Sindhu Bikash Bank Ltd

Development BankLow Cap

NPR 684.60

NPR -1.4-0.20%

09:14 AM NPT · Aug 12, 2026

Est. September 9, 2010 · Barhabise Bazar, Sindhupalchowk, Nepal · CEO: Suresh Devkota

Sindhu Bikas Bank Limited is a national-level development bank in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “B” class financial institution. Established to provide accessible, reliable, and modern banking services, the bank primarily serves individuals, small and medium enterprises (SMEs), and local businesses across the Sindhupalchok district and other regions of Nepal. Headquartered in Chautara, Sindhupalchok, the bank offers a full range of financial products including savings and deposit accounts, business and SME loans, housing and personal loans, digital/mobile banking, trade finance, remittance services, and microfinance support. The bank places strong emphasis on improving financial inclusion in rural and semi-urban areas, promoting entrepreneurship, and supporting local economic development. Sindhu Bikas Bank is recognized for its customer-centric services, disciplined governance, and commitment to expanding financial access. Through its growing branch network and enhanced digital capabilities, the bank continues to strengthen its role as a trusted development-focused financial institution contributing to the economic upliftment of communities across Nepal.

www.sindhubank.com.np/facebook linkedin

Trading

Open

704.90

High

704.90

Low

676.10

Prev Close

686.00

Volume

8,940

Turnover

Rs 6,100,410.6

Txns

Valuation · Q3 FY25/26

EPS Ann.

-7.91

EPS TTM

1.20

BVPS

91.30

P/E Ann.

-86.55

P/E TTM

570.50

Graham #

N/A

Capital

Mkt Cap

3.82 Arab

Total

55.75 Lakh

Public

27.32 Lakh

Promoter

28.43 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

30.28

ADX

43.86

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

705.31

SMA 50

712.47

Bands & Channels

BB Width %

8.72%

Volume & Flow

OBV

6,962,311

Flow Analysis

[ Live 2026-08-12 ]

Total Buy

44,548

Shares Bought

Total Sell

44,548

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 53%

Distribution 47%

Accumulators

Quantity

10,015

Amount

6,916,097

Avg Rate

690.57

Rank

#13

Brokers

#58#45#37#26

Distributors

Quantity

8,938

Amount

6,117,314

Avg Rate

684.42

Rank

#14

Brokers

#11#71#57

Net Flow Impact:

+1,077units

(Rs. 798,783)

Net Flow by Timeframe

SINDU — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 55,289 ]

