Sindhu Bikash Bank Ltd

Development BankLow Cap

NPR 417.90

NPR -0.6-0.14%

09:14 AM NPT · Sep 24, 2026

Est. September 9, 2010 · Barhabise Bazar, Sindhupalchowk, Nepal · CEO: Suresh Devkota

Sindhu Bikas Bank Limited is a national-level development bank in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “B” class financial institution. Established to provide accessible, reliable, and modern banking services, the bank primarily serves individuals, small and medium enterprises (SMEs), and local businesses across the Sindhupalchok district and other regions of Nepal. Headquartered in Chautara, Sindhupalchok, the bank offers a full range of financial products including savings and deposit accounts, business and SME loans, housing and personal loans, digital/mobile banking, trade finance, remittance services, and microfinance support. The bank places strong emphasis on improving financial inclusion in rural and semi-urban areas, promoting entrepreneurship, and supporting local economic development. Sindhu Bikas Bank is recognized for its customer-centric services, disciplined governance, and commitment to expanding financial access. Through its growing branch network and enhanced digital capabilities, the bank continues to strengthen its role as a trusted development-focused financial institution contributing to the economic upliftment of communities across Nepal.

www.sindhubank.com.np/facebook linkedin

Trading

Open

410.30

High

424.80

Low

410.30

Prev Close

418.50

Volume

12,516

Turnover

Rs 5,216,106.1

Txns

142

Valuation · Q4 FY25/26

EPS Ann.

0.18

EPS TTM

0.18

BVPS

96.87

P/E Ann.

2,321.67

P/E TTM

2,321.67

Graham #

19.81

Capital

Mkt Cap

2.33 Arab

Total

55.75 Lakh

Public

27.32 Lakh

Promoter

28.43 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

25.98

ADX

73.34

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

495.34

SMA 50

614.72

Bands & Channels

BB Width %

76%

Volume & Flow

OBV

6,974,775

Flow Analysis

[ Live 2026-09-24 ]

Total Buy

93,404

Shares Bought

Total Sell

93,404

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 60%

Distribution 40%

Accumulators

Quantity

44,988

Amount

19,626,926

Avg Rate

436.27

Rank

Brokers

#17#98#22

Distributors

Quantity

30,144

Amount

13,018,064

Avg Rate

431.86

Rank

#11

Brokers

#42#14#58#26

Net Flow Impact:

+14,844units

(Rs. 6,608,862)

Net Flow by Timeframe

SINDU — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 124,002 ]

