Shree Investment Finance Co. Ltd.

FinanceHigh Cap

NPR 530.90

NPR +5.9+1.12%

09:14 AM NPT · May 15, 2026

Est. 1994 · Dilli Bazar, Ward-33, Kathmandu, Nepal · CEO: Lila Mani Neupane

Shree Investment & Finance Co. Ltd. (SIFC) is a national-level finance company in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “C” class financial institution. Established to provide accessible, innovative, and reliable financial services, the company has grown steadily, offering a wide range of retail and SME-focused banking products across Nepal. Headquartered in Kathmandu, SIFC provides financial solutions such as savings and fixed deposit accounts, hire-purchase loans, home and business loans, SME financing, microfinance services, remittance facilities, and digital banking. With a strong emphasis on customer service, transparent operations, and responsible credit practices, the company continues to build trust among individuals, entrepreneurs, and small businesses. Shree Investment & Finance is recognized for its efficient service delivery, expanding branch network, and commitment to supporting local economic growth through inclusive financing. The institution integrates modern banking technology with personalized financial solutions to serve Nepal’s diverse financial needs.

www.shreefinance.com.np/

Trading

Open

534.00

High

536.00

Low

523.10

Prev Close

525.00

Volume

5,412

Turnover

Rs 2,863,317.4

Txns

Valuation · Q2 FY25/26

EPS Ann.

2.43

EPS TTM

6.79

BVPS

136.25

P/E Ann.

218.48

P/E TTM

78.19

Graham #

86.31

Capital

Mkt Cap

5.31 Arab

Total

1.0 Crore

Public

49.0 Lakh

Promoter

51.0 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

40.1

ADX

25.65

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

539.65

SMA 50

564.84

Bands & Channels

BB Width %

9.98%

Volume & Flow

OBV

3,445,848

Flow Analysis

[ Live 2026-05-15 ]

Total Buy

22,367

Shares Bought

Total Sell

22,367

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 42%

Distribution 58%

Accumulators

Quantity

8,450

Amount

4,473,253

Avg Rate

529.38

Rank

Brokers

#88#42#65

Distributors

Quantity

11,832

Amount

6,270,782

Avg Rate

529.98

Rank

Brokers

#14#97#45

Net Flow Impact:

-3,382units

(Rs. -1,797,530)

Net Flow by Timeframe

SIFC — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 34,969 ]

