Shrijanshil Laghubitta Bittiya Sanstha Limited

MicrofinanceLow Cap

NPR 1,358.00

NPR -42-3.00%

09:12 AM NPT · Sep 16, 2026

Est. 2075 B.S. · Golbazar Municipality-7, Siraha, Madhesh Province, Nepal · CEO: Not mentioned

Shrijanshil Laghubitta Bittiya Sanstha Limited is a national-level microfinance institution in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. Established with the goal of empowering low-income households and underserved communities, the institution focuses on microfinance lending, savings mobilization, and entrepreneurship development across rural regions of Nepal. The organization provides a wide range of microfinance services including group-based lending, micro-enterprise loans, agricultural and livestock financing, compulsory savings, micro-insurance, and financial literacy programs. By emphasizing social upliftment, women empowerment, and rural economic development, Shrijanshil Laghubitta plays an important role in improving financial access and fostering self-sustainability in disadvantaged areas. With expanding outreach, trained field staff, and a community-driven operational model, Shrijanshil Laghubitta Bittiya Sanstha Limited continues to strengthen its presence in Nepal’s microfinance sector through responsible banking, transparent governance, and impact-oriented financial services.

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Trading

Open

1,358.00

High

1,358.00

Low

1,358.00

Prev Close

1,400.00

Volume

Turnover

Rs 13,580

Txns

Valuation · Q4 FY25/26

EPS Ann.

30.81

EPS TTM

30.81

BVPS

288.38

P/E Ann.

44.08

P/E TTM

44.08

Graham #

447.12

Capital

Mkt Cap

1.49 Arab

Total

10.94 Lakh

Public

3.94 Lakh

Promoter

7.0 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

48.3

ADX

61.16

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

1328.12

SMA 50

1413.59

Bands & Channels

BB Width %

19.67%

Volume & Flow

OBV

253,546

Flow Analysis

[ Live 2026-09-16 ]

Total Buy

1,175

Shares Bought

Total Sell

1,175

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 46%

Distribution 54%

Accumulators

Quantity

370

Amount

511,076

Avg Rate

1381.29

Rank

#48

Brokers

#58

Distributors

Quantity

438

Amount

552,950

Avg Rate

1262.44

Rank

#46

Brokers

#44#33

Net Flow Impact:

-68units

(Rs. -41,874)

Net Flow by Timeframe

SHLB — Broker Breakdown (7D)

10 Buyers15 Sellers

[ Vol: 2,169 ]

