Shrijanshil Laghubitta Bittiya Sanstha Limited

MicrofinanceLow Cap

NPR 1,293.00

NPR +16.1+1.26%

09:14 AM NPT · Nov 6, 2026

Est. 2075 B.S. · Golbazar Municipality-7, Siraha, Madhesh Province, Nepal · CEO: Not mentioned

Shrijanshil Laghubitta Bittiya Sanstha Limited is a national-level microfinance institution in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. Established with the goal of empowering low-income households and underserved communities, the institution focuses on microfinance lending, savings mobilization, and entrepreneurship development across rural regions of Nepal. The organization provides a wide range of microfinance services including group-based lending, micro-enterprise loans, agricultural and livestock financing, compulsory savings, micro-insurance, and financial literacy programs. By emphasizing social upliftment, women empowerment, and rural economic development, Shrijanshil Laghubitta plays an important role in improving financial access and fostering self-sustainability in disadvantaged areas. With expanding outreach, trained field staff, and a community-driven operational model, Shrijanshil Laghubitta Bittiya Sanstha Limited continues to strengthen its presence in Nepal’s microfinance sector through responsible banking, transparent governance, and impact-oriented financial services.

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Trading

Open

1,292.00

High

1,293.00

Low

1,292.00

Prev Close

1,276.90

Volume

100

Turnover

Rs 129,280

Txns

Valuation · Q4 FY25/26

EPS Ann.

30.81

EPS TTM

30.81

BVPS

288.38

P/E Ann.

41.97

P/E TTM

41.97

Graham #

447.12

Capital

Mkt Cap

1.38 Arab

Total

10.7 Lakh

Public

3.85 Lakh

Promoter

6.85 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

52.6

ADX

26.39

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

1256.88

SMA 50

1296.07

Bands & Channels

BB Width %

7.82%

Volume & Flow

OBV

254,144

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

392

Shares Bought

Total Sell

392

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 33%

Distribution 67%

Accumulators

Quantity

100

Amount

129,280

Avg Rate

1292.80

Rank

#49

Brokers

Distributors

Quantity

202

Amount

255,517

Avg Rate

1264.94

Rank

#49

Brokers

#26#44

Net Flow Impact:

-102units

(Rs. -126,237)

Net Flow by Timeframe

SHLB — Broker Breakdown (7D)

11 Buyers12 Sellers

[ Vol: 744 ]

