NEPSE Chart

TECHNICAL ANALYSIS

Indicator Signals

MACDStrong Buy

RSINeutral

SuperTrendStrong Buy

Momentum

RSI (14)

57.91

ADX

19.6

Trend Analysis

Direction

Uptrend

Strength

Weak

Overall Score

Technical ScoreAbove Line

Moving Averages

SMA 20

783.1

SMA 50

773.99

Bands & Channels

BB Width %

16.89%

Volume & Flow

OBV

965,740

Broker Analysis (Zero-Sum)

Live 2026-03-29

Total Buy

80,156

Shares Bought

Total Sell

80,036

Shares Sold

Net Flow

120

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Microfinance▼ DISTRIBUTING

Accumulation 33%Distribution 67%

ACCUMULATORS5

Quantity17,706

Amount14,568,067

Avg Rate822.78

Rank#19

Brokers

#41# 63# 42# 33# 21

DISTRIBUTORS4

Quantity36,360

Amount29,777,440

Avg Rate818.96

Rank#10

Brokers

#14# 59# 49# 16

Net Flow Impact

-18,654units(Rs. -15,209,373)

Net Flow by Timeframe

VLBS — Broker Breakdown (7D)

▲ 15 Buyers

▼ 15 Sellers

Vol: 94,328

▲ BUY SIDE

Total: 46,764

BR#

QTY

AVG

NET

▼ SELL SIDE

Total: 47,564

BR#

QTY

AVG

NET

NET FLOW

-800 units

Financial Fundamentals

Financial Metric	FY25/26 Q2	FY24/25 Q2	FY23/24 Q2	FY22/23 Q2	Growth %
Capital & Liabilities
Paid Up Capital	745,040,359	745,040,359	745,040,360	320,000,000	0.00%
Reserves and Surplus	487,365,248	460,172,986	361,260,136	296,637,929	+5.91%
Debentures and Bonds	0.00	0.00	0.00	0.00	-
Borrowings	7,235,893,311	7,241,215,651	6,575,244,576	3,012,213,209	-0.07%
Deposits	2,186,840,612	1,954,101,709	2,004,288,050	1,128,829,995	+11.91%
Income Tax Liabilities	61,990,292	35,227,957	21,528,941	102,588	+75.97%
Other Liabilities	361,661,457	859,003,282	698,356,543	207,667,472	-57.90%
Total Capital & Liabilities	11,078,791,279	11,294,761,945	10,405,718,606	4,965,451,193	-1.91%
Assets
Cash and Bank Balance	793,324,736	1,056,330,577	956,723,695	201,785,785	-24.90%
Money at Call & Short Notice	0.00	0.00	0.00	0.00	-
Investments	10,000	2,010,000	0	863,265	-99.50%
Loan and Advances	10,018,606,050	9,402,618,223	9,023,469,479	4,712,090,010	+6.55%
Fixed Assets	94,854,367	146,156,141	90,147,120	33,582,349	-35.10%
Non Banking Assets	0.00	0.00	0.00	0.00	-
Other Assets	171,996,126	687,647,004	335,378,312	17,129,784	-74.99%
Total Assets	11,078,791,279	11,294,761,945	10,405,718,606	4,965,451,193	-1.91%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q2