Buy Side

Total: 65,084

Broker

QTY

AVG

NET

40,452

437.36

+35,450

43.3%

5,006

420.38

+464

5.4%

3,286

427.00

+31

3.5%

2,526

422.74

+1,410

2.7%

2,010

431.40

+2,010

2.1%

1,563

425.81

+754

1.7%

1,528

422.09

+1,313

1.6%

1,298

427.78

+1,298

1.4%

1,270

424.68

+950

1.4%

1,235

422.55

+80

1.3%

1,200

422.83

+1,155

1.3%

1,150

427.48

+152

1.2%

950

424.26

+850

1.0%

920

424.87

+370

1.0%

690

426.10

+690

0.7%

Sell Side

Total: 58,918

Broker

QTY

AVG

NET

10,690

433.63

-6,713

11.4%

9,990

431.07

-4,178

10.7%

6,363

427.60

-2,475

6.8%

5,445

431.51

-4,265

5.8%

4,019

429.60

-3,694

4.3%

3,820

429.78

-2,275

4.1%

2,902

424.87

-2,309

3.1%

2,555

431.00

-2,475

2.7%

2,298

431.22

-981

2.5%

2,020

414.02

-2,020

2.2%

2,005

419.30

-2,005

2.1%

1,836

434.48

-1,611

2.0%

1,780

438.90

-637

1.9%

1,768

430.70

-1,738

1.9%

1,427

430.71

-1,305

1.5%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Assets
Cash & Liquidity
Cash & Cash Equivalent	737,089	779,536	813,225	0	-5.45%
Money at Call & Short Notice	328,946	240,358	139,936	0	+36.86%
Due from NRB	328,946	240,358	139,936	0	+36.86%
Placement with B/FIs	0.00	0.00	0.00	0	-
Loans & Advances
Loans and Advances	3,515,818	3,422,298	3,908,993	0	+2.73%
Loans & Advances to B/FIs	190,562	169,999	273,246	0	+12.10%
Loans & Advances to Customers	3,325,256	3,252,299	3,635,747	0	+2.24%
Investments
Investment Securities	1,024,844	1,527,598	72,539	0	-32.91%
Investment in Subsidiaries	0.00	0.00	0.00	0	-
Investment in Associates	0.00	0.00	0.00	0	-
Investment Property	112,871	53,034	136,189	0	+112.83%
Other Assets
Derivative Financial Instruments	0.00	0.00	0.00	0	-
Other Trading Assets	0.00	0.00	992407.40	0	-
Current Tax Assets	61,022	41,053	30,395	0	+48.64%
Deferred Tax Assets	45,465	8,244	13,863	0	+451.50%
Goodwill and Intangible Assets	1,718	617	1,920	0	+178.70%
Property & Equipment	254,233	198,273	213,192	0	+28.22%
Other Assets	161,267	163,569	1,155,691	0	-1.41%
Total Assets	6,135,069	6,384,666	6,439,765	0	-3.91%
Liabilities
Borrowings & Funding
Borrowings	0.00	1671.12	8333.33	0	-100.00%
Borrowing	0.00	1671.12	8333.33	0	-100.00%
Debt Securities Issued	0.00	0.00	0.00	0	-
Subordinated Liabilities	0.00	0.00	0.00	0	-
Interbank & NRB
Due to B/FIs	0.00	0.00	0.00	0	-
Due to NRB	0.00	0.00	0.00	0	-
Deposits	5,414,183	5,680,896	5,877,348	0	-4.69%
Other Liabilities
Provisions	0.00	0.00	0.00	0	-
Current Tax Liabilities	0.00	35759.24	35327.48	0	-100.00%
Deferred Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	180,855	183,038	143,092	0	-1.19%
Other Liabilities & Provisions	180,855	218,797	178,419	0	-17.34%
Total Liabilities	5,595,037	5,901,364	6,064,101	0	-5.19%
Equity
Paid Up Capital	557,456	557,456	557,456	0	0.00%
Share Premium	0.00	0.00	0.00	0	-
Reserves & Surpluses
Reserves	219,259	133,440	191,798	0	+64.31%
Reserves & Surpluses	-17,425	-74,154	-181,792	0	+76.50%
Retained Earnings	-236,684	-207,595	-373,589	0	-14.01%
Non-Controlling Interest	0.00	0.00	0.00	0	-
Total Equity	540,031	483,302	375,665	0	+11.74%
Total Liabilities & Equity	6,135,069	6,384,666	6,439,765	0	-3.91%

Sector Peers — Development Bank (19)

