Sindhu Bikash Bank Ltd

Development BankLow Cap

NPR 406.00

NPR +2.1+0.52%

09:14 AM NPT · Nov 6, 2026

Est. September 9, 2010 · Barhabise Bazar, Sindhupalchowk, Nepal · CEO: Suresh Devkota

Sindhu Bikas Bank Limited is a national-level development bank in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “B” class financial institution. Established to provide accessible, reliable, and modern banking services, the bank primarily serves individuals, small and medium enterprises (SMEs), and local businesses across the Sindhupalchok district and other regions of Nepal. Headquartered in Chautara, Sindhupalchok, the bank offers a full range of financial products including savings and deposit accounts, business and SME loans, housing and personal loans, digital/mobile banking, trade finance, remittance services, and microfinance support. The bank places strong emphasis on improving financial inclusion in rural and semi-urban areas, promoting entrepreneurship, and supporting local economic development. Sindhu Bikas Bank is recognized for its customer-centric services, disciplined governance, and commitment to expanding financial access. Through its growing branch network and enhanced digital capabilities, the bank continues to strengthen its role as a trusted development-focused financial institution contributing to the economic upliftment of communities across Nepal.

www.sindhubank.com.np/facebook linkedin

Trading

Open

413.00

High

413.00

Low

406.00

Prev Close

403.90

Volume

5,243

Turnover

Rs 2,139,752.6

Txns

Valuation · Q4 FY25/26

EPS Ann.

0.18

EPS TTM

0.18

BVPS

96.87

P/E Ann.

2,255.56

P/E TTM

2,255.56

Graham #

19.81

Capital

Mkt Cap

2.34 Arab

Total

57.51 Lakh

Public

28.18 Lakh

Promoter

29.33 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

40.39

ADX

27.76

Overall Score

Above Line

Technical Score

Moving Averages

SMA 20

412.89

SMA 50

473.27

Bands & Channels

BB Width %

7.17%

Volume & Flow

OBV

6,989,104

Flow Analysis

[ Live 2026-11-06 ]

Total Buy

64,112

Shares Bought

Total Sell

64,112

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 72%

Distribution 28%

Accumulators

Quantity

32,212

Amount

13,482,249

Avg Rate

418.55

Rank

#10

Brokers

#17#48

Distributors

Quantity

12,301

Amount

5,084,541

Avg Rate

413.34

Rank

#15

Brokers

#69#35#34#90#70

Net Flow Impact:

+19,911units

(Rs. 8,397,708)

Net Flow by Timeframe

SINDU — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 77,415 ]

