Swarojgar Laghubitta Bittiya Sanstha Ltd.

MicrofinanceMid Cap

NPR 799.00

NPR -3-0.37%

09:12 AM NPT · Aug 10, 2026

Est. 2009 A.D. · Banepa Municipality, Kavrepalanchowk District, Nepal · CEO: Manoj Krishna Uprety

Swarojgar Laghubitta Bikas Bank Limited is a national-level microfinance development bank in Nepal licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. The bank was established with the objective of promoting entrepreneurship (“Swarojgar”) and financial inclusion among low-income households, particularly women and marginalized communities in rural and semi-urban areas. Swarojgar Laghubitta provides micro-loans, group-based lending programs, savings products, micro-insurance, remittance services, and various livelihood-support initiatives. Beyond financial services, the institution focuses on capacity building, financial literacy, and enterprise development, helping borrowers create sustainable income sources and improve their socio-economic conditions. Through its growing branch network and community-driven approach, Swarojgar Laghubitta Bikas Bank has contributed significantly to poverty reduction, rural empowerment, and inclusive economic growth. The bank continues to work closely with cooperatives, local governments, NGOs, and development partners to expand access to affordable finance and improve the financial well-being of underserved populations across Nepal.

www.slbbl.com.np/facebook

Trading

Open

814.90

High

814.90

Low

793.10

Prev Close

802.00

Volume

1,206

Turnover

Rs 959,262.6

Txns

Valuation · Q3 FY25/26

EPS Ann.

31.30

EPS TTM

32.35

BVPS

160.03

P/E Ann.

25.53

P/E TTM

24.70

Graham #

335.71

Capital

Mkt Cap

6.26 Arab

Total

78.39 Lakh

Public

38.41 Lakh

Promoter

39.98 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Weak

Momentum

RSI (14)

35.45

ADX

19.93

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

806.7

SMA 50

809.99

Bands & Channels

BB Width %

5.41%

Volume & Flow

OBV

2,843,298

Flow Analysis

[ Live 2026-08-10 ]

Total Buy

11,600

Shares Bought

Total Sell

11,600

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 36%

Distribution 64%

Accumulators

Quantity

2,687

Amount

2,142,489

Avg Rate

797.35

Rank

#28

Brokers

#6#28#56

Distributors

Quantity

4,683

Amount

3,735,537

Avg Rate

797.68

Rank

#19

Brokers

#19#49

Net Flow Impact:

-1,996units

(Rs. -1,593,048)

Net Flow by Timeframe

SLBBL — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 17,890 ]

