Sindhu Bikash Bank Ltd

Development BankLow Cap

NPR 709.00

NPR +8+1.14%

09:14 AM NPT · Jun 26, 2026

Est. September 9, 2010 · Barhabise Bazar, Sindhupalchowk, Nepal · CEO: Suresh Devkota

Sindhu Bikas Bank Limited is a national-level development bank in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “B” class financial institution. Established to provide accessible, reliable, and modern banking services, the bank primarily serves individuals, small and medium enterprises (SMEs), and local businesses across the Sindhupalchok district and other regions of Nepal. Headquartered in Chautara, Sindhupalchok, the bank offers a full range of financial products including savings and deposit accounts, business and SME loans, housing and personal loans, digital/mobile banking, trade finance, remittance services, and microfinance support. The bank places strong emphasis on improving financial inclusion in rural and semi-urban areas, promoting entrepreneurship, and supporting local economic development. Sindhu Bikas Bank is recognized for its customer-centric services, disciplined governance, and commitment to expanding financial access. Through its growing branch network and enhanced digital capabilities, the bank continues to strengthen its role as a trusted development-focused financial institution contributing to the economic upliftment of communities across Nepal.

www.sindhubank.com.np/facebook linkedin

Trading

Open

699.10

High

739.00

Low

692.10

Prev Close

701.00

Volume

4,945

Turnover

Rs 3,478,415.2

Txns

Valuation · Q3 FY25/26

EPS Ann.

-7.91

EPS TTM

1.20

BVPS

91.30

P/E Ann.

-89.63

P/E TTM

590.83

Graham #

N/A

Capital

Mkt Cap

3.95 Arab

Total

55.75 Lakh

Public

27.32 Lakh

Promoter

28.43 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

37.94

ADX

31.08

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

734.46

SMA 50

730.1

Bands & Channels

BB Width %

8.78%

Volume & Flow

OBV

6,971,593

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

27,324

Shares Bought

Total Sell

27,324

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 46%

Distribution 54%

Accumulators

Quantity

6,103

Amount

4,366,289

Avg Rate

715.43

Rank

#16

Brokers

#87#74#11#28

Distributors

Quantity

7,039

Amount

5,051,729

Avg Rate

717.68

Rank

#16

Brokers

#47#95#42

Net Flow Impact:

-936units

(Rs. -685,440)

Net Flow by Timeframe

SINDU — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 35,435 ]