Buy Side

Total: 362

Broker

QTY

AVG

NET

100

1292.80

+90

25.5%

1250.73

+60

15.3%

1257.00

+50

12.8%

1248.43

+30

7.7%

1250.00

+30

7.7%

1273.00

+20

5.1%

1276.90

+20

5.1%

1250.00

+20

5.1%

1240.00

+12

3.1%

1277.00

+10

2.5%

1250.00

+10

2.5%

Sell Side

Total: 382

Broker

QTY

AVG

NET

122

1246.53

-92

31.1%

1293.00

-80

20.4%

1250.40

-50

12.8%

1273.45

-40

10.2%

1292.00

-20

5.1%

1273.00

-10

2.5%

1270.00

-10

2.5%

1273.00

-10

2.5%

1250.00

-10

2.5%

1235.00

-10

2.5%

1270.00

-10

2.5%

1251.00

-10

2.5%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Capital & Liabilities
Paid Up Capital	0	109,375	109,375	0	0.00%
Reserves and Surplus	0	161,434	160,247	0	+0.74%
Debentures and Bonds	0	0.00	0.00	0	-
Borrowings	1,699,761	1,616,013	1,106,893	0	+5.18%
Deposits	0	846,902	848,481	0	-0.19%
Income Tax Liabilities	0	19,322	14,984	0	+28.96%
Other Liabilities	187,282	251,052	134,519	0	-25.40%
Total Capital & Liabilities	0	3,004,099	2,374,500	0	+26.52%
Assets
Cash and Bank Balance	0	251,301	106,444	0	+136.09%
Money at Call & Short Notice	0	0.00	0.00	0	-
Investments	0	24.88	15.30	0	+62.61%
Loan and Advances	0	2,699,399	2,223,973	0	+21.38%
Fixed Assets	0	14,978	6,303	0	+137.64%
Non Banking Assets	0	0.00	0.00	0	-
Other Assets	37,118	38,396	37,765	0	-3.33%
Total Assets	3,160,499	3,004,099	2,374,500	0	+5.21%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	817.5	-15.66	-1.88%	0	0.14	180.9	188.13%	7.96	27.79	27.79	336.32	9.04	8.24	12.44	6.01%	5.15	33.54	32.13	4.17	1.68	1.68%	16.48	16.48%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,169.6	-2.34	-0.2%	0.01	0.13	174.67	114%	7.78	32.63	32.63	358.1	8.56	7.25	17.03	8.57%	6.01	32.18	36.47	5.48	2.23	2.23%	19.62	19.62%
ANLB	4,899.3	+30.19	+0.62%	0	0.11	362.38	-	5.73	69.71	69.71	753.91	-	7.65	26.79	10.78%	19.87	103.29	71.8	27.67	3.07	3.07%	19.94	19.94%
AVYAN	1,020	+2.04	+0.2%	0	0.14	158.75	111.65%	8.35	57.04	57.04	451.38	8.37	8.5	27.5	7.41%	6.56	18.27	18.65	5.02	3.86	3.86%	39.92	39.92%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	987	-2.77	-0.28%	0.04	0.12	251.06	95.51%	5.35	35.91	35.91	450.39	6.23	5.32	19.33	2.3%	3.67	25.68	26.73	4.96	2.37	2.37%	14.96	14.96%
CYCL	1,362	+10.41	+0.77%	0	0.12	357.75	112.53%	6.62	110.66	110.66	943.79	7.91	6.61	33.9	14.04%	3.71	12	13.46	4.07	4.02	4.02%	34.85	34.85%
DDBL	862.5	-4.51	-0.52%	0.02	0.13	226.87	112.67%	5.38	48.15	48.15	495.77	7.76	7.42	26.83	6.49%	3.75	17.65	17.94	4.74	3.48	3.48%	23.1	23.1%
DLBS	1,039	0	0%	0	0.12	150.57	45.18%	11.27	15.72	15.72	230.77	7.98	6.58	7.08	20.52%	8.03	76.91	75.32	5.45	0.82	0.82%	9.82	9.82%
FMDBL	718	+2	+0.28%	0.01	0.06	137.26	123.87%	2.09	14.18	14.18	209.27	1.36	4.04	47.12	2.88%	6.27	60.65	53.67	28.58	3.06	3.06%	10.56	10.56%
FOWAD	900.1	+5.1	+0.57%	0.01	0.13	278.57	115.92%	6.23	52.14	52.14	571.67	7.56	6.59	21.07	16.17%	3.51	18.78	17.51	3.96	2.69	2.69%	19.74	19.74%
GBLBS	641.3	-10.23	-1.57%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,127.6	+17.54	+1.58%	0.01	0.14	242.58	270.5%	6.57	61.87	61.87	581.11	8.81	8.56	25.61	8.7%	4.37	17.13	18.4	4.39	3.6	3.6%	27.61	27.61%
GLBSL	1,440	-39.05	-2.64%	0	0.14	169.51	352.61%	9.34	31.11	31.11	344.46	8.49	8.14	13.37	8.09%	10.41	56.7	55.45	7.58	1.87	1.87%	20.28	20.28%
GMFBS	1,039	+9.98	+0.97%	0	0.12	158	105.93%	9.42	28.68	28.68	319.31	8.51	7.16	13.91	13.79%	7.52	41.42	38.95	5.77	1.68	1.68%	17.09	17.09%
HLBSL	870	-8.97	-1.02%	0	0.12	185.53	93.98%	8.71	31.26	31.26	361.24	8.3	7.31	14.98	9.04%	4.69	27.81	28.21	4.17	1.8	1.8%	18.06	18.06%
ILBS	965	+24.91	+2.65%	0	0.13	161.73	120.99%	6.56	36.66	36.66	365.24	8.82	8.07	22.62	12.92%	5.34	23.57	29.05	5.33	2.89	2.89%	23.03	23.03%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,289	+7.94	+0.62%	0.02	0.13	279.95	125.1%	6	61.8	61.8	623.92	7.19	7.21	25.61	5.33%	4.47	20.23	20.58	5.18	3.34	3.34%	24.42	24.42%
JSLBB	923.4	+10.41	+1.14%	0	0.12	175.1	110.76%	7.07	10.7	10.7	205.32	5.31	6.51	6.47	17.14%	5.71	93.36	92.34	6.04	0.75	0.75%	6.42	6.42%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	775.1	+0.08	+0.01%	0	0.13	178.73	114.65%	6.22	27.4	27.4	331.94	8.66	8.3	16.52	9.78%	4.32	28.2	31.39	4.66	2.21	2.21%	15.73	15.73%
LLBS	813.9	+0.89	+0.11%	0	0.13	204.16	194.11%	7.17	24.2	24.2	333.41	9.54	7.1	12.32	11.93%	4.51	38.01	35.99	4.68	1.59	1.59%	13.24	13.24%
MATRI	709.8	+9.18	+1.31%	0	0.12	145.42	114.29%	12.35	45.13	45.13	384.27	7.95	6.32	18.68	26.61%	5.77	18.59	16.37	3.47	2.3	2.3%	27.46	27.46%
MERO	631.9	+2.02	+0.32%	0.01	0.11	149.87	87.82%	8.3	8.47	8.47	169	8.37	5.92	6.22	17.32%	4.47	79.1	72.26	4.92	0.69	0.69%	5.63	5.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,136.41	2.23	0.14%	0.01	0.124	210.21	130.26%	7.23	39.6	39.45	423.39	7.75	7.19	19.74	10.94%	5.985	39.21	37.45	7.133	2.39	2.38%	19.18	19.13%
MED	944.2	2.01	0.24%	0	0.13	179.82	114%	6.85	34.27	34.27	363.24	8.3	7.23	18.83	9.41%	4.92	28.01	30.22	4.99	2.34	2.34%	18.84	18.84%
MAX	4,899.3	30.19	2.65%	0.04	0.14	362.38	352.61%	12.35	110.66	110.66	943.79	9.54	9.36	47.12	26.61%	19.87	103.29	92.34	28.58	4.02	4.02%	39.92	39.92%
MIN	631.9	-39.05	-2.64%	0	0.06	137.26	25.3%	2.09	8.47	8.47	169	1.36	4.04	6.22	2.3%	3.51	12	13.46	3.47	0.69	0.69%	5.63	5.63%