NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Sell

RSI

Buy

SuperTrend

Strong Buy

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

31.76

ADX

36.43

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

673.48

SMA 50

690.49

Bands & Channels

BB Width %

9.23%

Volume & Flow

OBV

905,294

Flow Analysis

[ Live 2026-08-10 ]

Total Buy

9,219

Shares Bought

Total Sell

9,219

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 41%

Distribution 59%

Accumulators

Quantity

3,328

Amount

2,219,954

Avg Rate

667.05

Rank

#26

Brokers

#44#18#6

Distributors

Quantity

4,807

Amount

3,199,870

Avg Rate

665.67

Rank

#21

Brokers

#17#1#8

Net Flow Impact:

-1,479units

(Rs. -979,916)

Net Flow by Timeframe

VLBS — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 15,204 ]

Buy Side

Total: 7,603

Broker

QTY

AVG

NET

1,520

668.14

+1,339

16.5%

1,050

666.55

+904

11.4%

758

665.58

+738

8.2%

599

673.72

+509

6.5%

500

670.00

+480

5.4%

493

665.30

+383

5.3%

480

660.93

+480

5.2%

428

680.25

+418

4.6%

359

666.61

+229

3.9%

320

669.92

+233

3.5%

296

662.20

+246

3.2%

200

660.10

+140

2.2%

200

660.86

+170

2.2%

200

665.00

+200

2.2%

200

663.10

+60

2.2%

Sell Side

Total: 7,601

Broker

QTY

AVG

NET

2,600

668.28

-2,550

28.2%

1,310

664.02

-1,310

14.2%

897

660.49

-897

9.7%

747

665.06

-605

8.1%

438

678.43

-438

4.8%

288

665.01

-178

3.1%

243

662.60

-143

2.6%

230

664.28

-49

2.5%

190

675.03

-93

2.1%

150

664.55

-40

1.6%

140

686.77

-110

1.5%

130

666.01

-100

1.4%

101

665.72

-101

1.1%

674.51

-87

0.9%

665.80

-50

0.5%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Capital & Liabilities
Paid Up Capital	791,722	745,040	745,040	0	+6.27%
Reserves and Surplus	462,309	468,242	349,485	0	-1.27%
Debentures and Bonds	0.00	0.00	0.00	0	-
Borrowings	7,416,044	7,129,749	6,452,618	0	+4.02%
Deposits	2,281,455	1,998,705	1,948,089	0	+14.15%
Income Tax Liabilities	62,802	37,175	25,700	0	+68.93%
Other Liabilities	962,879	363,182	535,962	0	+165.12%
Total Capital & Liabilities	11,977,211	10,742,094	10,056,894	0	+11.50%
Assets
Cash and Bank Balance	960,213	774,521	559,528	0	+23.98%
Money at Call & Short Notice	0.00	0.00	0.00	0	-
Investments	10.00	10.00	0.00	0	0.00%
Loan and Advances	10,172,572	9,716,480	9,074,113	0	+4.69%
Fixed Assets	94,815	97,991	44,668	0	-3.24%
Non Banking Assets	0.00	0.00	0.00	0	-
Other Assets	749,601	153,092	378,585	0	+389.64%
Total Assets	11,977,211	10,742,094	10,056,894	0	+11.50%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	914	-1.01	-0.11%	0	0.13	179.21	201.13%	8.36	34.02	34.53	8.74	7.8	15.46	6.87%	7.42	29.3	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,118	+28.01	+2.57%	0.01	0.13	163.92	113.23%	8.15	29.28	39.86	8.28	7.29	15.87	9.88%	9.34	39.2	27.75	11.07	2.05	2.79%	19.25	26.22%
ANLB	5,356	-110.98	-2.03%	0.01	0.11	484.74	-	4.49	82.49	91.55	-	8.2	29.25	11.17%	17.78	78.37	64.88	40.76	3.21	3.57%	19.63	21.79%