Buy Side

Total: 24,207

Broker

QTY

AVG

NET

4,035

689.36

+1,856

9.1%

2,925

689.48

+2,474

6.6%

2,721

692.96

+1,361

6.1%

1,795

689.18

+1,042

4.0%

1,600

689.56

+1,600

3.6%

1,455

697.25

+1,455

3.3%

1,349

687.73

+438

3.0%

1,289

702.55

+451

2.9%

1,263

696.61

+588

2.8%

1,215

687.47

+1,195

2.7%

1,200

693.88

+376

2.7%

1,075

695.31

+1,075

2.4%

999

686.44

+139

2.2%

700

699.43

+700

1.6%

586

689.10

+566

1.3%

Sell Side

Total: 31,082

Broker

QTY

AVG

NET

4,938

683.91

-1,868

11.1%

4,268

691.38

-1,680

9.6%

3,470

690.99

-467

7.8%

2,547

692.55

-1,317

5.7%

2,110

680.87

-2,010

4.7%

2,000

699.94

-1,040

4.5%

1,890

689.69

-1,890

4.2%

1,570

700.27

-449

3.5%

100

1,500

690.04

-1,500

3.4%

1,466

690.61

-686

3.3%

1,180

696.19

-880

2.6%

1,120

687.03

-730

2.5%

1,080

690.02

-1,070

2.4%

1,000

693.69

-850

2.2%

943

688.51

-499

2.1%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	509,158	345,290	1,130,907	0	+47.46%
Money at Call & Short Notice	311,242	265,240	83,937	0	+17.34%
Due from NRB	311,242	265,240	83,937	0	+17.34%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	3,493,790	3,565,964	4,391,701	0	-2.02%
Loans & Advances to B/FIs	202,333	241,623	555,768	0	-16.26%
Loans & Advances to Customers	3,291,457	3,324,341	3,835,933	0	-0.99%
Investments
Investment Securities	1,378,597	1,385,948	69,127	0	-0.53%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	98,747	53,034	53,034	0	+86.19%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	297897.40	0	-
Current Tax Assets	54,818	31,814	26,292	0	+72.31%
Deferred Tax Assets	44,339	10,649	18,233	0	+316.35%
Goodwill and Intangible Assets	555.58	1632.99	2042.85	0	-65.98%
Property & Equipment	255,143	204,145	215,939	0	+24.98%
Other Assets	161,815	162,967	521,058	0	-0.71%
Total Assets	6,208,493	5,982,589	6,465,703	0	+3.78%
Liabilities
Borrowings & Funding
Borrowings	0.00	3333.33	151270.62	0	-100.00%
Borrowing	0.00	3333.33	10000.00	0	-100.00%
Debt Securities Issued	0.00	0.00	0.00	0	-
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	0.00	0.00	141270.62	0	-
Due to NRB	0.00	0.00	0.00	0	-
Deposits	5,518,052	5,312,709	5,563,747	0	+3.87%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	33621.87	0.00	0	-100.00%
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	181,501	187,589	159,571	0	-3.25%
Other Liabilities & Provisions	181,501	221,211	159,571	0	-17.95%
Total Liabilities	5,699,553	5,537,254	5,874,589	0	+2.93%
Equity
Paid Up Capital	557,456	557,456	557,456	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	217,832	131,777	106,973	0	+65.30%
Reserves & Surpluses	-48,517	-112,120	33,658	0	+56.73%
Retained Earnings	-266,349	-243,897	-73,316	0	-9.21%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	508,939	445,336	591,114	0	+14.28%
Total Liabilities & Equity	6,208,493	5,982,589	6,465,703	0	+3.78%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CORBL	1,086	-54.04	-4.74%	0.01	0.07	139.27	58.82%	3.34	12.26	2.68	91.64	4.57	6.71	29.16	6.36%	17.45	148.69	733.62	77.12	2.17	0.47%	8.64	1.89%
EDBL	583.5	-4.41	-0.75%	0.01	0.06	184	76.86%	7.79	16.61	16.24	259.29	4.57	4.28	18.31	6.59%	4.27	35.44	36.22	11.53	1.09	1.07%	9.59	9.37%
GBBL	419.5	+0.5	+0.12%	0.02	0.07	167.58	87.15%	9.73	23.21	26.99	319.01	4.13	4.68	18.73	4.77%	3.29	17.79	15.41	5.92	1.35	1.57%	14.85	17.28%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	1,050	-0.95	-0.09%	0.01	0.07	116.8	85.44%	8.48	7.63	13.54	188.63	4.17	4.43	9.47	4.32%	12.1	138.93	78.66	23.4	0.68	1.22%	6.87	12.19%
JBBL	336	-1.21	-0.36%	0.02	0.07	163.43	81.45%	9.63	19.09	7.63	167.5	4.17	4.2	17.05	7.83%	3.03	19.43	47.17	5.89	1.15	0.46%	12.11	4.83%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-82.82	-	-	-	-	-
KSBBL	474.9	+4.1	+0.87%	0.02	0.07	158.28	87.33%	10.09	18.64	17.35	248.57	4.11	4.39	15.05	4.4%	4.09	26.03	28.3	6.97	1.08	1.01%	12.65	11.78%
LBBL	485	+1.02	+0.21%	0.02	0.07	205.4	87.11%	7.88	20.67	24.61	337.25	4.08	4.11	16.23	6.49%	3.22	24	20.32	6.93	1.12	1.34%	10.71	12.76%
MDB	579.8	+3.8	+0.66%	0.01	0.07	139.36	85.76%	5.12	10.54	11.02	185.89	4.25	4	19.48	0.48%	5.95	59	56.3	20.44	1.4	1.46%	7.6	7.94%
MLBL	346.5	-1.5	-0.43%	0.02	0.07	162.01	87.89%	7.6	13.59	11.75	206.96	4.24	4.81	13.92	6.59%	3.09	27.62	31.28	6.83	0.97	0.84%	8.55	7.38%
MNBBL	365	-1.8	-0.49%	0.03	0.07	155.09	85.21%	9.87	15.71	21.94	276.7	4.48	4.6	13	4.88%	3.26	24.12	17.09	5.58	0.95	1.33%	10.67	14.89%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	813.1	-3.92	-0.48%	0	0.04	32.98	56.77%	2.97	-12.64	-11.86	-	4.5	-2.52	-304.8	59.37%	47.42	-92.8	-77.31	502.89	-10.84	-10.17%	-59.8	-56.1%
SABBL	955	-2.2	-0.23%	0.01	0.08	103.75	71.21%	2.81	-0.81	1.39	56.96	4.58	6.2	-2.82	3.35%	20.69	-1,987.65	852.52	99.38	-0.21	0.38%	-0.93	1.61%
SADBL	409.9	-0.08	-0.02%	0.02	0.07	158.79	83.84%	9.82	17.3	15.73	237.06	4.32	4.63	14.24	7.87%	3.57	24.57	26.7	6.22	1	0.91%	11.37	10.34%
SAPDBL	791.3	-10.67	-1.33%	0.01	0.06	72.9	71.87%	14.61	9.43	19.59	179.26	3.99	3.59	15.19	7.6%	15.69	90.99	43.29	24.58	0.88	1.84%	12.55	26.07%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SHINE	410	0	0%	0.02	0.07	153.05	85.75%	10	20.93	19.18	257	4.09	4.36	17.62	4.92%	3.6	19.73	21.74	6.18	1.29	1.19%	14.11	12.93%

AVG	607.03	-4.76	-0.47%	0.01	0.067	140.85	79.5%	7.98	12.81	13.19	215.12	4.28	4.16	-6.01	9.05%	10.048	-94.94	115.531	53.991	0.27	0.33%	5.3	6.34%
MED	485	-1.21	-0.23%	0.02	0.07	155.09	85.21%	8.48	15.71	15.73	222.01	4.24	4.39	15.19	6.36%	4.09	24.57	29.79	6.97	1.08	1.07%	10.67	10.34%
MAX	1,086	4.1	0.87%	0.03	0.08	205.4	87.89%	14.61	23.21	26.99	337.25	4.58	6.71	29.16	59.37%	47.42	148.69	852.52	502.89	2.17	1.84%	14.85	26.07%
MIN	336	-54.04	-4.74%	0	0.04	32.98	56.77%	2.81	-12.64	-11.86	56.96	3.99	-2.52	-304.8	0.48%	3.03	-1,987.65	-82.82	5.58	-10.84	-10.17%	-59.8	-56.1%