Buy Side

Total: 9,028

Broker

QTY

AVG

NET

1,243

796.79

+1,242

10.7%

1,011

800.02

+471

8.7%

900

802.00

+64

7.8%

751

797.72

+750

6.5%

693

797.97

+691

6.0%

624

800.46

+623

5.4%

600

795.12

+600

5.2%

561

799.29

+519

4.8%

500

796.75

+206

4.3%

452

794.61

+303

3.9%

412

796.08

+249

3.5%

400

798.80

+389

3.5%

322

796.77

+17

2.8%

309

797.94

+95

2.7%

250

795.20

+250

2.2%

Sell Side

Total: 8,862

Broker

QTY

AVG

NET

3,040

797.24

-2,550

26.2%

1,643

798.49

-1,393

14.2%

1,200

797.48

-1,200

10.3%

823

796.72

-745

7.1%

500

794.15

-500

4.3%

342

795.24

-277

3.0%

331

796.56

-248

2.9%

331

798.97

-109

2.9%

232

801.25

-212

2.0%

208

795.66

-108

1.8%

804.05

-1

0.5%

801.60

-23

0.4%

793.87

-26

0.4%

795.90

-28

0.2%

798.00

-25

0.2%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Capital & Liabilities
Paid Up Capital	895,634	690,682	671,105	0	+29.67%
Reserves and Surplus	537,645	494,074	273,722	0	+8.82%
Debentures and Bonds	0.00	0.00	0.00	0	-
Borrowings	4,405,995	4,309,328	3,837,133	0	+2.24%
Deposits	5,289,610	4,260,018	3,606,107	0	+24.17%
Income Tax Liabilities	0.00	0.00	0.00	0	-
Other Liabilities	279,762	211,449	286,781	0	+32.31%
Total Capital & Liabilities	11,408,646	9,965,551	8,674,847	0	+14.48%
Assets
Cash and Bank Balance	772,373	609,208	352,395	0	+26.78%
Money at Call & Short Notice	0.00	0.00	0.00	0	-
Investments	1000.00	1000.00	1010.00	0	0.00%
Loan and Advances	10,475,591	9,217,685	7,993,101	0	+13.65%
Fixed Assets	53,365	41,980	74,904	0	+27.12%
Non Banking Assets	0.00	0.00	0.00	0	-
Other Assets	106,317	95,678	253,437	0	+11.12%
Total Assets	11,408,646	9,965,551	8,674,847	0	+14.48%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	915	-2.02	-0.22%	0	0.13	179.21	201.13%	8.36	34.02	34.53	373.14	8.74	7.8	15.46	6.87%	7.42	29.3	0.53	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,090	-0.98	-0.09%	0.01	0.13	163.92	113.23%	8.15	29.28	39.86	383.42	8.28	7.29	15.87	9.88%	9.34	39.2	0.26	27.75	11.07	2.05	2.79%	19.25	26.22%
ANLB	5,467	-532.12	-8.87%	0.01	0.11	484.74	-	4.49	82.49	91.55	999.25	-	8.2	29.25	11.17%	17.78	78.37	0.57	64.88	40.76	3.21	3.57%	19.63	21.79%
AVYAN	1,051	-2	-0.19%	0	0.15	157.84	110.28%	8.3	52.53	56.82	449.21	8.88	8.45	25.67	5.14%	9.83	22.14	0.06	19.62	10.11	3.72	4.02%	38.32	41.45%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	930	+1.02	+0.11%	0.03	0.12	241.93	95.82%	5.53	33.41	34.99	436.42	6.8	6.65	18.45	2.32%	5.03	27.3	-	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,278	-2.05	-0.16%	0	0.11	269.54	110.75%	9.28	26.74	43.18	511.73	7.84	6.33	8.72	19.7%	7.73	58.45	-	33.7	9.07	1	1.62%	9.93	16.05%
DDBL	840	+11.03	+1.33%	0.02	0.13	212.26	111.22%	5.63	44.13	45.7	467.18	7.76	8	25.18	7.52%	5.28	19.06	0.45	18.6	8.53	3.27	3.39%	22.63	23.43%
DLBS	1,180	+15.03	+1.29%	0	0.11	148.7	96.63%	11.63	18.29	21.19	266.26	7.92	6.77	8.34	23.62%	11.57	70.54	0.28	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	817	+36	+4.61%	0.01	0.06	131.53	119.28%	2.27	11.27	13	196.14	1.37	4.79	36.69	4.36%	8.37	73.25	1.15	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	945	+14.97	+1.61%	0.01	0.13	239.61	115.98%	7.08	18.15	16.05	294.16	7.34	7.11	7.55	18.91%	6.49	64.23	0.16	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	739	+1.03	+0.14%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,088	+17.98	+1.68%	0.01	0.14	214.72	277.7%	7.08	45.16	47.07	476.87	8.24	9.37	18.92	8.69%	7.1	25.33	0.63	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,785	-10.96	-0.61%	0	0.14	168.91	379.35%	9.58	40.62	39.89	389.36	8.59	8.17	17.9	3.41%	14.21	44.31	1.48	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,174	+19.96	+1.73%	0	0.13	169.51	105.16%	9.23	53.71	52.94	449.35	7.56	8.55	24.17	14.29%	10.85	25.69	0.15	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	884	+14.01	+1.61%	0	0.13	178.01	101.94%	8.47	31.68	34.99	374.36	8.76	8.47	15.5	10.04%	6.93	29.2	0.68	25.72	8.05	1.96	2.17%	19.36	21.37%
ILBS	865	-11.93	-1.36%	0	0.12	140.07	113.65%	7.83	20.31	33.95	327.1	8.52	6.89	13.96	23.93%	9.21	47.66	-	26.98	11.83	1.65	2.77%	14.61	24.44%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,255	-5.8	-0.46%	0.02	0.13	255.24	127.25%	6.32	47.73	57.77	575.99	6.22	7.55	20.19	4.8%	6.83	27.38	0.5	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	980	0	0%	0	0.11	170.91	108.22%	6.92	8.09	19.73	275.45	7.3	6.19	5.27	21.45%	8.93	141.53	0.62	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	807.9	+30.92	+3.98%	0	0.13	154.96	111.88%	6.96	4.37	12.22	206.41	8.9	8.88	2.74	14.14%	7.87	209.38	-	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	866	-19.03	-2.15%	0	0.13	192.91	115.22%	6.79	17.29	6.03	161.78	7.58	7.77	9.2	12.59%	6.74	56.39	3.91	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	802.1	-8.92	-1.1%	0.01	0.1	132.3	105.65%	14.4	15.11	9.04	164.04	7.86	5.11	7.18	9.55%	9.59	63	0.23	99.78	8.04	0.73	0.44%	9.15	5.47%
MERO	672	+10.78	+1.63%	0.01	0.11	151.87	103.74%	7.11	13.33	15.83	232.58	8.53	7.12	10.29	18.84%	6.56	56.04	5.65	46.16	10.26	1.16	1.39%	8.95	10.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,201.41	-19.23	0.21%	0.01	0.122	202.45	130.92%	7.54	31.26	34.68	386.55	7.67	7.49	16.16	11.64%	8.51	55.79	1.017	46.53	12.93	1.96	2.19%	16.31	18.2%
MED	937.5	0.51	0.06%	0	0.13	174.46	111.22%	7.1	30.48	34.99	378.89	7.92	7.66	15.68	9.96%	7.8	45.99	0.55	30.75	9.97	2.07	2.38%	14.54	18.6%
MAX	5,467	36	4.61%	0.03	0.15	484.74	379.35%	14.4	82.49	91.55	999.25	8.9	9.37	36.69	23.93%	17.78	209.38	5.65	156.72	47.77	3.72	4.02%	38.32	41.45%
MIN	672	-532.12	-8.87%	0	0.06	131.53	25.3%	2.27	4.37	6.03	161.78	1.37	4.79	2.74	2.32%	3.55	19.06	0.06	18.6	6.63	0.36	0.4%	2.76	3.33%