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	BVPS	C/D Ratio%	EPS (Annu.)	EPS (TTM)	Graham's No.	Int. Rate Spread%	NIM%	NPL%	NPM%	P/B	P/E (Annu.)	PEG	P/E (Latest)	P/E (TTM)	P/S	ROA (Annu.)%	ROA (TTM)%	ROE (Annu.)%	ROE (TTM)%
ACLBSL	1,023	-16.95	-1.63%	0	0.13	169.98	213.9%	32.57	33.11	355.85	8.27%	7.44%	5.2%	14.84%	11.3	29.47	0.38	31.23	30.72	17.51	1.98%	2.01%	21%	21.36%
ALBSL	1,248	-45.93	-3.55%	0.01	0.13	158.08	6.57%	31.29	38.77	371.35	8.4%	7.16%	10.15%	17.5%	14.95	37.78	0.09	35.6	28.73	26.45	2.24%	2.79%	21.34%	26.44%
ALBSLP	549	0	0%	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ANLB	6,639	-7.98	-0.12%	0.01	0.12	428.75	0%	77.9	85.26	906.91	0%	-	11.81%	27.93%	28.45	78.31	0.31	80.87	73.89	87.5	3.32%	3.65%	20.24%	22.16%
AVYAN	1,210	-68.93	-5.39%	0	0.03	149.39	109.7%	61.89	55.85	433.27	8.34%	8.86%	4.15%	29.02%	12.66	15.29	0.01	15.51	17.19	17.75	0.9%	0.81%	47.92%	43.25%
CBBL	939.1	-23.88	-2.48%	0.03	0.13	233.66	94.92%	31.85	35.31	430.86	5.51%	6.96%	2.45%	17.74%	7.89	28.95	963	28.89	26.05	20.54	2.22%	2.46%	14.32%	15.87%
CBBLPO	395	+3.76	+0.96%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CYCL	1,750	+116.01	+7.1%	0	0.12	268.72	111.75%	27.99	41.89	503.26	7.91%	6.38%	18.48%	9.02%	11.24	53.96	0	55.09	36.81	19.47	1.06%	1.61%	10.74%	16.09%
CYCLP	864	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
DDBL	872	-15.89	-1.79%	0.02	0.14	221.13	115.62%	47.41	47.55	486.4	7.83%	8.32%	8.43%	24.37%	7.42	17.3	0.27	17.51	17.46	16.87	3.36%	3.37%	23.26%	23.33%
DLBS	1,385	-27.98	-1.98%	0	0.12	179.13	94.98%	18.38	19.05	277.09	7.67%	7.44%	9.83%	7.8%	14.52	70.73	0.15	71.27	68.77	22.09	0.94%	0.98%	10.82%	11.23%
FMDBL	855	-33.4	-3.76%	0.01	0.06	128.31	114.74%	10.47	11.14	179.33	1.42%	4.14%	4.52%	35.1%	12.39	75.93	2.15	74.4	69.93	106.64	2.12%	2.27%	8.24%	8.78%
FOWAD	1,105	-23.01	-2.04%	0.01	0.13	234.69	112.57%	31.98	20.71	330.7	7.31%	7.3%	8.92%	13.3%	9.12	33.46	0.02	32.86	50.75	17.8	1.7%	1.1%	13.14%	8.51%
FOWADP	660	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GBLBS	800	-14	-1.72%	0.01	0.14	278.07	26.68%	43.75	34.76	466.35	8.84%	9.62%	4.76%	20.85%	5.57	17.69	1.06	17.21	21.66	14.76	2.94%	2.34%	15.96%	12.68%
GILB	1,192	-28.31	-2.32%	0.01	0.15	197.29	282.59%	32.67	34.47	391.17	8.43%	9.46%	8.96%	13.69%	11.67	35.23	0	33.76	32	19.3	2.02%	2.14%	16.8%	17.73%
GLBSL	1,973	-6.93	-0.35%	0	0.14	159.33	393.94%	40.22	38.34	370.74	8.44%	8.32%	3.13%	17.81%	24.15	47.84	0.9	41.57	0	34.09	2.5%	2.38%	28.82%	27.47%
GMFBS	1,454	+1.02	+0.07%	0	0.14	185.26	107.54%	-4.71	17.54	270.39	8.32%	8.86%	14.37%	-2.06%	16.14	-317.41	0	-309.55	83.12	26.18	-0.28%	1.07%	-2.96%	11.05%
HLBSL	938	-30.01	-3.1%	0	0.11	167.35	95.52%	26.24	32.38	349.17	8.6%	7.9%	8.58%	13.2%	10.68	34.05	0.57	34.49	27.95	17.99	1.48%	1.82%	16.98%	20.97%
ILBS	998	-36.95	-3.57%	0	0.13	136.88	119.88%	24.07	49.91	392.06	8.31%	7.38%	17.85%	15.51%	14.52	41.3	0.24	39.05	18.83	25.63	2%	4.16%	18.84%	39.06%
ILBSP	624	+4.03	+0.65%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,365	-17.56	-1.27%	0.02	0.13	277.15	124.79%	50.65	60.15	612.44	5.85%	7.32%	5.98%	19.57%	9.54	26.1	0.39	25.94	21.84	20.44	2.56%	3.05%	20.08%	23.85%
JBLBP	100	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JSLBB	1,205.4	-28.63	-2.32%	0	0.11	170.87	107.57%	11.8	19.17	271.48	7.6%	6.12%	9.15%	7.55%	13.55	98.14	0.42	95.25	58.63	29.66	0.86%	1.4%	7.44%	12.11%
JSLBBP	636.1	-12.92	-1.99%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	953	-32.01	-3.25%	0	0.14	164.7	112.75%	26.09	27.74	320.62	8.67%	8.82%	11.42%	16.43%	11.48	36.22	1.33	34.92	32.84	23.81	2.3%	2.45%	16.28%	17.31%
KMCDBP	605	0	0%	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
LLBS	1,018.5	-21.53	-2.07%	0	0.12	187.67	107.03%	15.31	8.11	185.05	6.19%	7.64%	13.04%	8.25%	9.88	60.55	0.66	60.42	114.06	19.99	0.98%	0.52%	8.78%	4.65%
MATRI	975	-32.02	-3.18%	0.01	0.1	119.9	102.58%	11.25	9.36	158.91	7.28%	4.96%	10.48%	5.5%	16.35	87.11	0.6	85.78	103.1	19.18	0.54%	0.45%	7%	5.84%
MATRIP	523.5	-10.57	-1.98%	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,161.82	-13.69	-1.37%	0.01	0.12	200.78	121.7%	30.91	34.31	383.97	7.1%	7.52%	9.13%	15.85%	13.022	28.952	46.312	28.67	44.492	28.745	1.8%	2.04%	16.43%	18.56%
MED	964	-16.42	-1.89%	0	0.13	179.13	109.7%	31.29	34.47	370.74	7.91%	7.44%	8.96%	15.51%	11.67	36.22	0.38	34.92	32	20.44	2%	2.14%	16.28%	17.31%
MAX	6,639	116.01	7.1%	0.03	0.15	428.75	393.94%	77.9	85.26	906.91	8.84%	9.62%	18.48%	35.1%	28.45	98.14	963	95.25	114.06	106.64	3.36%	4.16%	47.92%	43.25%
MIN	100	-68.93	-5.39%	0	0.03	119.9	0%	-4.71	8.11	158.91	0%	4.14%	2.45%	-2.06%	5.57	-317.41	0	-309.55	0	14.76	-0.28%	0.45%	-2.96%	4.65%