	1.39%	8.95	10.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,244.97	-12.75	-1.15%	0.01	0.122	202.45	130.92%	7.54	31.26	34.68	386.55	7.67	7.49	16.16	11.64%	8.51	55.79	46.53	12.93	1.96	2.19%	16.31	18.2%
MED	964.5	-4.66	-0.33%	0	0.13	174.46	111.22%	7.1	30.48	34.99	378.89	7.92	7.66	15.68	9.96%	7.8	45.99	30.75	9.97	2.07	2.38%	14.54	18.6%
MAX	5,894	13.03	1.28%	0.03	0.15	484.74	379.35%	14.4	82.49	91.55	999.25	8.9	9.37	36.69	23.93%	17.78	209.38	156.72	47.77	3.72	4.02%	38.32	41.45%
MIN	710.9	-98.99	-10.76%	0	0.06	131.53	25.3%	2.27	4.37	6.03	161.78	1.37	4.79	2.74	2.32%	3.55	19.06	18.6	6.63	0.36	0.4%	2.76	3.33%