Sindhu Bikash Bank Ltd

Development BankLow Cap

NPR 706.00

NPR -1-0.14%

09:14 AM NPT · May 13, 2026

Est. September 9, 2010 · Barhabise Bazar, Sindhupalchowk, Nepal · CEO: Suresh Devkota

Sindhu Bikas Bank Limited is a national-level development bank in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “B” class financial institution. Established to provide accessible, reliable, and modern banking services, the bank primarily serves individuals, small and medium enterprises (SMEs), and local businesses across the Sindhupalchok district and other regions of Nepal. Headquartered in Chautara, Sindhupalchok, the bank offers a full range of financial products including savings and deposit accounts, business and SME loans, housing and personal loans, digital/mobile banking, trade finance, remittance services, and microfinance support. The bank places strong emphasis on improving financial inclusion in rural and semi-urban areas, promoting entrepreneurship, and supporting local economic development. Sindhu Bikas Bank is recognized for its customer-centric services, disciplined governance, and commitment to expanding financial access. Through its growing branch network and enhanced digital capabilities, the bank continues to strengthen its role as a trusted development-focused financial institution contributing to the economic upliftment of communities across Nepal.

www.sindhubank.com.np/facebook linkedin

Trading

Open

693.00

High

708.00

Low

693.00

Prev Close

707.00

Volume

9,567

Turnover

Rs 6,710,443.5

Txns

Valuation · Q2 FY25/26

EPS Ann.

-5.55

EPS TTM

9.70

BVPS

94.19

P/E Ann.

-127.21

P/E TTM

72.78

Graham #

N/A

Capital

Mkt Cap

3.94 Arab

Total

55.75 Lakh

Public

27.32 Lakh

Promoter

28.43 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

33.05

ADX

30.92

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

736.44

SMA 50

769.26

Bands & Channels

BB Width %

16.88%

Volume & Flow

OBV

6,879,882

Flow Analysis

[ Live 2026-05-13 ]

Total Buy

50,666

Shares Bought

Total Sell

50,666

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 40%

Distribution 60%

Accumulators

Quantity

10,662

Amount

7,538,345

Avg Rate

707.03

Rank

#14

Brokers

#42#51#45#14#16

Distributors

Quantity

16,021

Amount

11,309,903

Avg Rate

705.94

Rank

#10

Brokers

#4#43#62

Net Flow Impact:

-5,359units

(Rs. -3,771,558)

Net Flow by Timeframe

SINDU — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 59,734 ]

