Swarojgar Laghubitta Bittiya Sanstha Ltd.

MicrofinanceMid Cap

NPR 811.00

NPR -1.8-0.22%

09:14 AM NPT · Jun 26, 2026

Est. 2009 A.D. · Banepa Municipality, Kavrepalanchowk District, Nepal · CEO: Manoj Krishna Uprety

Swarojgar Laghubitta Bikas Bank Limited is a national-level microfinance development bank in Nepal licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. The bank was established with the objective of promoting entrepreneurship (“Swarojgar”) and financial inclusion among low-income households, particularly women and marginalized communities in rural and semi-urban areas. Swarojgar Laghubitta provides micro-loans, group-based lending programs, savings products, micro-insurance, remittance services, and various livelihood-support initiatives. Beyond financial services, the institution focuses on capacity building, financial literacy, and enterprise development, helping borrowers create sustainable income sources and improve their socio-economic conditions. Through its growing branch network and community-driven approach, Swarojgar Laghubitta Bikas Bank has contributed significantly to poverty reduction, rural empowerment, and inclusive economic growth. The bank continues to work closely with cooperatives, local governments, NGOs, and development partners to expand access to affordable finance and improve the financial well-being of underserved populations across Nepal.

www.slbbl.com.np/facebook

Trading

Open

810.00

High

815.00

Low

810.00

Prev Close

812.80

Volume

1,929

Turnover

Rs 1,563,508

Txns

Valuation · Q3 FY25/26

EPS Ann.

31.30

EPS TTM

32.35

BVPS

160.03

P/E Ann.

25.91

P/E TTM

25.07

Graham #

335.71

Capital

Mkt Cap

6.36 Arab

Total

78.39 Lakh

Public

38.41 Lakh

Promoter

39.98 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

34.1

ADX

26.47

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

819.58

SMA 50

819.94

Bands & Channels

BB Width %

2.84%

Volume & Flow

OBV

2,867,939

Flow Analysis

[ Live 2026-06-26 ]

Total Buy

24,998

Shares Bought

Total Sell

24,998

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 57%

Distribution 43%

Accumulators

Quantity

10,010

Amount

8,168,468

Avg Rate

816.03

Rank

#11

Brokers

#62#40#19

Distributors

Quantity

7,576

Amount

6,170,159

Avg Rate

814.43

Rank

#12

Brokers

#7#14#34

Net Flow Impact:

+2,434units

(Rs. 1,998,309)

Net Flow by Timeframe

SLBBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 38,271 ]

