NPR 728.00
09:14 AM NPT · Aug 7, 2026
Est. 1987 · Banepa, Kavrepalanchowk District, Nepal · CEO: Dr. Madan Ghimire
Samata Gharelu Laghubitta Bittiya Sanstha Limited is a rapidly growing national-level microfinance institution in Nepal, licensed by the Nepal Rastra Bank (NRB) as a “D” class financial institution. The organization was established with the mission of providing accessible microfinance services to low-income households, women entrepreneurs, and underserved communities, primarily in rural and semi-urban regions. The institution offers a wide range of financial products including group-based micro-loans, savings accounts, micro-insurance, emergency loans, agriculture financing, and small enterprise loans. In addition to financial services, Samata Gharelu Laghubitta focuses on financial literacy, entrepreneurship development, livelihood support, and women empowerment, helping clients achieve long-term economic stability. With an expanding branch network, community-based operational model, and emphasis on responsible lending practices, the institution plays a vital role in strengthening financial inclusion and reducing poverty across Nepal. It maintains strong governance, transparency, and customer-centered service delivery as part of its developmental mission.
Trading
Open
725.50
High
732.00
Low
725.50
Prev Close
732.00
Volume
1,029
Turnover
Rs 751,191
Txns
0
Valuation · Q3 FY25/26
EPS Ann.
16.62
EPS TTM
21.37
BVPS
139.56
P/E Ann.
43.80
P/E TTM
34.07
Graham #
228.45
Capital
Mkt Cap
4.58 Arab
Total
62.91 Lakh
Public
22.73 Lakh
Promoter
40.18 Lakh
Indicator Signals
MACD
Strong SellRSI
Strong BuySuperTrend
Strong BuyTrend Analysis
Direction
UptrendStrength
ModerateMomentum
RSI (14)
23.47
ADX
21.1
Overall Score
Technical Score
Moving Averages
SMA 20
740.52
SMA 50
751.53
Bands & Channels
BB Width %
6.49%
Volume & Flow
OBV
176,627
[ Live 2026-08-07 ]
Total Buy
5,469
Shares Bought
Total Sell
5,469
Shares Sold
Net Flow
0
Net Accumulation
Active Brokers
53
Participating
ACCUM/DIST
Accumulation 44%
Distribution 56%
Accumulators
3Quantity
1,597
Amount
1,173,915
Avg Rate
735.07
Rank
#39
Brokers
Distributors
3Quantity
2,034
Amount
1,490,785
Avg Rate
732.93
Rank
#38
Brokers
Net Flow Impact:
-437unitsNet Flow by Timeframe
[ Vol: 8,308 ]
Buy Side
Total: 4,489Broker
QTY
AVG
NET
%
Sell Side
Total: 3,819Broker
QTY
AVG
NET
%
Peer Comparison
Microfinance SECTOR — NEPAL
2025/2026 Q3
NPR/Millions
Statement
Highlight
| TICKER | Market | Key Ratios | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price | Chg | Chg% | Mkt Cap (M) | Asset Turnover | Book Value Per Share | C/D Ratio% | Debt to Equity | EPS (Annualized) | EPS (TTM) | Graham's Number | Interest Rate Spread | Net Interest Margin | Net Profit Margin | NPL% | P/B | P/E (Annualized) | PEG | P/E (TTM) | P/S | ROA (Annualized) | ROA (TTM)% | ROE (Annualized) | ROE (TTM)% | |