Buy Side

Total: 28,392

Broker

QTY

AVG

NET

3,212

706.79

+2,105

6.3%

3,163

707.33

+707

6.2%

2,715

705.61

+1,290

5.4%

2,554

706.59

+1,059

5.0%

2,550

702.86

+520

5.0%

2,339

710.43

+789

4.6%

2,336

707.30

+444

4.6%

1,680

712.66

+689

3.3%

1,472

706.43

+587

2.9%

1,440

705.94

+875

2.8%

1,120

708.47

+1,038

2.2%

1,061

710.94

+1,019

2.1%

1,000

711.50

+250

2.0%

900

704.21

+900

1.8%

850

705.83

+627

1.7%

Sell Side

Total: 31,342

Broker

QTY

AVG

NET

8,699

710.10

-4,506

17.2%

4,063

702.09

-2,629

8.0%

4,047

701.47

-3,477

8.0%

3,275

700.43

-3,054

6.5%

1,985

703.91

-195

3.9%

1,890

709.15

-1,880

3.7%

1,407

709.71

-1,407

2.8%

1,171

710.80

-461

2.3%

1,000

707.51

-900

2.0%

847

706.51

-567

1.7%

847

698.95

-788

1.7%

750

703.33

-603

1.5%

561

713.64

-121

1.1%

500

705.02

-212

1.0%

300

714.22

-80

0.6%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	1,021,452,332	654,713,927	1,043,141,854	987,297,750	+56.02%
Money at Call & Short Notice	313,333,555	285,978,430	71,419,535	189,355,402	+9.57%
Due from NRB	313,333,555	285,978,430	71,419,535	189,355,402	+9.57%
Placement with B/FIs	0.00	0.00	0.00	0.00	-
Loans & Advances
Loans and Advances	3,490,505,678	3,593,149,854	4,072,954,320	3,888,573,959	-2.86%
Loans & Advances to B/FIs	234,111,260	270,298,873	472,812,901	328,855,334	-13.39%
Loans & Advances to Customers	3,256,394,418	3,322,850,981	3,600,141,419	3,559,718,625	-2.00%
Investments
Investment Securities	1,076,130,367	1,166,276,668	74,290,114	79,061,765	-7.73%
Investment in Subsidiaries	0.00	0.00	0.00	0.00	-
Investment in Associates	0.00	0.00	0.00	0.00	-
Investment Property	62,819,968	136,189,005	53,034,175	53,034,175	-53.87%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0.00	-
Other Trading Assets	0.00	0.00	297535900.00	0.00	-
Current Tax Assets	48,350,223	26,326,576	11,412,482	9,195,050	+83.66%
Deferred Tax Assets	45,079,060	11,999,593	10,927,376	18,483,519	+275.67%
Goodwill and Intangible Assets	364,563	1,727,804	2,163,560	1,961,126	-78.90%
Property & Equipment	257,633,987	206,931,080	218,421,666	221,227,755	+24.50%
Other Assets	41,383,585	156,117,317	191,953,737	112,328,104	-73.49%
Total Assets	6,357,053,318	6,239,410,255	6,047,254,719	5,560,518,605	+1.89%
Liabilities
Borrowings & Funding
Borrowings	0.00	5024953.00	316495280.00	18333333.00	-100.00%
Borrowing	0.00	5024953.00	11666667.00	18333333.00	-100.00%
Debt Securities Issued	0.00	0.00	0.00	0.00	-
Subordinated Liabilities	0.00	0.00	0.00	0.00	-
Interbank & NRB
Due to B/FIs	0.00	0.00	304828613.00	0.00	-
Due to NRB	0.00	0.00	0.00	0.00	-
Deposits	5,660,723,144	5,625,058,116	4,948,818,238	4,826,849,233	+0.63%
Other Liabilities
Provisions	0.00	0.00	0.00	0.00	-
Current Tax Liabilities	0.00	20873195.00	0.00	0.00	-100.00%
Deferred Tax Liabilities	0.00	0.00	0.00	0.00	-
Other Liabilities	171,269,054	178,138,000	137,510,780	120,013,078	-3.86%
Other Liabilities & Provisions	171,269,054	199,011,195	137,510,780	120,013,078	-13.94%
Total Liabilities	5,831,992,198	5,829,094,266	5,402,824,297	4,965,195,644	+0.05%
Equity
Paid Up Capital	557,456,067	557,456,067	557,456,067	557,456,067	0.00%
Share Premium	0.00	0.00	0.00	0.00	-
Reserves & Surpluses
Reserves	196,187,643	171,780,520	118,713,233	127,745,647	+14.21%
Reserves & Surpluses	-32,394,947	-147,140,078	86,974,355	37,866,893	+77.98%