Buy Side

Total: 18,982

Broker

QTY

AVG

NET

5,350

814.82

+5,100

21.4%

3,103

814.21

+2,943

12.4%

1,557

823.83

+1,557

6.2%

1,393

813.43

+283

5.6%

942

818.41

+889

3.8%

886

809.89

+886

3.5%

850

817.41

+650

3.4%

850

818.12

+838

3.4%

804

813.61

+492

3.2%

730

812.65

+718

2.9%

695

812.79

+587

2.8%

500

819.80

+380

2.0%

500

813.16

+500

2.0%

422

812.77

+412

1.7%

400

818.90

+295

1.6%

Sell Side

Total: 19,289

Broker

QTY

AVG

NET

3,159

815.81

-2,289

12.6%

2,529

812.91

-1,929

10.1%

2,042

813.66

-541

8.2%

1,888

814.18

-1,868

7.5%

1,748

822.23

-1,748

7.0%

1,270

814.18

-1,120

5.1%

1,129

816.12

-1,010

4.5%

1,021

808.61

-1,021

4.1%

910

815.65

-898

3.6%

780

815.93

-760

3.1%

650

814.42

-550

2.6%

597

818.20

-537

2.4%

554

817.93

-231

2.2%

512

813.03

-512

2.0%

500

812.25

-61

2.0%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Capital & Liabilities
Paid Up Capital	895,634	690,682	671,105	0	+29.67%
Reserves and Surplus	537,645	494,074	273,722	0	+8.82%
Debentures and Bonds	0.00	0.00	0.00	0	-
Borrowings	4,405,995	4,309,328	3,837,133	0	+2.24%
Deposits	5,289,610	4,260,018	3,606,107	0	+24.17%
Income Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	279,762	211,449	286,781	0	+32.31%
Total Capital & Liabilities	11,408,646	9,965,551	8,674,847	0	+14.48%
Assets
Cash and Bank Balance	772,373	609,208	352,395	0	+26.78%
Money at Call & Short Notice	0.00	0.00	0.00	0	-
Investments	1000.00	1000.00	1010.00	0	0.00%
Loan and Advances	10,475,591	9,217,685	7,993,101	0	+13.65%
Fixed Assets	53,365	41,980	74,904	0	+27.12%
Non Banking Assets	0.00	0.00	0.00	0	-
Other Assets	106,317	95,678	253,437	0	+11.12%
Total Assets	11,408,646	9,965,551	8,674,847	0	+14.48%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	939	-16.04	-1.68%	0	0.13	179.21	201.13%	8.36	34.02	34.53	373.14	8.74	7.8	15.46	6.87%	7.42	29.3	0.53	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,070	-14.97	-1.38%	0.01	0.13	163.92	113.23%	8.15	29.28	39.86	383.42	8.28	7.29	15.87	9.88%	9.34	39.2	0.26	27.75	11.07	2.05	2.79%	19.25	26.22%
ANLB	5,894	-5.9	-0.1%	0.01	0.11	484.74	-	4.49	82.49	91.55	999.25	-	8.2	29.25	11.17%	17.78	78.37	0.57	64.88	40.76	3.21	3.57%	19.63	21.79%
AVYAN	1,060	+0.11	+0.01%	0	0.15	157.84	110.28%	8.3	52.53	56.82	449.21	8.88	8.45	25.67	5.14%	9.83	22.14	0.06	19.62	10.11	3.72	4.02%	38.32	41.45%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	910.7	-0.27	-0.03%	0.03	0.12	241.93	95.82%	5.53	33.41	34.99	436.42	6.8	6.65	18.45	2.32%	5.03	27.3	-	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,432.9	-29.69	-2.03%	0	0.11	269.54	110.75%	9.28	26.74	43.18	511.73	7.84	6.33	8.72	19.7%	7.73	58.45	-	33.7	9.07	1	1.62%	9.93	16.05%
DDBL	830	-3.42	-0.41%	0.02	0.13	212.26	111.22%	5.63	44.13	45.7	467.18	7.76	8	25.18	7.52%	5.28	19.06	0.45	18.6	8.53	3.27	3.39%	22.63	23.43%
DLBS	1,235	-42.15	-3.3%	0	0.11	148.7	96.63%	11.63	18.29	21.19	266.26	7.92	6.77	8.34	23.62%	11.57	70.54	0.28	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	770	-2.01	-0.26%	0.01	0.06	131.53	119.28%	2.27	11.27	13	196.14	1.37	4.79	36.69	4.36%	8.37	73.25	1.15	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	990	-5.98	-0.6%	0.01	0.13	239.61	115.98%	7.08	18.15	16.05	294.16	7.34	7.11	7.55	18.91%	6.49	64.23	0.16	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	767.6	+0.61	+0.08%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,102	+0.99	+0.09%	0.01	0.14	214.72	277.7%	7.08	45.16	47.07	476.87	8.24	9.37	18.92	8.69%	7.1	25.33	0.63	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,800	-35.05	-1.91%	0	0.14	168.91	379.35%	9.58	40.62	39.89	389.36	8.59	8.17	17.9	3.41%	14.21	44.31	1.48	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,226.2	-16.78	-1.35%	0	0.13	169.51	105.16%	9.23	53.71	52.94	449.35	7.56	8.55	24.17	14.29%	10.85	25.69	0.15	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	875	0	0%	0	0.13	178.01	101.94%	8.47	31.68	34.99	374.36	8.76	8.47	15.5	10.04%	6.93	29.2	0.68	25.72	8.05	1.96	2.17%	19.36	21.37%
ILBS	890.1	-17.89	-1.97%	0	0.12	140.07	113.65%	7.83	20.31	33.95	327.1	8.52	6.89	13.96	23.93%	9.21	47.66	-	26.98	11.83	1.65	2.77%	14.61	24.44%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,261	+4.02	+0.32%	0.02	0.13	255.24	127.25%	6.32	47.73	57.77	575.99	6.22	7.55	20.19	4.8%	6.83	27.38	0.5	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	1,031	+13.03	+1.28%	0	0.11	170.91	108.22%	6.92	8.09	19.73	275.45	7.3	6.19	5.27	21.45%	8.93	141.53	0.62	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	821	-98.99	-10.76%	0	0.13	154.96	111.88%	6.96	4.37	12.22	206.41	8.9	8.88	2.74	14.14%	7.87	209.38	-	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	923	0	0%	0	0.13	192.91	115.22%	6.79	17.29	6.03	161.78	7.58	7.77	9.2	12.59%	6.74	56.39	3.91	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	850	-9.02	-1.05%	0.01	0.1	132.3	105.65%	14.4	15.11	9.04	164.04	7.86	5.11	7.18	9.55%	9.59	63	0.23	99.78	8.04	0.73	0.44%	9.15	5.47%
MERO	710.9	-1.07	-0.15%	0.01	0.11	151.87	103.74%	7.11	13.33	15.83	232.58	8.53	7.12	10.29	18.84%	6.56	56.04	5.65	46.16	10.26	1.16	1.39%	8.95	10.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,244.97	-12.75	-1.15%	0.01	0.122	202.45	130.92%	7.54	31.26	34.68	386.55	7.67	7.49	16.16	11.64%	8.51	55.79	1.017	46.53	12.93	1.96	2.19%	16.31	18.2%
MED	964.5	-4.66	-0.33%	0	0.13	174.46	111.22%	7.1	30.48	34.99	378.89	7.92	7.66	15.68	9.96%	7.8	45.99	0.55	30.75	9.97	2.07	2.38%	14.54	18.6%
MAX	5,894	13.03	1.28%	0.03	0.15	484.74	379.35%	14.4	82.49	91.55	999.25	8.9	9.37	36.69	23.93%	17.78	209.38	5.65	156.72	47.77	3.72	4.02%	38.32	41.45%
MIN	710.9	-98.99	-10.76%	0	0.06	131.53	25.3%	2.27	4.37	6.03	161.78	1.37	4.79	2.74	2.32%	3.55	19.06	0.06	18.6	6.63	0.36	0.4%	2.76	3.33%