Sindhu Bikash Bank Ltd

Development BankLow Cap

NPR 394.00

NPR +34.3+9.54%

09:14 AM NPT · Sep 11, 2026

Est. September 9, 2010 · Barhabise Bazar, Sindhupalchowk, Nepal · CEO: Suresh Devkota

Sindhu Bikas Bank Limited is a national-level development bank in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “B” class financial institution. Established to provide accessible, reliable, and modern banking services, the bank primarily serves individuals, small and medium enterprises (SMEs), and local businesses across the Sindhupalchok district and other regions of Nepal. Headquartered in Chautara, Sindhupalchok, the bank offers a full range of financial products including savings and deposit accounts, business and SME loans, housing and personal loans, digital/mobile banking, trade finance, remittance services, and microfinance support. The bank places strong emphasis on improving financial inclusion in rural and semi-urban areas, promoting entrepreneurship, and supporting local economic development. Sindhu Bikas Bank is recognized for its customer-centric services, disciplined governance, and commitment to expanding financial access. Through its growing branch network and enhanced digital capabilities, the bank continues to strengthen its role as a trusted development-focused financial institution contributing to the economic upliftment of communities across Nepal.

www.sindhubank.com.np/facebook linkedin

Trading

Open

341.80

High

413.00

Low

329.80

Prev Close

359.70

Volume

142,459

Turnover

Rs 54,970,441.1

Txns

Valuation · Q4 FY25/26

EPS Ann.

0.18

EPS TTM

0.18

BVPS

96.87

P/E Ann.

2,188.89

P/E TTM

2,188.89

Graham #

19.81

Capital

Mkt Cap

2.2 Arab

Total

55.75 Lakh

Public

27.32 Lakh

Promoter

28.43 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Strong Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

12.61

ADX

46.55

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

593.8

SMA 50

659.33

Bands & Channels

BB Width %

66.61%

Volume & Flow

OBV

6,993,894

Flow Analysis

[ Live 2026-09-11 ]

Total Buy

180,958

Shares Bought

Total Sell

180,958

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 66%

Distribution 34%

Accumulators

Quantity

70,428

Amount

27,715,219

Avg Rate

393.53

Rank

Brokers

#17#58#32#45

Distributors

Quantity

36,350

Amount

15,190,500

Avg Rate

417.90

Rank

Brokers

#80#94#34#71

Net Flow Impact:

+34,078units

(Rs. 12,524,718)

Net Flow by Timeframe

SINDU — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 208,271 ]