Peer Comparison

Development Bank SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
CORBL	795.1	-6.9	-0.86%	0	0.07	139.73	58.14%	3.55	9.54	9.54	173.19	4.57	5.24	24.24	6.24%	11.43	167.35	86.37	40.55	1.61	1.61%	6.91	6.91%
EDBL	575	+11.99	+2.13%	0.01	0.06	177.85	73.5%	8.6	24.76	24.76	314.77	4.55	4.84	25.48	4.57%	3.16	22.67	23.58	5.78	1.52	1.52%	14.34	14.34%
GBBL	454	+3.02	+0.67%	0.03	0.07	177.26	86.14%	9.59	28.04	28.04	334.41	4.04	4.67	22.5	4.76%	2.28	14.4	16.23	3.24	1.55	1.55%	16.88	16.88%
GBLBSP	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GRDBL	960	-5.02	-0.52%	0.01	0.07	122.83	84.95%	8.58	11.76	11.76	180.28	4.57	4.61	14.23	3.22%	8.46	88.34	85.2	12.58	1	1%	9.97	9.97%
JBBL	351.9	+3.59	+1.03%	0.02	0.07	170.97	81.07%	9.37	22.88	22.88	296.67	4.15	4.51	19.58	6.55%	1.98	14.82	15.17	2.9	1.34	1.34%	14.31	14.31%
KRBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-82.82	-	-	-	-	-
KSBBL	448	-2.21	-0.49%	0.02	0.07	165.11	86.34%	9.88	21.23	21.23	280.84	3.98	4.32	17.21	3.77%	2.87	22.33	21.54	3.84	1.21	1.21%	13.9	13.9%
LBBL	484.4	-1.51	-0.31%	0.02	0.07	213.73	86.63%	7.77	23.48	23.48	336.03	3.76	4.15	18.5	6.94%	2.26	20.59	21	3.81	1.25	1.25%	11.55	11.55%
MDB	560	+4.89	+0.88%	0.01	0.07	143.2	81.39%	5.15	11.6	11.6	193.33	4.37	4.26	20.94	0.26%	4.06	50.17	48.88	10.51	1.48	1.48%	8.16	8.16%
MLBL	356.2	-3.82	-1.06%	0.02	0.07	165.42	86.82%	7.72	13.96	13.96	227.94	4.19	4.65	14.52	6.32%	2.09	24.79	26.11	3.6	0.96	0.96%	8.63	8.63%
MNBBL	337	-1.01	-0.3%	0.03	0.07	161.82	83.86%	9.9	18.98	18.98	262.88	4.55	4.68	15.65	4.77%	2.24	19.12	17.7	2.99	1.09	1.09%	12.18	12.18%
MTBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
NABBC	751.8	+6.78	+0.91%	0	0.03	29.47	49.34%	4	-10.25	-10.25	-	3.76	-1.82	-235.15	48.49%	26.98	-77.56	-78.54	182.34	-7.94	-7.94%	-47.61	-47.61%
SABBL	871	-1.92	-0.22%	0	0.07	103.52	63.31%	3.04	1.46	1.46	58.31	4.58	5.49	5.45	0.35%	8.07	571.92	614.38	31.26	0.38	0.38%	1.67	1.67%
SADBL	404.5	-7.04	-1.71%	0.02	0.07	169.5	83.37%	9.43	23.83	23.83	301.47	4.14	5.14	18.63	6.87%	2.38	16.95	17.65	3.16	1.37	1.37%	14.95	14.95%
SAPDBL	605	-1.03	-0.17%	0.01	0.06	86.71	67.63%	12.98	18.04	18.04	187.6	4.2	4.02	27.26	2.15%	8.42	40.47	34.7	11.04	1.62	1.62%	23.84	23.84%
SHBL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
SHINE	433	+3.9	+0.91%	0.02	0.07	159.48	84.18%	9.95	23.52	23.52	290.51	4.01	4.41	19.65	4.93%	2.6	17.64	18.28	3.47	1.4	1.4%	15.34	15.34%

AVG	559.13	0.25	0.06%	0.01	0.066	145.77	77.11%	7.97	16.19	16.19	245.59	4.23	4.21	1.91	7.35%	5.952	67.6	55.339	21.405	0.66	0.66%	8.33	8.33%
MED	484.4	-1.03	-0.22%	0.02	0.07	161.82	83.37%	8.6	18.98	18.98	271.86	4.19	4.61	18.63	4.77%	2.87	22.33	21.27	3.84	1.34	1.34%	12.18	12.18%
MAX	960	11.99	2.13%	0.03	0.07	213.73	86.82%	12.98	28.04	28.04	336.03	4.58	5.49	27.26	48.49%	26.98	571.92	614.38	182.34	1.62	1.62%	23.84	23.84%
MIN	337	-7.04	-1.71%	0	0.03	29.47	49.34%	3.04	-10.25	-10.25	58.31	3.76	-1.82	-235.15	0.26%	1.98	-77.56	-82.82	2.9	-7.94	-7.94%	-47.61	-47.61%