Buy Side

Total: 45,188

Broker

QTY

AVG

NET

27,788

420.00

+18,457

43.3%

4,424

409.43

+2,228

6.9%

2,308

408.17

+1,608

3.6%

2,000

410.00

+741

3.1%

1,863

409.92

+1,513

2.9%

1,556

411.10

+746

2.4%

1,110

411.47

+1,100

1.7%

1,025

405.94

+98

1.6%

804

408.68

+804

1.3%

690

406.43

+195

1.1%

500

407.10

+500

0.8%

300

409.00

+300

0.5%

290

407.51

+83

0.5%

280

416.91

+150

0.4%

250

406.40

+150

0.4%

Sell Side

Total: 32,227

Broker

QTY

AVG

NET

3,614

417.26

-1,990

5.6%

3,134

419.51

-197

4.9%

3,069

414.55

-185

4.8%

3,000

403.65

-3,000

4.7%

2,615

417.21

-405

4.1%

2,388

411.41

-352

3.7%

2,151

414.45

-2,061

3.4%

1,883

411.89

-544

2.9%

1,800

409.08

-1,500

2.8%

1,776

410.80

-1,776

2.8%

1,760

423.02

-1,760

2.8%

1,302

412.54

-1,222

2.0%

1,280

427.27

-980

2.0%

1,250

411.17

-750

1.9%

1,205

415.54

-1,205

1.9%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	737,089	779,536	813,225	0	-5.45%
Money at Call & Short Notice	328,946	240,358	139,936	0	+36.86%
Due from NRB	328,946	240,358	139,936	0	+36.86%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	3,515,818	3,422,298	3,908,993	0	+2.73%
Loans & Advances to B/FIs	190,562	169,999	273,246	0	+12.10%
Loans & Advances to Customers	3,325,256	3,252,299	3,635,747	0	+2.24%
Investments
Investment Securities	1,024,844	1,527,598	72,539	0	-32.91%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	112,871	53,034	136,189	0	+112.83%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	992407.40	0	-
Current Tax Assets	61,022	41,053	30,395	0	+48.64%
Deferred Tax Assets	45,465	8,244	13,863	0	+451.50%
Goodwill and Intangible Assets	1,718	617	1,920	0	+178.70%
Property & Equipment	254,233	198,273	213,192	0	+28.22%
Other Assets	161,267	163,569	1,155,691	0	-1.41%
Total Assets	6,135,069	6,384,666	6,439,765	0	-3.91%
Liabilities
Borrowings & Funding
Borrowings	0.00	1671.12	8333.33	0	-100.00%
Borrowing	0.00	1671.12	8333.33	0	-100.00%
Debt Securities Issued	0.00	0.00	0.00	0	-
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	0.00	0.00	0.00	0	-
Due to NRB	0.00	0.00	0.00	0	-
Deposits	5,414,183	5,680,896	5,877,348	0	-4.69%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	35759.24	35327.48	0	-100.00%
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	180,855	183,038	143,092	0	-1.19%
Other Liabilities & Provisions	180,855	218,797	178,419	0	-17.34%
Total Liabilities	5,595,037	5,901,364	6,064,101	0	-5.19%
Equity
Paid Up Capital	557,456	557,456	557,456	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	219,259	133,440	191,798	0	+64.31%
Reserves & Surpluses	-17,425	-74,154	-181,792	0	+76.50%
Retained Earnings	-236,684	-207,595	-373,589	0	-14.01%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	540,031	483,302	375,665	0	+11.74%
Total Liabilities & Equity	6,135,069	6,384,666	6,439,765	0	-3.91%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CORBL	762	-1.99	-0.26%	0	0.07	139.73	58.14%	3.55	9.54	9.54	173.19	4.57	5.24	24.24	6.24%	11.43	167.35	86.37	40.55	1.61	1.61%	6.91	6.91%
EDBL	568.9	-1.08	-0.19%	0.01	0.06	177.85	73.5%	8.6	24.76	24.76	314.77	4.55	4.84	25.48	4.57%	3.16	22.67	23.58	5.78	1.52	1.52%	14.34	14.34%
GBBL	411.7	+0.7	+0.17%	0.03	0.07	177.26	86.14%	9.59	28.04	28.04	334.41	4.04	4.67	22.5	4.76%	2.28	14.4	16.23	3.24	1.55	1.55%	16.88	16.88%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	934.9	+24.93	+2.74%	0.01	0.07	122.83	84.95%	8.58	11.76	11.76	180.28	4.57	4.61	14.23	3.22%	8.46	88.34	85.2	12.58	1	1%	9.97	9.97%
JBBL	354.5	+2.5	+0.71%	0.02	0.07	170.97	81.07%	9.37	22.88	22.88	296.67	4.15	4.51	19.58	6.55%	1.98	14.82	15.17	2.9	1.34	1.34%	14.31	14.31%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-82.82	-	-	-	-	-
KSBBL	481	+3.72	+0.78%	0.02	0.07	165.11	86.34%	9.88	21.23	21.23	280.84	3.98	4.32	17.21	3.77%	2.87	22.33	21.54	3.84	1.21	1.21%	13.9	13.9%
LBBL	527	+5.01	+0.96%	0.02	0.07	213.73	86.63%	7.77	23.48	23.48	336.03	3.76	4.15	18.5	6.94%	2.26	20.59	21	3.81	1.25	1.25%	11.55	11.55%
MDB	570	+3.4	+0.6%	0.01	0.07	143.2	81.39%	5.15	11.6	11.6	193.33	4.37	4.26	20.94	0.26%	4.06	50.17	48.88	10.51	1.48	1.48%	8.16	8.16%
MLBL	373	-1.8	-0.48%	0.02	0.07	165.42	86.82%	7.72	13.96	13.96	227.94	4.19	4.65	14.52	6.32%	2.09	24.79	26.11	3.6	0.96	0.96%	8.63	8.63%
MNBBL	344	+0.89	+0.26%	0.03	0.07	161.82	83.86%	9.9	18.98	18.98	262.88	4.55	4.68	15.65	4.77%	2.24	19.12	17.7	2.99	1.09	1.09%	12.18	12.18%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	663	+0.99	+0.15%	0	0.03	29.47	49.34%	4	-10.25	-10.25	-	3.76	-1.82	-235.15	48.49%	26.98	-77.56	-78.54	182.34	-7.94	-7.94%	-47.61	-47.61%
SABBL	795	-6.98	-0.87%	0	0.07	103.52	63.31%	3.04	1.46	1.46	58.31	4.58	5.49	5.45	0.35%	8.07	571.92	614.38	31.26	0.38	0.38%	1.67	1.67%
SADBL	393.9	+1.88	+0.48%	0.02	0.07	169.5	83.37%	9.43	23.83	23.83	301.47	4.14	5.14	18.63	6.87%	2.38	16.95	17.65	3.16	1.37	1.37%	14.95	14.95%
SAPDBL	564	+7.02	+1.26%	0	0.06	86.71	67.63%	12.98	18.04	18.04	187.6	4.2	4.02	27.26	2.15%	8.42	40.47	34.7	11.04	1.62	1.62%	23.84	23.84%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SHINE	408.3	-3.5	-0.85%	0.02	0.07	159.48	84.18%	9.95	23.52	23.52	290.51	4.01	4.41	19.65	4.93%	2.6	17.64	18.28	3.47	1.4	1.4%	15.34	15.34%

AVG	543.41	2.38	0.36%	0.01	0.066	145.77	77.11%	7.97	16.19	16.19	245.59	4.23	4.21	1.91	7.35%	5.952	67.6	55.339	21.405	0.66	0.66%	8.33	8.33%
MED	527	0.99	0.26%	0.02	0.07	161.82	83.37%	8.6	18.98	18.98	271.86	4.19	4.61	18.63	4.77%	2.87	22.33	21.27	3.84	1.34	1.34%	12.18	12.18%
MAX	934.9	24.93	2.74%	0.03	0.07	213.73	86.82%	12.98	28.04	28.04	336.03	4.58	5.49	27.26	48.49%	26.98	571.92	614.38	182.34	1.62	1.62%	23.84	23.84%
MIN	344	-6.98	-0.87%	0	0.03	29.47	49.34%	3.04	-10.25	-10.25	58.31	3.76	-1.82	-235.15	0.26%	1.98	-77.56	-82.82	2.9	-7.94	-7.94%	-47.61	-47.61%