ACLBSL | 917 | -3.04 | -0.33% | 0 | 0.13 | 179.21 | 201.13% | 8.36 | 34.02 | 34.53 | 373.14 | 8.74 | 7.8 | 15.46 | 6.87% | 7.42 | 29.3 | 0.53 | 27.8 | 8.06 | 2.08 | 2.11% | 20.84 | 21.15% |
ADLB | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
AKBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
ALBSL | 1,091 | +5.97 | +0.55% | 0.01 | 0.13 | 163.92 | 113.23% | 8.15 | 29.28 | 39.86 | 383.42 | 8.28 | 7.29 | 15.87 | 9.88% | 9.34 | 39.2 | 0.26 | 27.75 | 11.07 | 2.05 | 2.79% | 19.25 | 26.22% |
ANLB | 5,996 | +471.77 | +8.54% | 0.01 | 0.11 | 484.74 | - | 4.49 | 82.49 | 91.55 | 999.25 | - | 8.2 | 29.25 | 11.17% | 17.78 | 78.37 | 0.57 | 64.88 | 40.76 | 3.21 | 3.57% | 19.63 | 21.79% |
AVYAN | 1,053 | +11.04 | +1.06% | 0 | 0.15 | 157.84 | 110.28% | 8.3 | 52.53 | 56.82 | 449.21 | 8.88 | 8.45 | 25.67 | 5.14% | 9.83 | 22.14 | 0.06 | 19.62 | 10.11 | 3.72 | 4.02% | 38.32 | 41.45% |
BPW | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
CBBL | 929 | -0.93 | -0.1% | 0.03 | 0.12 | 241.93 | 95.82% | 5.53 | 33.41 | 34.99 | 436.42 | 6.8 | 6.65 | 18.45 | 2.32% | 5.03 | 27.3 | - | 26.32 | 8.96 | 2.25 | 2.36% | 14.47 | 15.16% |
CYCL | 1,280 | -10.06 | -0.78% | 0 | 0.11 | 269.54 | 110.75% | 9.28 | 26.74 | 43.18 | 511.73 | 7.84 | 6.33 | 8.72 | 19.7% | 7.73 | 58.45 | - | 33.7 | 9.07 | 1 | 1.62% | 9.93 | 16.05% |
DDBL | 829 | -6.01 | -0.72% | 0.02 | 0.13 | 212.26 | 111.22% | 5.63 | 44.13 | 45.7 | 467.18 | 7.76 | 8 | 25.18 | 7.52% | 5.28 | 19.06 | 0.45 | 18.6 | 8.53 | 3.27 | 3.39% | 22.63 | 23.43% |
DLBS | 1,165 | -17.14 | -1.45% | 0 | 0.11 | 148.7 | 96.63% | 11.63 | 18.29 | 21.19 | 266.26 | 7.92 | 6.77 | 8.34 | 23.62% | 11.57 | 70.54 | 0.28 | 59.75 | 10.47 | 0.95 | 1.11% | 11.75 | 13.61% |
FMDBL | 781 | +22.97 | +3.03% | 0.01 | 0.06 | 131.53 | 119.28% | 2.27 | 11.27 | 13 | 196.14 | 1.37 | 4.79 | 36.69 | 4.36% | 8.37 | 73.25 | 1.15 | 60.68 | 47.77 | 2.33 | 2.69% | 8.72 | 10.06% |
FOWAD | 930 | +2.87 | +0.31% | 0.01 | 0.13 | 239.61 | 115.98% | 7.08 | 18.15 | 16.05 | 294.16 | 7.34 | 7.11 | 7.55 | 18.91% | 6.49 | 64.23 | 0.16 | 64.74 | 8.62 | 0.95 | 0.84% | 7.36 | 6.5% |
GBLBS | 738 | +1.03 | +0.14% | 0.01 | 0.14 | 295.18 | 25.3% | 4.49 | 40 | 36.73 | 493.91 | 8.13 | 9.36 | 18.98 | 4.94% | 3.55 | 19.63 | 1 | 21.24 | 6.63 | 2.61 | 2.4% | 14 | 12.85% |
GGBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
GILB | 1,070 | -19.95 | -1.83% | 0.01 | 0.14 | 214.72 | 277.7% | 7.08 | 45.16 | 47.07 | 476.87 | 8.24 | 9.37 | 18.92 | 8.69% | 7.1 | 25.33 | 0.63 | 24.01 | 8.52 | 2.73 | 2.85% | 22.17 | 23.11% |
GLBSL | 1,795.9 | -5.04 | -0.28% | 0 | 0.14 | 168.91 | 379.35% | 9.58 | 40.62 | 39.89 | 389.36 | 8.59 | 8.17 | 17.9 | 3.41% | 14.21 | 44.31 | 1.48 | 45.47 | 14.11 | 2.45 | 2.41% | 27.36 | 26.86% |
