Shrijanshil Laghubitta Bittiya Sanstha Limited

MicrofinanceLow Cap

NPR 1,312.00

NPR +7+0.54%

09:13 AM NPT · Sep 24, 2026

Est. 2075 B.S. · Golbazar Municipality-7, Siraha, Madhesh Province, Nepal · CEO: Not mentioned

Shrijanshil Laghubitta Bittiya Sanstha Limited is a national-level microfinance institution in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. Established with the goal of empowering low-income households and underserved communities, the institution focuses on microfinance lending, savings mobilization, and entrepreneurship development across rural regions of Nepal. The organization provides a wide range of microfinance services including group-based lending, micro-enterprise loans, agricultural and livestock financing, compulsory savings, micro-insurance, and financial literacy programs. By emphasizing social upliftment, women empowerment, and rural economic development, Shrijanshil Laghubitta plays an important role in improving financial access and fostering self-sustainability in disadvantaged areas. With expanding outreach, trained field staff, and a community-driven operational model, Shrijanshil Laghubitta Bittiya Sanstha Limited continues to strengthen its presence in Nepal’s microfinance sector through responsible banking, transparent governance, and impact-oriented financial services.

shrijanshil.org/en/facebook X

Trading

Open

1,305.00

High

1,318.90

Low

1,280.00

Prev Close

1,305.00

Volume

111

Turnover

Rs 145,298

Txns

Valuation · Q4 FY25/26

EPS Ann.

30.81

EPS TTM

30.81

BVPS

288.38

P/E Ann.

42.58

P/E TTM

42.58

Graham #

447.12

Capital

Mkt Cap

1.44 Arab

Total

10.94 Lakh

Public

3.94 Lakh

Promoter

7.0 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

57.56

ADX

35.17

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

1307.55

SMA 50

1398.96

Bands & Channels

BB Width %

14.8%

Volume & Flow

OBV

253,924

Flow Analysis

[ Live 2026-09-24 ]

Total Buy

579

Shares Bought

Total Sell

579

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 42%

Distribution 58%

Accumulators

Quantity

215

Amount

287,740

Avg Rate

1338.33

Rank

#49

Brokers

#46

Distributors

Quantity

300

Amount

401,930

Avg Rate

1339.77

Rank

#48

Brokers

#17#67

Net Flow Impact:

-85units

(Rs. -114,190)

Net Flow by Timeframe

SHLB — Broker Breakdown (7D)

10 Buyers15 Sellers

[ Vol: 1,057 ]