Retained Earnings	-228,582,590	-318,920,598	-31,738,878	-89,878,754	+28.33%
Non-Controlling Interest	0.00	0.00	0.00	0.00	-
Total Equity	525,061,120	410,315,989	644,430,422	595,322,960	+27.97%
Total Liabilities & Equity	6,357,053,318	6,239,410,255	6,047,254,719	5,560,518,605	+1.89%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
CORBL	2,033	+30.83	+1.54%	0.01	0.07	135.79	70.07%	4.93	-2.7	-	4.56%	5.16%	9.79%	12.88%	22.83	314.4	15.9	326.57	-596.3	161.96	0.94%	-0.51%	3.46%	-1.89%
EDBL	580.8	+1.68	+0.29%	0.01	0.06	177.95	75.87%	14.17	17.6	265.46	4.57%	4.28%	7.07%	15.58%	6.73	42.27	0.21	41.64	33.52	26.36	0.94%	1.18%	8.42%	10.48%
GBBL	415.5	-2.51	-0.6%	0.03	0.08	159.59	85.15%	21.1	23.19	288.57	4.59%	4.9%	4.78%	16.52%	4.92	18.62	2.04	18.6	16.93	12.31	1.24%	1.36%	14%	15.39%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	1,044	+1.98	+0.19%	0.01	0.07	112.86	83.15%	3.58	11.65	172	3.92%	4.2%	4.2%	4.36%	19.67	310.03	28.63	300.28	92.27	54.21	0.32%	1.06%	3.3%	10.76%
JBBL	357.9	-0.11	-0.03%	0.02	0.07	155.09	82.04%	14.16	1.67	76.34	3.84%	4.1%	7.82%	12.6%	4.29	23.5	0.96	23.45	198.8	11.85	0.84%	0.1%	9.3%	1.09%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-51.36	-82.82	-	-	-	-	-
KSBBL	482	+2.02	+0.42%	0.02	0.08	158.07	86.77%	20.43	18.32	255.26	4.17%	4.5%	4.1%	14.78%	5.72	22.12	1.99	22.3	24.87	13.09	1.1%	1%	13.56%	12.16%
LBBL	484.6	-0.29	-0.06%	0.02	0.07	190.2	85.98%	15.75	14.29	247.29	3.98%	3.98%	0%	12.08%	5.22	31.52	0.32	30.1	33.17	15.23	0.84%	0.77%	8.46%	7.68%
MDB	595	-4.98	-0.83%	0.01	0.07	135.98	84.37%	9.37	13.27	201.49	4.36%	4.06%	0.45%	17.57%	8.83	64.06	0.55	66.06	46.65	45.04	1.24%	1.78%	6.96%	9.88%
MLBL	366.8	-1.21	-0.33%	0.02	0.14	165.48	85.3%	14.24	7.13	162.93	4.37%	4.94%	6.1%	13.54%	4.45	25.84	7.66	25.57	51.07	13.99	1.92%	0.96%	17.18%	8.6%
MNBBL	374	-0.19	-0.05%	0.03	0.08	151.35	86.59%	16.8	21.33	269.51	4.59%	4.76%	3.75%	13.38%	4.61	20.79	1.21	21.37	16.83	11.13	1.02%	1.3%	11.66%	14.8%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	999	-19.04	-1.87%	0.01	0.03	28.9	65.88%	-19.16	-13.62	-	4.5%	-3.2%	57.48%	-473.75%	92.87	-70.04	0	-74.01	-104.11	1,328.71	-15.3%	-10.88%	-95.72%	-68.04%
SABBL	1,230	-29.99	-2.38%	0.01	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-
SADBL	413.9	-0.08	-0.02%	0.02	0.07	153.24	83.55%	16.21	17.22	243.67	4.57%	4.72%	6.87%	12.94%	5.28	24.95	0.61	25.42	23.93	12.93	0.94%	1.01%	11.1%	11.8%
SAPDBL	781	-9.97	-1.26%	0.01	0.06	75.96	77%	6.43	15.98	165.26	3.84%	3.84%	8.29%	10.2%	21.84	129	0.67	126.59	50.94	52.65	0.6%	1.53%	8.4%	20.9%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SHINE	410.5	-0.99	-0.24%	0.02	0.07	146.6	84.77%	16.1	15.17	223.69	4.19%	4.22%	4.75%	13.73%	5.5	25.04	1.34	25.06	26.6	13.76	1%	0.95%	11.24%	10.6%

AVG	704.53	-2.19	-0.35%	0.01	0.073	139.08	81.18%	11.01	11.46	214.29	4.29%	3.89%	8.96%	-21.69%	15.197	70.15	3.881	57.977	-10.478	126.659	-0.17%	0.12%	2.24%	4.59%
MED	484.6	-0.29	-0.06%	0.02	0.07	152.3	83.96%	14.21	14.73	233.68	4.37%	4.25%	5.44%	13.16%	5.61	25.44	0.815	25.24	25.735	14.61	0.94%	1.01%	8.88%	10.54%
MAX	2,033	30.83	1.54%	0.03	0.14	190.2	86.77%	21.1	23.19	288.57	4.59%	5.16%	57.48%	17.57%	92.87	314.4	28.63	326.57	198.8	1,328.71	1.92%	1.78%	17.18%	20.9%
MIN	357.9	-29.99	-2.38%	0.01	0.03	28.9	65.88%	-19.16	-13.62	76.34	3.84%	-3.2%	0%	-473.75%	4.29	-70.04	0	-74.01	-596.3	11.13	-15.3%	-10.88%	-95.72%	-68.04%