Buy Side

Total: 15,610

Broker

QTY

AVG

NET

3,228

528.82

+2,689

14.4%

2,942

531.05

+2,942

13.2%

2,280

528.01

+2,230

10.2%

1,250

527.98

+715

5.6%

1,000

537.55

+876

4.5%

1,000

540.00

+1,000

4.5%

734

536.12

+734

3.3%

550

534.00

+550

2.5%

500

530.00

+500

2.2%

500

525.00

+489

2.2%

496

541.02

+496

2.2%

370

537.06

+65

1.6%

310

528.59

+310

1.4%

225

533.85

+225

1.0%

225

526.00

+225

1.0%

Sell Side

Total: 19,359

Broker

QTY

AVG

NET

7,820

529.48

-7,510

35.0%

2,512

530.96

-1,252

11.2%

1,700

535.59

-645

7.6%

1,500

531.00

-1,500

6.7%

1,475

530.42

-745

6.6%

996

525.00

-246

4.5%

814

531.89

-484

3.6%

600

530.67

-600

2.7%

361

540.00

-361

1.6%

350

529.00

-20

1.6%

310

533.35

-196

1.4%

300

534.00

-300

1.3%

270

528.51

-270

1.2%

200

532.90

-200

0.9%

151

526.07

-151

0.7%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	177,960,620	434,682,384	258,260,655	375,956,600	-59.06%
Money at Call & Short Notice	1,214,549,297	600,367,108	311,322,804	273,146,387	+102.30%
Due from NRB	1,214,549,297	600,367,108	311,322,804	273,146,387	+102.30%
Placement with B/FIs	0.00	0.00	0.00	0.00	-
Loans & Advances
Loans and Advances	6,359,578,649	6,215,291,199	5,487,831,638	5,529,290,523	+2.32%
Loans & Advances to B/FIs	282,800,430	185,981,450	192,846,250	367,953,600	+52.06%
Loans & Advances to Customers	6,076,778,219	6,029,309,749	5,294,985,388	5,161,336,923	+0.79%
Investments
Investment Securities	2,208,824,694	2,392,252,812	2,307,735,058	2,479,552,472	-7.67%
Investment in Subsidiaries	0.00	0.00	0.00	0.00	-
Investment in Associates	0.00	0.00	0.00	0.00	-
Investment Property	14,602,600	14,602,600	14,602,600	0	0.00%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0.00	-
Other Trading Assets	0.00	0.00	0.00	0.00	-
Current Tax Assets	40,362,416	19,950,642	40,129,988	29,611,627	+102.31%
Deferred Tax Assets	0.00	0.00	0.00	0.00	-
Goodwill and Intangible Assets	3,105,049	2,304,828	3,272,378	1,054,080	+34.72%
Property & Equipment	123,814,286	154,910,688	106,011,114	107,552,418	-20.07%
Other Assets	25,610,879	40,136,197	47,384,668	12,248,510	-36.19%
Total Assets	10,168,408,490	9,874,498,459	8,576,550,903	8,808,412,617	+2.98%
Liabilities
Borrowings & Funding
Borrowings	519,257,598	548,922,371	202,087,847	887,265,267	-5.40%
Borrowing	0.00	0.00	0.00	0.00	-
Debt Securities Issued	0.00	0.00	0.00	0.00	-
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	329,257,598	281,422,371	94,046,815	418,615,070	+17.00%
Due to NRB	190,000,000	267,500,000	108,041,032	468,650,197	-28.97%
Deposits	8,174,861,443	7,845,844,760	6,937,207,868	6,553,631,943	+4.19%
Other Liabilities
Provisions	0.00	0.00	0.00	0.00	-
Current Tax Liabilities	0.00	0.00	0.00	0.00	-
Deferred Tax Liabilities	15,422,603	12,860,266	20,702,913	14,134,332	+19.92%
Other Liabilities	96,411,263	105,608,638	98,491,488	62,190,928	-8.71%
Other Liabilities & Provisions	111,833,866	118,468,904	119,194,401	76,325,260	-5.60%
Total Liabilities	8,805,952,907	8,513,236,036	7,258,490,116	7,517,222,471	+3.44%
Equity
Paid Up Capital	1,000,000,000	1,000,000,000	981,683,200	981,683,200	0.00%
Share Premium	0.00	0.00	0.00	0.00	-
Reserves & Surpluses
Reserves	358,385,851	351,297,060	337,184,766	306,344,806	+2.02%
Reserves & Surpluses	362,455,584	361,262,423	337,377,589	309,506,947	+0.33%
Retained Earnings	4,069,733	9,965,363	192,823	3,162,141	-59.16%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	1,362,455,584	1,361,262,423	1,319,060,789	1,291,190,147	+0.09%
Total Liabilities & Equity	10,168,408,491	9,874,498,459	8,577,550,905	8,808,412,617	+2.98%

Sector Peers — Finance (14)

