Swarojgar Laghubitta Bittiya Sanstha Ltd.

MicrofinanceMid Cap

NPR 819.70

NPR -5.3-0.64%

09:14 AM NPT · May 13, 2026

Est. 2009 A.D. · Banepa Municipality, Kavrepalanchowk District, Nepal · CEO: Manoj Krishna Uprety

Swarojgar Laghubitta Bikas Bank Limited is a national-level microfinance development bank in Nepal licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. The bank was established with the objective of promoting entrepreneurship (“Swarojgar”) and financial inclusion among low-income households, particularly women and marginalized communities in rural and semi-urban areas. Swarojgar Laghubitta provides micro-loans, group-based lending programs, savings products, micro-insurance, remittance services, and various livelihood-support initiatives. Beyond financial services, the institution focuses on capacity building, financial literacy, and enterprise development, helping borrowers create sustainable income sources and improve their socio-economic conditions. Through its growing branch network and community-driven approach, Swarojgar Laghubitta Bikas Bank has contributed significantly to poverty reduction, rural empowerment, and inclusive economic growth. The bank continues to work closely with cooperatives, local governments, NGOs, and development partners to expand access to affordable finance and improve the financial well-being of underserved populations across Nepal.

www.slbbl.com.np/facebook

Trading

Open

825.00

High

836.90

Low

819.00

Prev Close

825.00

Volume

6,553

Turnover

Rs 5,377,699.1

Txns

Valuation · Q2 FY25/26

EPS Ann.

32.53

EPS TTM

35.62

BVPS

173.65

P/E Ann.

25.20

P/E TTM

23.01

Graham #

356.51

Capital

Mkt Cap

6.43 Arab

Total

78.39 Lakh

Public

38.41 Lakh

Promoter

39.98 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Buy

RSI

Neutral

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

47.99

ADX

37.16

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

820.74

SMA 50

837.47

Bands & Channels

BB Width %

4.21%

Volume & Flow

OBV

2,900,454

Flow Analysis

[ Live 2026-05-13 ]

Total Buy

26,903

Shares Bought

Total Sell

26,903

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 49%

Distribution 51%

Accumulators

Quantity

11,575

Amount

9,494,932

Avg Rate

820.30

Rank

Brokers

#20#10#48

Distributors

Quantity

12,171

Amount

9,973,852

Avg Rate

819.48

Rank

#11

Brokers

#39#34#60#63

Net Flow Impact:

-596units

(Rs. -478,920)

Net Flow by Timeframe

SLBBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 40,667 ]

Buy Side

Total: 21,319

Broker

QTY

AVG

NET

4,980

820.75

+4,980

18.5%

3,423

821.78

+3,423

12.7%

3,172

817.99

+2,908

11.8%

2,485

820.81

+2,066

9.2%

1,450

835.95

+22

5.4%

1,052

821.63

+1,052

3.9%

992

821.05

+546

3.7%

712

829.21

+363

2.6%

532

817.00

+532

2.0%

512

817.05

+436

1.9%

482

824.31

+12

1.8%

420

825.13

1.6%

400

820.20

+349

1.5%

365

818.52

+174

1.4%

342

815.96

+146

1.3%

Sell Side

Total: 19,348

Broker

QTY

AVG

NET

5,113

818.97

-5,043

19.0%

3,138

819.09

-2,057

11.7%

2,505

821.25

-2,393

9.3%

1,415

819.04

-1,415

5.3%

1,107

822.69

-636

4.1%

1,023

820.49

-1,015

3.8%

1,002

825.08

-811

3.7%

745

821.24

-545

2.8%

723

820.38

-723

2.7%

101

528

824.09

-528

2.0%

518

822.13

-518

1.9%

429

826.14

-67

1.6%

424

821.76

-414

1.6%

369

821.83

-47

1.4%

309

822.90

-275

1.1%

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	783,924,403	671,104,993	627,200,928	514,099,121	+16.81%
Reserves and Surplus	577,332,644	429,479,890	266,538,494	313,510,708	+34.43%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	4,309,697,548	4,573,861,160	3,479,534,463	3,096,617,149	-5.78%
Deposits	4,978,164,655	4,059,308,116	3,464,556,930	3,307,724,965	+22.64%
Income Tax Liabilities	0.00	0.00	0.00	0.00	-
Other Liabilities	288,896,946	179,128,999	322,393,608	281,110,854	+61.28%
Total Capital & Liabilities	10,938,016,196	9,912,883,158	8,160,224,422	7,513,062,797	+10.34%
Assets
Cash and Bank Balance	927,914,598	922,767,973	273,513,321	417,420,350	+0.56%
Money at Call & Short Notice	0.00	0.00	0.00	0.00	-
Investments	1,000,000	1,000,000	1,010,000	1,010,000	0.00%
Loan and Advances	9,833,179,271	8,854,574,336	7,603,318,949	6,882,587,507	+11.05%
Fixed Assets	52,257,861	41,041,942	41,026,643	45,928,707	+27.33%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	123,664,467	93,498,907	241,355,510	166,116,233	+32.26%
Total Assets	10,938,016,196	9,912,883,158	8,160,224,422	7,513,062,797	+10.34%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	954	+3.04	+0.32%	0	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,107.4	-4.56	-0.41%	0.01	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ANLB	6,050	-15.16	-0.25%	0.01	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,105	-23.01	-2.04%	0	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	919	0	0%	0.03	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CYCL	1,472	+7.91	+0.54%	0	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
DDBL	846.2	-0.68	-0.08%	0.02	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,328	-166.99	-11.17%	0	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	793	-11.99	-1.49%	0.01	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,050.1	-9.86	-0.93%	0.01	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
GBLBS	762.2	-8.79	-1.14%	0.01	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,116.5	-21.51	-1.89%	0.01	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,780	-25.09	-1.39%	0	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,332.9	+5.05	+0.38%	0	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	890	-14.01	-1.55%	0	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	935	+1.96	+0.21%	0	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,300	-4.96	-0.38%	0.02	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JSLBB	1,100	+14.97	+1.38%	0	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	884.8	-4.89	-0.55%	0	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
LLBS	960	+2.11	+0.22%	0	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	910	+9.46	+1.05%	0.01	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MERO	715	-2.08	-0.29%	0.01	0.12	155.78	110.81%	13.88	16.56	240.92	8.6%	7.38%	19.54%	10.28%	9.53	53.46	3.4	51.59	43.24	21.99	1.24%	1.48%	9.08%	10.84%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,286.87	-12.23	-0.88%	0.01	0.12	198.73	121.2%	30.13	33.51	377.47	7.17%	7.51%	9.6%	15.6%	12.864	30.066	44.361	29.712	44.435	28.438	1.77%	2.01%	16.1%	18.21%
MED	1,005.05	-4.73	-0.33%	0.01	0.13	175	110.26%	29.64	33.79	363.3	8.09%	7.44%	9.06%	15.18%	11.575	37	0.385	35.26	32.42	20.49	1.99%	2.08%	16.12%	16.7%
MAX	6,050	14.97	1.38%	0.03	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	19.54%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.36%	4.16%	47.92%	43.25%
MIN	715	-166.99	-11.17%	0	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%