Shree Investment Finance Co. Ltd.

FinanceHigh Cap

NPR 533.00

NPR -4-0.74%

09:14 AM NPT · May 13, 2026

Est. 1994 · Dilli Bazar, Ward-33, Kathmandu, Nepal · CEO: Lila Mani Neupane

Shree Investment & Finance Co. Ltd. (SIFC) is a national-level finance company in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “C” class financial institution. Established to provide accessible, innovative, and reliable financial services, the company has grown steadily, offering a wide range of retail and SME-focused banking products across Nepal. Headquartered in Kathmandu, SIFC provides financial solutions such as savings and fixed deposit accounts, hire-purchase loans, home and business loans, SME financing, microfinance services, remittance facilities, and digital banking. With a strong emphasis on customer service, transparent operations, and responsible credit practices, the company continues to build trust among individuals, entrepreneurs, and small businesses. Shree Investment & Finance is recognized for its efficient service delivery, expanding branch network, and commitment to supporting local economic growth through inclusive financing. The institution integrates modern banking technology with personalized financial solutions to serve Nepal’s diverse financial needs.

www.shreefinance.com.np/

Trading

Open

522.50

High

535.00

Low

521.10

Prev Close

537.00

Volume

2,961

Turnover

Rs 1,563,109

Txns

Valuation · Q2 FY25/26

EPS Ann.

2.43

EPS TTM

6.79

BVPS

136.25

P/E Ann.

219.34

P/E TTM

78.50

Graham #

86.31

Capital

Mkt Cap

5.33 Arab

Total

1.0 Crore

Public

49.0 Lakh

Promoter

51.0 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

33.57

ADX

30.7

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

542.86

SMA 50

568.95

Bands & Channels

BB Width %

10.43%

Volume & Flow

OBV

3,441,387

Flow Analysis

[ Live 2026-05-13 ]

Total Buy

23,398

Shares Bought

Total Sell

23,398

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 42%

Distribution 58%

Accumulators

Quantity

7,338

Amount

3,897,425

Avg Rate

531.13

Rank

#11

Brokers

#42#88#65#75

Distributors

Quantity

10,052

Amount

5,303,722

Avg Rate

527.63

Rank

Brokers

#14#17

Net Flow Impact:

-2,714units

(Rs. -1,406,298)

Net Flow by Timeframe

SIFC — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 35,793 ]