Peer Comparison

Finance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
BFC	454.1	-0.91	-0.2%	0	0.07	107.3	67.94%	3.93	4.14	99.97	4.18%	3.72%	13.87%	6.9%	8.67	118.3	0.59	118.32	112.32	32.69	0.48%	0.51%	3.28%	3.46%
CFCL	494	+2.02	+0.41%	0	0.07	113.65	60.96%	8.26	13.16	183.44	4.4%	4.46%	14.18%	12.31%	8.69	59.81	0.06	64.77	40.65	29.46	0.82%	1.33%	6.68%	10.64%
GFCL	625.8	+10.82	+1.76%	0.01	0.09	256.65	72.24%	23.61	11.24	254.77	4.44%	7.04%	6.7%	16.44%	4.89	26.6	0.03	27.11	56.94	17.49	1.4%	0.67%	10.36%	4.93%
GMFIL	452.4	-2.59	-0.57%	0	0.06	164.67	66.57%	3.33	6.59	156.26	4.57%	4.1%	6.94%	5.16%	5.54	136.94	0.78	137.24	69.35	28.28	0.32%	0.66%	2.12%	4.2%
GUFL	520.1	+0.62	+0.12%	0	0.06	148.65	73.25%	14.21	-7.27	-	4.57%	3.56%	17.46%	19.61%	6.82	35.68	0.02	38.56	-75.38	28	1.1%	-0.56%	9.3%	-4.76%
ICFC	620	-1.93	-0.31%	0.01	0.08	170.19	80.06%	5.41	22.63	294.37	4.48%	3.46%	3.51%	3.5%	7.55	118.82	0	118.34	28.29	16.67	0.26%	1.13%	3.2%	13.45%
JFL	405.6	-1.38	-0.34%	0	0.05	-1.98	94.01%	1.07	-39.75	-	4.6%	2.72%	53.8%	2.59%	-	392.52	0	397.01	-10.69	163.27	0.12%	-4.91%	3.24%	-120.61%
MFIL	797	+3.97	+0.5%	0.01	0.08	175.29	84.84%	20.03	24.61	311.55	4.59%	4.44%	3.64%	12.57%	8.75	38.29	2.38	37.29	30.35	19.26	1.04%	1.3%	11.72%	14.41%
MPFL	614	+9.01	+1.49%	0	0.07	118.58	59.98%	2.57	1.82	69.68	4.58%	3.48%	8.3%	6.18%	10.49	242.06	0	237.35	335.16	59.9	0.4%	0.28%	2.18%	1.55%
NFS	562.9	-1.13	-0.2%	0	0.06	121.25	65.15%	-22.52	-11.1	-	4.58%	2.48%	16.73%	-54.62%	10.32	-27.78	0	-27.75	-56.31	60.7	-3.42%	-1.68%	-18%	-8.87%
PFL	369	+1.98	+0.54%	0	0.06	78.22	70.21%	43.2	91.05	400.3	3.69%	3.1%	25.1%	83.52%	9.08	8.22	0.06	8.61	4.09	27.47	4.7%	9.92%	65.36%	137.76%
PROFL	435	0	0%	0	0.07	73.93	70.33%	-6.9	-0.31	-	4.09%	3.5%	7.39%	-10.84%	12.25	-65.65	0	-65.65	-1,461.29	28.49	-0.7%	-0.03%	-9.24%	-0.42%
RLFL	431	+0.99	+0.23%	0	0.07	112.03	79.11%	0.31	14.64	192.1	4.59%	3.32%	9.09%	0.46%	7.59	1,370.97	14.21	1,441.94	30.53	25.77	0.02%	1.6%	0.28%	13.99%
SFCL	367	+3.81	+1.05%	0	0.07	59.96	72.92%	0.29	11.71	125.69	4.57%	3.48%	8.17%	0.94%	12.34	1,275.86	12.89	1,313.79	32.54	48.72	0.06%	2.83%	0.5%	21.26%

AVG	510.56	1.81	0.32%	0	0.069	121.31	72.68%	6.91	10.23	208.81	4.42%	3.78%	13.92%	7.48%	8.691	266.474	2.216	274.781	-61.675	41.869	0.47%	0.93%	6.5%	6.5%
MED	474.05	0.81	0.18%	0	0.07	116.12	71.29%	3.63	8.92	187.77	4.57%	3.49%	8.7%	5.67%	8.69	89.055	0.045	91.545	30.44	28.385	0.36%	0.67%	3.22%	4.56%
MAX	797	10.82	1.76%	0.01	0.09	256.65	94.01%	43.2	91.05	400.3	4.6%	7.04%	53.8%	83.52%	12.34	1,370.97	14.21	1,441.94	335.16	163.27	4.7%	9.92%	65.36%	137.76%
MIN	367	-2.59	-0.57%	0	0.05	-1.98	59.98%	-22.52	-39.75	69.68	3.69%	2.48%	3.51%	-54.62%	4.89	-65.65	0	-65.65	-1,461.29	16.67	-3.42%	-4.91%	-18%	-120.61%