Buy Side

Total: 539

Broker

QTY

AVG

NET

215

1338.33

+205

37.1%

103

1352.57

+93

17.8%

1309.13

+60

10.4%

1310.00

+40

6.9%

1303.75

+40

6.9%

1320.07

+30

5.2%

1311.90

+21

3.6%

1281.00

+10

1.7%

1305.00

+10

1.7%

1325.00

+10

1.7%

Sell Side

Total: 518

Broker

QTY

AVG

NET

161

1344.00

-161

27.8%

139

1334.86

-139

24.0%

1343.59

-58

10.0%

1310.45

-10

3.5%

1318.90

-20

3.5%

1316.00

-20

3.5%

1286.00

-10

3.5%

1305.00

-10

1.7%

1282.00

-10

1.7%

1300.00

-10

1.7%

1325.00

-10

1.7%

1330.00

-10

1.7%

1280.00

-10

1.7%

1315.00

-10

1.7%

1305.00

-10

1.7%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Capital & Liabilities
Paid Up Capital	0	109,375	109,375	0	0.00%
Reserves and Surplus	0	161,434	160,247	0	+0.74%
Debentures and Bonds	0	0.00	0.00	0	-
Borrowings	1,699,761	1,616,013	1,106,893	0	+5.18%
Deposits	0	846,902	848,481	0	-0.19%
Income Tax Liabilities	0	19,322	14,984	0	+28.96%
Other Liabilities	187,282	251,052	134,519	0	-25.40%
Total Capital & Liabilities	0	3,004,099	2,374,500	0	+26.52%
Assets
Cash and Bank Balance	0	251,301	106,444	0	+136.09%
Money at Call & Short Notice	0	0.00	0.00	0	-
Investments	0	24.88	15.30	0	+62.61%
Loan and Advances	0	2,699,399	2,223,973	0	+21.38%
Fixed Assets	0	14,978	6,303	0	+137.64%
Non Banking Assets	0	0.00	0.00	0	-
Other Assets	37,118	38,396	37,765	0	-3.33%
Total Assets	3,160,499	3,004,099	2,374,500	0	+5.21%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	877	-0.97	-0.11%	0	0.14	180.9	188.13%	7.96	27.79	27.79	336.32	9.04	8.24	12.44	6.01%	5.15	33.54	32.13	4.17	1.68	1.68%	16.48	16.48%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,174.4	-19.58	-1.64%	0.01	0.13	174.67	114%	7.78	32.63	32.63	358.1	8.56	7.25	17.03	8.57%	6.01	32.18	36.47	5.48	2.23	2.23%	19.62	19.62%
ANLB	4,987	+48.89	+0.99%	0	0.11	362.38	-	5.73	69.71	69.71	753.91	-	7.65	26.79	10.78%	19.87	103.29	71.8	27.67	3.07	3.07%	19.94	19.94%
AVYAN	1,060	+0.95	+0.09%	0	0.14	158.75	111.65%	8.35	57.04	57.04	451.38	8.37	8.5	27.5	7.41%	6.56	18.27	18.65	5.02	3.86	3.86%	39.92	39.92%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	956.8	+7.78	+0.82%	0.03	0.12	251.06	95.51%	5.35	35.91	35.91	450.39	6.23	5.32	19.33	2.3%	3.67	25.68	26.73	4.96	2.37	2.37%	14.96	14.96%
CYCL	1,630	+99.05	+6.47%	0	0.12	357.75	112.53%	6.62	110.66	110.66	943.79	7.91	6.61	33.9	14.04%	3.71	12	13.46	4.07	4.02	4.02%	34.85	34.85%
DDBL	861	+4.97	+0.58%	0.02	0.13	226.87	112.67%	5.38	48.15	48.15	495.77	7.76	7.42	26.83	6.49%	3.75	17.65	17.94	4.74	3.48	3.48%	23.1	23.1%
DLBS	1,205.1	-136.73	-10.19%	0	0.12	150.57	45.18%	11.27	15.72	15.72	230.77	7.98	6.58	7.08	20.52%	8.03	76.91	75.32	5.45	0.82	0.82%	9.82	9.82%
FMDBL	759.5	+9.52	+1.27%	0.01	0.06	137.26	123.87%	2.09	14.18	14.18	209.27	1.36	4.04	47.12	2.88%	6.27	60.65	53.67	28.58	3.06	3.06%	10.56	10.56%
FOWAD	900	+6.97	+0.78%	0.01	0.13	278.57	115.92%	6.23	52.14	52.14	571.67	7.56	6.59	21.07	16.17%	3.51	18.78	17.51	3.96	2.69	2.69%	19.74	19.74%
GBLBS	692	-0.48	-0.07%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,139.5	+11.39	+1.01%	0.01	0.14	242.58	270.5%	6.57	61.87	61.87	581.11	8.81	8.56	25.61	8.7%	4.37	17.13	18.4	4.39	3.6	3.6%	27.61	27.61%
GLBSL	1,700	-9.92	-0.58%	0	0.14	169.51	352.61%	9.34	31.11	31.11	344.46	8.49	8.14	13.37	8.09%	10.41	56.7	55.45	7.58	1.87	1.87%	20.28	20.28%
GMFBS	1,124	+23.98	+2.18%	0	0.12	158	105.93%	9.42	28.68	28.68	319.31	8.51	7.16	13.91	13.79%	7.52	41.42	38.95	5.77	1.68	1.68%	17.09	17.09%
HLBSL	869	+3.81	+0.44%	0	0.12	185.53	93.98%	8.71	31.26	31.26	361.24	8.3	7.31	14.98	9.04%	4.69	27.81	28.21	4.17	1.8	1.8%	18.06	18.06%
ILBS	950	-18	-1.86%	0	0.13	161.73	120.99%	6.56	36.66	36.66	365.24	8.82	8.07	22.62	12.92%	5.34	23.57	29.05	5.33	2.89	2.89%	23.03	23.03%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,278.8	+3.7	+0.29%	0.02	0.13	279.95	125.1%	6	61.8	61.8	623.92	7.19	7.21	25.61	5.33%	4.47	20.23	20.58	5.18	3.34	3.34%	24.42	24.42%
JSLBB	969	-0.97	-0.1%	0	0.12	175.1	110.76%	7.07	10.7	10.7	205.32	5.31	6.51	6.47	17.14%	5.71	93.36	92.34	6.04	0.75	0.75%	6.42	6.42%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	828	+17.98	+2.22%	0	0.13	178.73	114.65%	6.22	27.4	27.4	331.94	8.66	8.3	16.52	9.78%	4.32	28.2	31.39	4.66	2.21	2.21%	15.73	15.73%
LLBS	860	+5.98	+0.7%	0	0.13	204.16	194.11%	7.17	24.2	24.2	333.41	9.54	7.1	12.32	11.93%	4.51	38.01	35.99	4.68	1.59	1.59%	13.24	13.24%
MATRI	727.1	-21.79	-2.91%	0	0.12	145.42	114.29%	12.35	45.13	45.13	384.27	7.95	6.32	18.68	26.61%	5.77	18.59	16.37	3.47	2.3	2.3%	27.46	27.46%
MERO	607	+3.02	+0.5%	0.01	0.11	149.87	87.82%	8.3	8.47	8.47	169	8.37	5.92	6.22	17.32%	4.47	79.1	72.26	4.92	0.69	0.69%	5.63	5.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,188.87	1.8	0.04%	0.01	0.124	210.21	130.26%	7.23	39.6	39.45	423.39	7.75	7.19	19.74	10.94%	5.985	39.21	37.45	7.133	2.39	2.38%	19.18	19.13%
MED	953.4	3.75	0.47%	0	0.13	179.82	114%	6.85	34.27	34.27	363.24	8.3	7.23	18.83	9.41%	4.92	28.01	30.22	4.99	2.34	2.34%	18.84	18.84%
MAX	4,987	99.05	6.47%	0.03	0.14	362.38	352.61%	12.35	110.66	110.66	943.79	9.54	9.36	47.12	26.61%	19.87	103.29	92.34	28.58	4.02	4.02%	39.92	39.92%
MIN	607	-136.73	-10.19%	0	0.06	137.26	25.3%	2.09	8.47	8.47	169	1.36	4.04	6.22	2.3%	3.51	12	13.46	3.47	0.69	0.69%	5.63	5.63%