United Ajod Insurance Limited

United Ajod Insurance emerged from the merger of two established Nepali non-life insurers: United Insurance Company (Nepal) Ltd. (UIC) and Ajod Insurance Limited (AIL). The merger was finalized in 2023, giving birth to United Ajod Insurance a stronger, combined insurance firm with broader reach and enhanced capital base. Since commencing full operations on May 28, 2023 (Jestha 14, 2080 B.S.), United Ajod has positioned itself as a major player in Nepal’s non-life insurance market.Its headquarters is in Sundhara, Kathmandu, and the company claims a workforce of over 500 employees operating across a network of more than 110 offices nationwide giving it a wide geographic footprint and extensive accessibility for clients. United Ajod offers a comprehensive range of general-insurance products tailored to individuals, families, businesses, and institutions. These include motor insurance, property and fire insurance, marine and cargo insurance, travel-medical cover, engineering and construction-related insurance, liability insurance, and other miscellaneous and corporate-risk products.The company emphasizes customer-centric service, pledging “fast-track claim processing,” digital/online policy issuance, 365-day support, and strong backing via national and international reinsurance arrangements a model designed to provide reliability and trust for clients across Nepal. In the short period since its formation, United Ajod has already demonstrated active engagement in Nepal’s risk environment. For instance, during periods of unrest and civil disturbances (notably civil protests with vandalism/rioting causing widespread property damage), UAIL reportedly handled a large number of claims reflecting both the relevance of comprehensive insurance in Nepal’s socio-political context and UAIL’s ability to respond at scale. Overall, United Ajod Insurance stands as a modern, consolidated non-life insurer in Nepal, blending legacy expertise with renewed scale and ambition. With strong domestic coverage, diverse insurance offerings, and a focus on customer service, UAIL is among the emerging leaders in Nepal’s general-insurance sector.