GMFBS | 1,154 | -29.1 | -2.46% | 0 | 0.13 | 169.51 | 105.16% | 9.23 | 53.71 | 52.94 | 449.35 | 7.56 | 8.55 | 24.17 | 14.29% | 10.85 | 25.69 | 0.15 | 24.52 | 11.04 | 3.16 | 3.12% | 32.12 | 31.67% |
HLBSL | 870 | -10.03 | -1.14% | 0 | 0.13 | 178.01 | 101.94% | 8.47 | 31.68 | 34.99 | 374.36 | 8.76 | 8.47 | 15.5 | 10.04% | 6.93 | 29.2 | 0.68 | 25.72 | 8.05 | 1.96 | 2.17% | 19.36 | 21.37% |
ILBS | 876.9 | -2.11 | -0.24% | 0 | 0.12 | 140.07 | 113.65% | 7.83 | 20.31 | 33.95 | 327.1 | 8.52 | 6.89 | 13.96 | 23.93% | 9.21 | 47.66 | - | 26.98 | 11.83 | 1.65 | 2.77% | 14.61 | 24.44% |
JALPA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
JBLB | 1,260.8 | +0.76 | +0.06% | 0.02 | 0.13 | 255.24 | 127.25% | 6.32 | 47.73 | 57.77 | 575.99 | 6.22 | 7.55 | 20.19 | 4.8% | 6.83 | 27.38 | 0.5 | 22.45 | 9.83 | 2.65 | 3.22% | 20.73 | 25.09% |
JSLBB | 980 | -10 | -1.01% | 0 | 0.11 | 170.91 | 108.22% | 6.92 | 8.09 | 19.73 | 275.45 | 7.3 | 6.19 | 5.27 | 21.45% | 8.93 | 141.53 | 0.62 | 55.5 | 13.28 | 0.59 | 1.45% | 5.12 | 12.49% |
KLBS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
KLBSL | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
KMCDB | 777 | +16.8 | +2.21% | 0 | 0.13 | 154.96 | 111.88% | 6.96 | 4.37 | 12.22 | 206.41 | 8.9 | 8.88 | 2.74 | 14.14% | 7.87 | 209.38 | - | 71.28 | 10.21 | 0.36 | 1.03% | 2.76 | 7.74% |
LLBS | 885 | -9.84 | -1.1% | 0 | 0.13 | 192.91 | 115.22% | 6.79 | 17.29 | 6.03 | 161.78 | 7.58 | 7.77 | 9.2 | 12.59% | 6.74 | 56.39 | 3.91 | 156.72 | 9.23 | 1.16 | 0.4% | 9.57 | 3.33% |
MATRI | 811 | -1.22 | -0.15% | 0.01 | 0.1 | 132.3 | 105.65% | 14.4 | 15.11 | 9.04 | 164.04 | 7.86 | 5.11 | 7.18 | 9.55% | 9.59 | 63 | 0.23 | 99.78 | 8.04 | 0.73 | 0.44% | 9.15 | 5.47% |
MERO | 661.2 | -4.8 | -0.72% | 0.01 | 0.11 | 151.87 | 103.74% | 7.11 | 13.33 | 15.83 | 232.58 | 8.53 | 7.12 | 10.29 | 18.84% | 6.56 | 56.04 | 5.65 | 46.16 | 10.26 | 1.16 | 1.39% | 8.95 | 10.63% |
MKLB | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| AVG | 1,220.49 | 18.36 | 0.16% | 0.01 | 0.122 | 202.45 | 130.92% | 7.54 | 31.26 | 34.68 | 386.55 | 7.67 | 7.49 | 16.16 | 11.64% | 8.51 | 55.79 | 1.017 | 46.53 | 12.93 | 1.96 | 2.19% | 16.31 | 18.2% |
| MED | 929.5 | -2.57 | -0.26% | 0 | 0.13 | 174.46 | 111.22% | 7.1 | 30.48 | 34.99 | 378.89 | 7.92 | 7.66 | 15.68 | 9.96% | 7.8 | 45.99 | 0.55 | 30.75 | 9.97 | 2.07 | 2.38% | 14.54 | 18.6% |
| MAX | 5,996 | 471.77 | 8.54% | 0.03 | 0.15 | 484.74 | 379.35% | 14.4 | 82.49 | 91.55 | 999.25 | 8.9 | 9.37 | 36.69 | 23.93% | 17.78 | 209.38 | 5.65 | 156.72 | 47.77 | 3.72 | 4.02% | 38.32 | 41.45% |
| MIN | 661.2 | -29.1 | -2.46% | 0 | 0.06 | 131.53 | 25.3% | 2.27 | 4.37 | 6.03 | 161.78 | 1.37 | 4.79 | 2.74 | 2.32% | 3.55 | 19.06 | 0.06 | 18.6 | 6.63 | 0.36 | 0.4% | 2.76 | 3.33% |