Buy Side

Total: 120,815

Broker

QTY

AVG

NET

27,762

391.62

+24,402

15.3%

22,726

386.87

+9,756

12.6%

11,902

402.31

+4,866

6.6%

10,798

410.57

+2,227

6.0%

9,383

407.80

+606

5.2%

8,394

400.83

+3,324

4.6%

8,038

405.92

+5,294

4.4%

3,555

380.06

+1,495

2.0%

3,278

370.18

+3,278

1.8%

3,259

384.81

+1,430

1.8%

2,994

398.83

+924

1.6%

2,417

424.90

+2,377

1.3%

2,320

394.48

+1,487

1.3%

2,049

390.18

+1,849

1.1%

1,940

391.88

+550

1.1%

Sell Side

Total: 87,456

Broker

QTY

AVG

NET

12,150

472.30

-12,100

6.7%

11,268

404.76

-7,268

6.2%

9,231

413.36

-4,116

5.1%

7,995

383.64

-7,995

4.4%

5,489

403.84

-2,659

3.0%

4,937

369.46

-4,737

2.7%

4,900

397.45

-3,660

2.7%

4,468

395.84

-1,788

2.5%

4,333

379.47

-2,458

2.4%

4,180

436.38

-3,730

2.3%

4,032

395.32

-186

2.2%

3,962

402.54

-2,272

2.2%

3,644

378.44

-1,329

2.0%

3,467

390.43

-1,617

1.9%

3,400

365.89

-3,025

1.9%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	737,089	779,536	813,225	0	-5.45%
Money at Call & Short Notice	328,946	240,358	139,936	0	+36.86%
Due from NRB	328,946	240,358	139,936	0	+36.86%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	3,515,818	3,422,298	3,908,993	0	+2.73%
Loans & Advances to B/FIs	190,562	169,999	273,246	0	+12.10%
Loans & Advances to Customers	3,325,256	3,252,299	3,635,747	0	+2.24%
Investments
Investment Securities	1,024,844	1,527,598	72,539	0	-32.91%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	112,871	53,034	136,189	0	+112.83%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	992407.40	0	-
Current Tax Assets	61,022	41,053	30,395	0	+48.64%
Deferred Tax Assets	45,465	8,244	13,863	0	+451.50%
Goodwill and Intangible Assets	1,718	617	1,920	0	+178.70%
Property & Equipment	254,233	198,273	213,192	0	+28.22%
Other Assets	161,267	163,569	1,155,691	0	-1.41%
Total Assets	6,135,069	6,384,666	6,439,765	0	-3.91%
Liabilities
Borrowings & Funding
Borrowings	0.00	1671.12	8333.33	0	-100.00%
Borrowing	0.00	1671.12	8333.33	0	-100.00%
Debt Securities Issued	0.00	0.00	0.00	0	-
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	0.00	0.00	0.00	0	-
Due to NRB	0.00	0.00	0.00	0	-
Deposits	5,414,183	5,680,896	5,877,348	0	-4.69%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	35759.24	35327.48	0	-100.00%
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	180,855	183,038	143,092	0	-1.19%
Other Liabilities & Provisions	180,855	218,797	178,419	0	-17.34%
Total Liabilities	5,595,037	5,901,364	6,064,101	0	-5.19%
Equity
Paid Up Capital	557,456	557,456	557,456	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	219,259	133,440	191,798	0	+64.31%
Reserves & Surpluses	-17,425	-74,154	-181,792	0	+76.50%
Retained Earnings	-236,684	-207,595	-373,589	0	-14.01%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	540,031	483,302	375,665	0	+11.74%
Total Liabilities & Equity	6,135,069	6,384,666	6,439,765	0	-3.91%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CORBL	817	+3.01	+0.37%	0	0.07	139.73	58.14%	3.55	9.54	9.54	173.19	4.57	5.24	24.24	6.24%	11.43	167.35	101.89	40.55	1.61	1.61%	6.91	6.91%
EDBL	566.9	+1.92	+0.34%	0.01	0.06	177.85	73.5%	8.6	24.76	24.76	314.77	4.55	4.84	25.48	4.57%	3.16	22.67	23.3	5.78	1.52	1.52%	14.34	14.34%
GBBL	443	+2.38	+0.54%	0.03	0.07	177.26	86.14%	9.59	28.04	28.04	334.41	4.04	4.67	22.5	4.76%	2.28	14.4	15.04	3.24	1.55	1.55%	16.88	16.88%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	926.1	-4.93	-0.53%	0.01	0.07	122.83	84.95%	8.58	11.76	11.76	180.28	4.57	4.61	14.23	3.22%	8.46	88.34	82.48	12.58	1	1%	9.97	9.97%
JBBL	334.5	+5.91	+1.8%	0.01	0.07	170.97	81.07%	9.37	22.88	22.88	296.67	4.15	4.51	19.58	6.55%	1.98	14.82	14.59	2.9	1.34	1.34%	14.31	14.31%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-82.82	-	-	-	-	-
KSBBL	440.8	-0.31	-0.07%	0.02	0.07	165.11	86.34%	9.88	21.23	21.23	280.84	3.98	4.32	17.21	3.77%	2.87	22.33	22.33	3.84	1.21	1.21%	13.9	13.9%
LBBL	479	+3.99	+0.84%	0.02	0.07	213.73	86.63%	7.77	23.48	23.48	336.03	3.76	4.15	18.5	6.94%	2.26	20.59	20.23	3.81	1.25	1.25%	11.55	11.55%
MDB	551	+0.99	+0.18%	0.01	0.07	143.2	81.39%	5.15	11.6	11.6	193.33	4.37	4.26	20.94	0.26%	4.06	50.17	48.88	10.51	1.48	1.48%	8.16	8.16%
MLBL	354.9	+5.42	+1.55%	0.02	0.07	165.42	86.82%	7.72	13.96	13.96	227.94	4.19	4.65	14.52	6.32%	2.09	24.79	25.07	3.6	0.96	0.96%	8.63	8.63%
MNBBL	332.3	+6.71	+2.06%	0.03	0.07	161.82	83.86%	9.9	18.98	18.98	262.88	4.55	4.68	15.65	4.77%	2.24	19.12	19.02	2.99	1.09	1.09%	12.18	12.18%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	700	+2.02	+0.29%	0	0.03	29.47	49.34%	4	-10.25	-10.25	-	3.76	-1.82	-235.15	48.49%	26.98	-77.56	-76.77	182.34	-7.94	-7.94%	-47.61	-47.61%
SABBL	899.6	+10.58	+1.19%	0	0.07	103.52	63.31%	3.04	1.46	1.46	58.31	4.58	5.49	5.45	1.4%	8.07	571.92	619.18	31.26	0.38	0.38%	1.67	1.67%
SADBL	411	+3.1	+0.76%	0.02	0.07	169.5	83.37%	9.43	23.83	23.83	301.47	4.14	5.14	18.63	6.87%	2.38	16.95	17.12	3.16	1.37	1.37%	14.95	14.95%
SAPDBL	635	+5.48	+0.87%	0.01	0.06	86.71	67.63%	12.98	18.04	18.04	187.6	4.2	4.02	27.26	2.15%	8.42	40.47	38.75	11.04	1.62	1.62%	23.84	23.84%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SHINE	422	+5	+1.2%	0.02	0.07	159.48	84.18%	9.95	23.52	23.52	290.51	4.01	4.41	19.65	4.93%	2.6	17.64	17.39	3.47	1.4	1.4%	15.34	15.34%

AVG	554.21	3.42	0.76%	0.01	0.066	145.77	77.11%	7.97	16.19	16.19	245.59	4.23	4.21	1.91	7.42%	5.952	67.6	56.605	21.405	0.66	0.66%	8.33	8.33%
MED	479	3.1	0.76%	0.01	0.07	161.82	83.37%	8.6	18.98	18.98	271.86	4.19	4.61	18.63	4.77%	2.87	22.33	21.28	3.84	1.34	1.34%	12.18	12.18%
MAX	926.1	10.58	2.06%	0.03	0.07	213.73	86.82%	12.98	28.04	28.04	336.03	4.58	5.49	27.26	48.49%	26.98	571.92	619.18	182.34	1.62	1.62%	23.84	23.84%
MIN	332.3	-4.93	-0.53%	0	0.03	29.47	49.34%	3.04	-10.25	-10.25	58.31	3.76	-1.82	-235.15	0.26%	1.98	-77.56	-82.82	2.9	-7.94	-7.94%	-47.61	-47.61%