Buy Side

Total: 14,584

Broker

QTY

AVG

NET

1,846

718.45

+1,697

6.8%

1,529

711.86

+1,499

5.6%

1,457

705.82

+949

5.3%

1,415

712.18

+1,105

5.2%

1,313

718.85

+1,202

4.8%

1,159

711.00

+831

4.2%

890

717.51

+814

3.3%

826

718.48

+553

3.0%

810

707.09

+810

3.0%

652

725.71

+202

2.4%

612

718.95

+304

2.2%

570

706.97

+330

2.1%

555

718.92

+365

2.0%

500

715.07

+500

1.8%

450

709.56

+383

1.6%

Sell Side

Total: 20,851

Broker

QTY

AVG

NET

3,020

720.81

-2,393

11.1%

2,375

708.61

-1,207

8.7%

2,265

706.49

-635

8.3%

2,079

712.87

-2,029

7.6%

1,940

717.94

-1,574

7.1%

1,932

708.35

-332

7.1%

1,360

706.71

-26

5.0%

1,000

706.49

-420

3.7%

963

715.63

-863

3.5%

872

711.82

-418

3.2%

810

705.71

-710

3.0%

715

707.88

-645

2.6%

525

722.26

-168

1.9%

521

725.79

-521

1.9%

474

707.56

-424

1.7%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	509,158	345,290	1,130,907	0	+47.46%
Money at Call & Short Notice	311,242	265,240	83,937	0	+17.34%
Due from NRB	311,242	265,240	83,937	0	+17.34%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	3,493,790	3,565,964	4,391,701	0	-2.02%
Loans & Advances to B/FIs	202,333	241,623	555,768	0	-16.26%
Loans & Advances to Customers	3,291,457	3,324,341	3,835,933	0	-0.99%
Investments
Investment Securities	1,378,597	1,385,948	69,127	0	-0.53%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	98,747	53,034	53,034	0	+86.19%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	297897.40	0	-
Current Tax Assets	54,818	31,814	26,292	0	+72.31%
Deferred Tax Assets	44,339	10,649	18,233	0	+316.35%
Goodwill and Intangible Assets	555.58	1632.99	2042.85	0	-65.98%
Property & Equipment	255,143	204,145	215,939	0	+24.98%
Other Assets	161,815	162,967	521,058	0	-0.71%
Total Assets	6,208,493	5,982,589	6,465,703	0	+3.78%
Liabilities
Borrowings & Funding
Borrowings	0.00	3333.33	151270.62	0	-100.00%
Borrowing	0.00	3333.33	10000.00	0	-100.00%
Debt Securities Issued	0.00	0.00	0.00	0	-
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	0.00	0.00	141270.62	0	-
Due to NRB	0.00	0.00	0.00	0	-
Deposits	5,518,052	5,312,709	5,563,747	0	+3.87%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	33621.87	0.00	0	-100.00%
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	181,501	187,589	159,571	0	-3.25%
Other Liabilities & Provisions	181,501	221,211	159,571	0	-17.95%
Total Liabilities	5,699,553	5,537,254	5,874,589	0	+2.93%
Equity
Paid Up Capital	557,456	557,456	557,456	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	217,832	131,777	106,973	0	+65.30%
Reserves & Surpluses	-48,517	-112,120	33,658	0	+56.73%
Retained Earnings	-266,349	-243,897	-73,316	0	-9.21%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	508,939	445,336	591,114	0	+14.28%
Total Liabilities & Equity	6,208,493	5,982,589	6,465,703	0	+3.78%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CORBL	1,714	+13.77	+0.81%	0.01	0.07	139.27	58.82%	3.34	12.26	2.68	91.64	4.57	6.71	29.16	6.36%	17.45	148.69	733.62	77.12	2.17	0.47%	8.64	1.89%
EDBL	555.6	-5.39	-0.96%	0.01	0.06	184	76.86%	7.79	16.61	16.24	259.29	4.57	4.28	18.31	6.59%	4.27	35.44	36.22	11.53	1.09	1.07%	9.59	9.37%
GBBL	405.8	+0.89	+0.22%	0.02	0.07	167.58	87.15%	9.73	23.21	26.99	319.01	4.13	4.68	18.73	4.77%	3.29	17.79	15.41	5.92	1.35	1.57%	14.85	17.28%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	1,048	+8.01	+0.77%	0.01	0.07	116.8	85.44%	8.48	7.63	13.54	188.63	4.17	4.43	9.47	4.32%	12.1	138.93	78.66	23.4	0.68	1.22%	6.87	12.19%
JBBL	338	-2.01	-0.59%	0.02	0.07	163.43	81.45%	9.63	19.09	7.63	167.5	4.17	4.2	17.05	7.83%	3.03	19.43	47.17	5.89	1.15	0.46%	12.11	4.83%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-82.82	-	-	-	-	-
KSBBL	475	-0.19	-0.04%	0.02	0.07	158.28	87.33%	10.09	18.64	17.35	248.57	4.11	4.39	15.05	4.4%	4.09	26.03	28.3	6.97	1.08	1.01%	12.65	11.78%
LBBL	479.9	+0.91	+0.19%	0.02	0.07	205.4	87.11%	7.88	20.67	24.61	337.25	4.08	4.11	16.23	6.49%	3.22	24	20.32	6.93	1.12	1.34%	10.71	12.76%
MDB	587	-3.01	-0.51%	0.01	0.07	139.36	85.76%	5.12	10.54	11.02	185.89	4.25	4	19.48	0.48%	5.95	59	56.3	20.44	1.4	1.46%	7.6	7.94%
MLBL	354.9	-1.1	-0.31%	0.02	0.07	162.01	87.89%	7.6	13.59	11.75	206.96	4.24	4.81	13.92	6.59%	3.09	27.62	31.28	6.83	0.97	0.84%	8.55	7.38%
MNBBL	366.9	0	0%	0.03	0.07	155.09	85.21%	9.87	15.71	21.94	276.7	4.48	4.6	13	4.88%	3.26	24.12	17.09	5.58	0.95	1.33%	10.67	14.89%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	788	+1.02	+0.13%	0	0.04	32.98	56.77%	2.97	-12.64	-11.86	-	4.5	-2.52	-304.8	59.37%	47.42	-92.8	-77.31	502.89	-10.84	-10.17%	-59.8	-56.1%
SABBL	976	+13	+1.35%	0.01	0.08	103.75	71.21%	2.81	-0.81	1.39	56.96	4.58	6.2	-2.82	3.35%	20.69	-1,987.65	852.52	99.38	-0.21	0.38%	-0.93	1.61%
SADBL	403	-0.69	-0.17%	0.02	0.07	158.79	83.84%	9.82	17.3	15.73	237.06	4.32	4.63	14.24	7.87%	3.57	24.57	26.7	6.22	1	0.91%	11.37	10.34%
SAPDBL	814	-84.95	-9.45%	0.01	0.06	72.9	71.87%	14.61	9.43	19.59	179.26	3.99	3.59	15.19	7.6%	15.69	90.99	43.29	24.58	0.88	1.84%	12.55	26.07%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SHINE	404	+1.49	+0.37%	0.02	0.07	153.05	85.75%	10	20.93	19.18	257	4.09	4.36	17.62	4.92%	3.6	19.73	21.74	6.18	1.29	1.19%	14.11	12.93%

AVG	647.34	-3.88	-0.55%	0.01	0.067	140.85	79.5%	7.98	12.81	13.19	215.12	4.28	4.16	-6.01	9.05%	10.048	-94.94	115.531	53.991	0.27	0.33%	5.3	6.34%
MED	479.9	0	0%	0.02	0.07	155.09	85.21%	8.48	15.71	15.73	222.01	4.24	4.39	15.19	6.36%	4.09	24.57	29.79	6.97	1.08	1.07%	10.67	10.34%
MAX	1,714	13.77	1.35%	0.03	0.08	205.4	87.89%	14.61	23.21	26.99	337.25	4.58	6.71	29.16	59.37%	47.42	148.69	852.52	502.89	2.17	1.84%	14.85	26.07%
MIN	338	-84.95	-9.45%	0	0.04	32.98	56.77%	2.81	-12.64	-11.86	56.96	3.99	-2.52	-304.8	0.48%	3.03	-1,987.65	-82.82	5.58	-10.84	-10.17%	-59.8	-56.1%