Buy Side

Total: 17,618

Broker

QTY

AVG

NET

3,248

528.77

+2,739

13.9%

2,386

524.62

+686

10.2%

1,810

531.89

+1,810

7.7%

1,410

521.81

+706

6.0%

1,340

528.27

+515

5.7%

1,280

529.11

+1,280

5.5%

1,000

537.55

+876

4.3%

1,000

540.00

+1,000

4.3%

750

530.73

+715

3.2%

734

536.12

+734

3.1%

610

520.48

+300

2.6%

550

534.00

+550

2.4%

500

528.20

+500

2.1%

500

530.00

+500

2.1%

500

525.00

+490

2.1%

Sell Side

Total: 18,175

Broker

QTY

AVG

NET

7,740

529.51

-7,430

33.1%

2,312

521.33

-2,282

9.9%

1,987

534.38

-1,067

8.5%

1,472

529.52

-742

6.3%

1,005

527.79

-955

4.3%

870

521.46

-870

3.7%

600

530.67

-600

2.6%

500

518.30

-500

2.1%

361

540.00

-361

1.5%

320

517.42

-320

1.4%

290

529.42

-96

1.2%

260

532.19

-260

1.1%

250

531.80

-50

1.1%

108

537.10

-58

0.5%

100

531.00

-100

0.4%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	177,960,620	434,682,384	258,260,655	375,956,600	-59.06%
Money at Call & Short Notice	1,214,549,297	600,367,108	311,322,804	273,146,387	+102.30%
Due from NRB	1,214,549,297	600,367,108	311,322,804	273,146,387	+102.30%
Placement with B/FIs	0.00	0.00	0.00	0.00	-
Loans & Advances
Loans and Advances	6,359,578,649	6,215,291,199	5,487,831,638	5,529,290,523	+2.32%
Loans & Advances to B/FIs	282,800,430	185,981,450	192,846,250	367,953,600	+52.06%
Loans & Advances to Customers	6,076,778,219	6,029,309,749	5,294,985,388	5,161,336,923	+0.79%
Investments
Investment Securities	2,208,824,694	2,392,252,812	2,307,735,058	2,479,552,472	-7.67%
Investment in Subsidiaries	0.00	0.00	0.00	0.00	-
Investment in Associates	0.00	0.00	0.00	0.00	-
Investment Property	14,602,600	14,602,600	14,602,600	0	0.00%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0.00	-
Other Trading Assets	0.00	0.00	0.00	0.00	-
Current Tax Assets	40,362,416	19,950,642	40,129,988	29,611,627	+102.31%
Deferred Tax Assets	0.00	0.00	0.00	0.00	-
Goodwill and Intangible Assets	3,105,049	2,304,828	3,272,378	1,054,080	+34.72%
Property & Equipment	123,814,286	154,910,688	106,011,114	107,552,418	-20.07%
Other Assets	25,610,879	40,136,197	47,384,668	12,248,510	-36.19%
Total Assets	10,168,408,490	9,874,498,459	8,576,550,903	8,808,412,617	+2.98%
Liabilities
Borrowings & Funding
Borrowings	519,257,598	548,922,371	202,087,847	887,265,267	-5.40%
Borrowing	0.00	0.00	0.00	0.00	-
Debt Securities Issued	0.00	0.00	0.00	0.00	-
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	329,257,598	281,422,371	94,046,815	418,615,070	+17.00%
Due to NRB	190,000,000	267,500,000	108,041,032	468,650,197	-28.97%
Deposits	8,174,861,443	7,845,844,760	6,937,207,868	6,553,631,943	+4.19%
Other Liabilities
Provisions	0.00	0.00	0.00	0.00	-
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	15,422,603	12,860,266	20,702,913	14,134,332	+19.92%
Other Liabilities	96,411,263	105,608,638	98,491,488	62,190,928	-8.71%
Other Liabilities & Provisions	111,833,866	118,468,904	119,194,401	76,325,260	-5.60%
Total Liabilities	8,805,952,907	8,513,236,036	7,258,490,116	7,517,222,471	+3.44%
Equity
Paid Up Capital	1,000,000,000	1,000,000,000	981,683,200	981,683,200	0.00%
Share Premium	0.00	0.00	0.00	0.00	-
Reserves & Surpluses
Reserves	358,385,851	351,297,060	337,184,766	306,344,806	+2.02%
Reserves & Surpluses	362,455,584	361,262,423	337,377,589	309,506,947	+0.33%
Retained Earnings	4,069,733	9,965,363	192,823	3,162,141	-59.16%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	1,362,455,584	1,361,262,423	1,319,060,789	1,291,190,147	+0.09%
Total Liabilities & Equity	10,168,408,491	9,874,498,459	8,577,550,905	8,808,412,617	+2.98%

Sector Peers — Finance (14)