AVYAN	1,048	-3.05	-0.29%	0	0.15	157.84	110.28%	8.3	52.53	56.82	8.88	8.45	25.67	5.14%	9.83	22.14	19.62	10.11	3.72	4.02%	38.32	41.45%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	930	0	0%	0.03	0.12	241.93	95.82%	5.53	33.41	34.99	6.8	6.65	18.45	2.32%	5.03	27.3	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,294	+15.98	+1.25%	0	0.11	269.54	110.75%	9.28	26.74	43.18	7.84	6.33	8.72	19.7%	7.73	58.45	33.7	9.07	1	1.62%	9.93	16.05%
DDBL	838	-2.02	-0.24%	0.02	0.13	212.26	111.22%	5.63	44.13	45.7	7.76	8	25.18	7.52%	5.28	19.06	18.6	8.53	3.27	3.39%	22.63	23.43%
DLBS	1,160.4	-19.59	-1.66%	0	0.11	148.7	96.63%	11.63	18.29	21.19	7.92	6.77	8.34	23.62%	11.57	70.54	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	805	-12.01	-1.47%	0.01	0.06	131.53	119.28%	2.27	11.27	13	1.37	4.79	36.69	4.36%	8.37	73.25	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	940	-5.01	-0.53%	0.01	0.13	239.61	115.98%	7.08	18.15	16.05	7.34	7.11	7.55	18.91%	6.49	64.23	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	737	-2	-0.27%	0.01	0.14	295.18	25.3%	4.49	40	36.73	8.13	9.36	18.98	4.94%	3.55	19.63	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,080	-8.05	-0.74%	0.01	0.14	214.72	277.7%	7.08	45.16	47.07	8.24	9.37	18.92	8.69%	7.1	25.33	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,761.1	-23.92	-1.34%	0	0.14	168.91	379.35%	9.58	40.62	39.89	8.59	8.17	17.9	3.41%	14.21	44.31	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,165	-9.04	-0.77%	0	0.13	169.51	105.16%	9.23	53.71	52.94	7.56	8.55	24.17	14.29%	10.85	25.69	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	883	-0.97	-0.11%	0	0.13	178.01	101.94%	8.47	31.68	34.99	8.76	8.47	15.5	10.04%	6.93	29.2	25.72	8.05	1.96	2.17%	19.36	21.37%
ILBS	873	+7.96	+0.92%	0	0.12	140.07	113.65%	7.83	20.31	33.95	8.52	6.89	13.96	23.93%	9.21	47.66	26.98	11.83	1.65	2.77%	14.61	24.44%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,255.5	+0.5	+0.04%	0.02	0.13	255.24	127.25%	6.32	47.73	57.77	6.22	7.55	20.19	4.8%	6.83	27.38	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	980	0	0%	0	0.11	170.91	108.22%	6.92	8.09	19.73	7.3	6.19	5.27	21.45%	8.93	141.53	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	800	-7.92	-0.98%	0	0.13	154.96	111.88%	6.96	4.37	12.22	8.9	8.88	2.74	14.14%	7.87	209.38	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	884.7	+18.71	+2.16%	0	0.13	192.91	115.22%	6.79	17.29	6.03	7.58	7.77	9.2	12.59%	6.74	56.39	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	805.1	+2.97	+0.37%	0.01	0.1	132.3	105.65%	14.4	15.11	9.04	7.86	5.11	7.18	9.55%	9.59	63	99.78	8.04	0.73	0.44%	9.15	5.47%
MERO	662	-10.01	-1.49%	0.01	0.11	151.87	103.74%	7.11	13.33	15.83	8.53	7.12	10.29	18.84%	6.56	56.04	46.16	10.26	1.16	1.39%	8.95	10.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,194.99	-6.43	-0.21%	0.01	0.122	202.45	130.92%	7.54	31.26	34.68	7.67	7.49	16.16	11.64%	8.51	55.79	46.53	12.93	1.96	2.19%	16.31	18.2%
MED	935	-2.01	-0.26%	0	0.13	174.46	111.22%	7.1	30.48	34.99	7.92	7.66	15.68	9.96%	7.8	45.99	30.75	9.97	2.07	2.38%	14.54	18.6%
MAX	5,356	28.01	2.57%	0.03	0.15	484.74	379.35%	14.4	82.49	91.55	8.9	9.37	36.69	23.93%	17.78	209.38	156.72	47.77	3.72	4.02%	38.32	41.45%
MIN	662	-110.98	-2.03%	0	0.06	131.53	25.3%	2.27	4.37	6.03	1.37	4.79	2.74	2.32%	3.55	19.06	18.6	6.63	0.36	0.4%	2.76	3.33%