Buy Side

Total: 1,094

Broker

QTY

AVG

NET

370

1381.29

+340

31.5%

318

1254.87

+318

27.1%

100

1240.10

+100

8.5%

100

1233.72

+100

8.5%

1301.56

+50

4.3%

1364.00

+50

4.3%

1308.40

+50

4.3%

1325.00

+36

3.1%

1406.00

+10

0.8%

1340.00

+10

0.8%

Sell Side

Total: 1,075

Broker

QTY

AVG

NET

268

1255.00

-268

22.8%

170

1274.18

-170

14.5%

131

1242.15

-121

11.2%

103

1400.00

-103

8.8%

1360.57

-70

6.0%

1379.00

-50

4.3%

1364.36

-9

4.3%

1378.00

-50

4.3%

1330.43

-46

3.9%

1379.00

-40

3.4%

1252.00

-30

2.5%

1291.50

-20

1.7%

1377.00

-20

1.7%

1378.00

-17

1.4%

1245.00

-10

0.8%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Capital & Liabilities
Paid Up Capital	0	109,375	109,375	0	0.00%
Reserves and Surplus	0	161,434	160,247	0	+0.74%
Debentures and Bonds	0	0.00	0.00	0	-
Borrowings	1,699,761	1,616,013	1,106,893	0	+5.18%
Deposits	0	846,902	848,481	0	-0.19%
Income Tax Liabilities	0	19,322	14,984	0	+28.96%
Other Liabilities	187,282	251,052	134,519	0	-25.40%
Total Capital & Liabilities	0	3,004,099	2,374,500	0	+26.52%
Assets
Cash and Bank Balance	0	251,301	106,444	0	+136.09%
Money at Call & Short Notice	0	0.00	0.00	0	-
Investments	0	24.88	15.30	0	+62.61%
Loan and Advances	0	2,699,399	2,223,973	0	+21.38%
Fixed Assets	0	14,978	6,303	0	+137.64%
Non Banking Assets	0	0.00	0.00	0	-
Other Assets	37,118	38,396	37,765	0	-3.33%
Total Assets	3,160,499	3,004,099	2,374,500	0	+5.21%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	894	-6.03	-0.67%	0	0.14	180.9	188.13%	7.96	27.79	27.79	336.32	9.04	8.24	12.44	6.01%	5.15	33.54	32.78	4.17	1.68	1.68%	16.48	16.48%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,201	-8.95	-0.74%	0.01	0.13	174.67	114%	7.78	32.63	32.63	358.1	8.56	7.25	17.03	8.57%	6.01	32.18	33.07	5.48	2.23	2.23%	19.62	19.62%
ANLB	5,010	-10.04	-0.2%	0	0.11	362.38	-	5.73	69.71	69.71	753.91	-	7.65	26.79	10.78%	19.87	103.29	73.73	27.67	3.07	3.07%	19.94	19.94%
AVYAN	1,040	-38.06	-3.53%	0	0.14	158.75	111.65%	8.35	57.04	57.04	451.38	8.37	8.5	27.5	7.41%	6.56	18.27	18.23	5.02	3.86	3.86%	39.92	39.92%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	950	-9.79	-1.02%	0.03	0.12	251.06	95.51%	5.35	35.91	35.91	450.39	6.23	5.32	19.33	2.3%	3.67	25.68	26.16	4.96	2.37	2.37%	14.96	14.96%
CYCL	1,500	+9.98	+0.67%	0	0.12	357.75	112.53%	6.62	110.66	110.66	943.79	7.91	6.61	33.9	14.04%	3.71	12	13.25	4.07	4.02	4.02%	34.85	34.85%
DDBL	849.9	-11.11	-1.29%	0.02	0.13	226.87	112.67%	5.38	48.15	48.15	495.77	7.76	7.42	26.83	6.49%	3.75	17.65	17.44	4.74	3.48	3.48%	23.1	23.1%
DLBS	1,110	-8.95	-0.8%	0	0.12	150.57	45.18%	11.27	15.72	15.72	230.77	7.98	6.58	7.08	20.52%	8.03	76.91	65.33	5.45	0.82	0.82%	9.82	9.82%
FMDBL	738	-10.02	-1.34%	0.01	0.06	137.26	123.87%	2.09	14.18	14.18	209.27	1.36	4.04	47.12	2.88%	6.27	60.65	53.46	28.58	3.06	3.06%	10.56	10.56%
FOWAD	895	-15.02	-1.65%	0.01	0.13	278.57	115.92%	6.23	52.14	52.14	571.67	7.56	6.59	21.07	16.17%	3.51	18.78	17.61	3.96	2.69	2.69%	19.74	19.74%
GBLBS	660	+3.02	+0.46%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,116	-12.98	-1.15%	0.01	0.14	242.58	270.5%	6.57	61.87	61.87	581.11	8.81	8.56	25.61	8.7%	4.37	17.13	17.62	4.39	3.6	3.6%	27.61	27.61%
GLBSL	1,689	+29.05	+1.75%	0	0.14	169.51	352.61%	9.34	31.11	31.11	344.46	8.49	8.14	13.37	8.09%	10.41	56.7	55.61	7.58	1.87	1.87%	20.28	20.28%
GMFBS	1,122.5	-14.44	-1.27%	0	0.12	158	105.93%	9.42	28.68	28.68	319.31	8.51	7.16	13.91	13.79%	7.52	41.42	40.41	5.77	1.68	1.68%	17.09	17.09%
HLBSL	867	-12.94	-1.47%	0	0.12	185.53	93.98%	8.71	31.26	31.26	361.24	8.3	7.31	14.98	9.04%	4.69	27.81	27.83	4.17	1.8	1.8%	18.06	18.06%
ILBS	957.9	+9.86	+1.04%	0	0.13	161.73	120.99%	6.56	36.66	36.66	365.24	8.82	8.07	22.62	12.92%	5.34	23.57	23.43	5.33	2.89	2.89%	23.03	23.03%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,279	-6.04	-0.47%	0.02	0.13	279.95	125.1%	6	61.8	61.8	623.92	7.19	7.21	25.61	5.33%	4.47	20.23	20.33	5.18	3.34	3.34%	24.42	24.42%
JSLBB	986	+16.1	+1.66%	0	0.12	175.1	110.76%	7.07	10.7	10.7	205.32	5.31	6.51	6.47	17.14%	5.71	93.36	90.37	6.04	0.75	0.75%	6.42	6.42%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	854	+35.52	+4.34%	0	0.13	178.73	114.65%	6.22	27.4	27.4	331.94	8.66	8.3	16.52	9.78%	4.32	28.2	28.25	4.66	2.21	2.21%	15.73	15.73%
LLBS	877	+17.03	+1.98%	0	0.13	204.16	194.11%	7.17	24.2	24.2	333.41	9.54	7.1	12.32	11.93%	4.51	38.01	36.24	4.68	1.59	1.59%	13.24	13.24%
MATRI	759	+0.99	+0.13%	0	0.12	145.42	114.29%	12.35	45.13	45.13	384.27	7.95	6.32	18.68	26.61%	5.77	18.59	17.46	3.47	2.3	2.3%	27.46	27.46%
MERO	609	-7.77	-1.26%	0.01	0.11	149.87	87.82%	8.3	8.47	8.47	169	8.37	5.92	6.22	17.32%	4.47	79.1	75.09	4.92	0.69	0.69%	5.63	5.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,180.2	-2.3	-0.22%	0.01	0.124	210.21	130.26%	7.23	39.6	39.45	423.39	7.75	7.19	19.74	10.94%	5.985	39.21	36.588	7.133	2.39	2.38%	19.18	19.13%
MED	953.95	-8.36	-0.71%	0	0.13	179.82	114%	6.85	34.27	34.27	363.24	8.3	7.23	18.83	9.41%	4.92	28.01	28.04	4.99	2.34	2.34%	18.84	18.84%
MAX	5,010	35.52	4.34%	0.03	0.14	362.38	352.61%	12.35	110.66	110.66	943.79	9.54	9.36	47.12	26.61%	19.87	103.29	90.37	28.58	4.02	4.02%	39.92	39.92%
MIN	609	-38.06	-3.53%	0	0.06	137.26	25.3%	2.09	8.47	8.47	169	1.36	4.04	6.22	2.3%	3.51	12	13.25	3.47	0.69	0.69%	5.63	5.63%