Peer Comparison

Finance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
BFC	458.3	+2.28	+0.5%	0	0.07	107.3	67.94%	3.93	4.14	99.97	4.18%	3.72%	13.87%	6.9%	8.67	118.3	0.59	118.32	112.32	32.69	0.48%	0.51%	3.28%	3.46%
CFCL	498	-4.88	-0.97%	0	0.07	113.65	60.96%	8.26	13.16	183.44	4.4%	4.46%	14.18%	12.31%	8.69	59.81	0.06	64.77	40.65	29.46	0.82%	1.33%	6.68%	10.64%
GFCL	617	-8	-1.28%	0.01	0.09	256.65	72.24%	23.61	11.24	254.77	4.44%	7.04%	6.7%	16.44%	4.89	26.6	0.03	27.11	56.94	17.49	1.4%	0.67%	10.36%	4.93%
GMFIL	456.4	-2.11	-0.46%	0	0.06	164.67	66.57%	3.33	6.59	156.26	4.57%	4.1%	6.94%	5.16%	5.54	136.94	0.78	137.24	69.35	28.28	0.32%	0.66%	2.12%	4.2%
GUFL	523	+0.99	+0.19%	0	0.06	148.65	73.25%	14.21	-7.27	-	4.57%	3.56%	17.46%	19.61%	6.82	35.68	0.02	38.56	-75.38	28	1.1%	-0.56%	9.3%	-4.76%
ICFC	620.2	-0.19	-0.03%	0.01	0.08	170.19	80.06%	5.41	22.63	294.37	4.48%	3.46%	3.51%	3.5%	7.55	118.82	0	118.34	28.29	16.67	0.26%	1.13%	3.2%	13.45%
JFL	407	-2	-0.49%	0	0.05	-1.98	94.01%	1.07	-39.75	-	4.6%	2.72%	53.8%	2.59%	-	392.52	0	397.01	-10.69	163.27	0.12%	-4.91%	3.24%	-120.61%
MFIL	803	+5.98	+0.75%	0.01	0.08	175.29	84.84%	20.03	24.61	311.55	4.59%	4.44%	3.64%	12.57%	8.75	38.29	2.38	37.29	30.35	19.26	1.04%	1.3%	11.72%	14.41%
MPFL	609	-0.98	-0.16%	0	0.07	118.58	59.98%	2.57	1.82	69.68	4.58%	3.48%	8.3%	6.18%	10.49	242.06	0	237.35	335.16	59.9	0.4%	0.28%	2.18%	1.55%
NFS	566	-7.98	-1.39%	0	0.06	121.25	65.15%	-22.52	-11.1	-	4.58%	2.48%	16.73%	-54.62%	10.32	-27.78	0	-27.75	-56.31	60.7	-3.42%	-1.68%	-18%	-8.87%
PFL	368.8	-9.19	-2.43%	0	0.06	78.22	70.21%	43.2	91.05	400.3	3.69%	3.1%	25.1%	83.52%	9.08	8.22	0.06	8.61	4.09	27.47	4.7%	9.92%	65.36%	137.76%
PROFL	440	+2.01	+0.46%	0	0.07	73.93	70.33%	-6.9	-0.31	-	4.09%	3.5%	7.39%	-10.84%	12.25	-65.65	0	-65.65	-1,461.29	28.49	-0.7%	-0.03%	-9.24%	-0.42%
RLFL	434	+3.49	+0.81%	0	0.07	112.03	79.11%	0.31	14.64	192.1	4.59%	3.32%	9.09%	0.46%	7.59	1,370.97	14.21	1,441.94	30.53	25.77	0.02%	1.6%	0.28%	13.99%
SFCL	371	-9.01	-2.37%	0	0.07	59.96	72.92%	0.29	11.71	125.69	4.57%	3.48%	8.17%	0.94%	12.34	1,275.86	12.89	1,313.79	32.54	48.72	0.06%	2.83%	0.5%	21.26%

AVG	512.26	-2.11	-0.49%	0	0.069	121.31	72.68%	6.91	10.23	208.81	4.42%	3.78%	13.92%	7.48%	8.691	266.474	2.216	274.781	-61.675	41.869	0.47%	0.93%	6.5%	6.5%
MED	478.15	-1.49	-0.31%	0	0.07	116.12	71.29%	3.63	8.92	187.77	4.57%	3.49%	8.7%	5.67%	8.69	89.055	0.045	91.545	30.44	28.385	0.36%	0.67%	3.22%	4.56%
MAX	803	5.98	0.81%	0.01	0.09	256.65	94.01%	43.2	91.05	400.3	4.6%	7.04%	53.8%	83.52%	12.34	1,370.97	14.21	1,441.94	335.16	163.27	4.7%	9.92%	65.36%	137.76%
MIN	368.8	-9.19	-2.43%	0	0.05	-1.98	59.98%	-22.52	-39.75	69.68	3.69%	2.48%	3.51%	-54.62%	4.89	-65.65	0	-65.65	-1,461.29	16.67	-3.42%	-4.91%	-18%	-120.61%