NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Strong Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Very Strong

Momentum

RSI (14)

23.56

ADX

42.37

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

634.58

SMA 50

658.47

Bands & Channels

BB Width %

13.2%

Volume & Flow

OBV

893,150

Flow Analysis

[ Live 2026-09-11 ]

Total Buy

7,935

Shares Bought

Total Sell

7,935

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 48%

Distribution 52%

Accumulators

Quantity

2,989

Amount

1,815,846

Avg Rate

607.51

Rank

#28

Brokers

#18#42#6

Distributors

Quantity

3,187

Amount

1,927,409

Avg Rate

604.77

Rank

#26

Brokers

#13#58#49#36

Net Flow Impact:

-198units

(Rs. -111,562)

Net Flow by Timeframe

VLBS — Broker Breakdown (7D)

15 Buyers15 Sellers

[ Vol: 11,823 ]

Buy Side

Total: 5,790

Broker

QTY

AVG

NET

1,199

605.50

+1,189

15.1%

1,090

606.58

+808

13.7%

700

612.40

+690

8.8%

503

618.41

+383

6.3%

386

604.85

+150

4.9%

321

603.12

+275

4.0%

273

605.54

+263

3.4%

265

603.39

+55

3.3%

220

602.11

+210

2.8%

170

607.00

+170

2.1%

150

609.47

+110

1.9%

142

610.65

+131

1.8%

141

607.00

+131

1.8%

116

607.20

+116

1.5%

114

609.39

+94

1.4%

Sell Side

Total: 6,033

Broker

QTY

AVG

NET

1,214

603.74

-919

15.3%

1,003

604.93

-953

12.6%

795

610.51

-300

10.0%

600

607.47

-525

7.6%

370

603.33

-370

4.7%

284

613.74

-124

3.6%

263

605.47

-87

3.3%

230

598.17

-181

2.9%

220

609.90

-220

2.8%

214

615.44

-194

2.7%

214

606.77

-214

2.7%

200

605.40

-65

2.5%

160

611.18

-30

2.0%

146

622.75

-146

1.8%

120

603.27

-110

1.5%

Financial Fundamentals

Financial Metric	FY25/26 Q4	FY24/25 Q4	FY23/24 Q4	FY22/23 Q4	Growth %
Capital & Liabilities
Paid Up Capital	0	745,040	745,040	0	0.00%
Reserves and Surplus	0	488,928	454,301	0	+7.62%
Debentures and Bonds	0	0.00	0.00	0	-
Borrowings	0.00	7055885.88	6453253.14	0	-100.00%
Deposits	0	2,078,166	1,896,819	0	+9.56%
Income Tax Liabilities	0	57,876	1,896,819	0	-96.95%
Other Liabilities	835,589	566,079	919,272	0	+47.61%
Total Capital & Liabilities	0	10,991,974	10,498,786	0	+4.70%
Assets
Cash and Bank Balance	0	614,255	462,261	0	+32.88%
Money at Call & Short Notice	0	0.00	0.00	0	-
Investments	0	10.00	2010.00	0	-99.50%
Loan and Advances	0	9,595,429	9,184,552	0	+4.47%
Fixed Assets	0	94,942	175,656	0	-45.95%
Non Banking Assets	0	0.00	0.00	0	-
Other Assets	429,921	687,337	674,307	0	-37.45%
Total Assets	11,773,048	10,991,974	10,498,786	0	+7.11%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q4

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	880	+1.93	+0.22%	0	0.14	180.9	188.13%	7.96	27.79	27.79	336.32	9.04	8.24	12.44	6.01%	5.15	33.54	4.07	32.78	4.17	1.68	1.68%	16.48	16.48%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,156	+47.23	+4.26%	0.01	0.13	174.67	114%	7.78	32.63	32.63	358.1	8.56	7.25	17.03	8.57%	6.01	32.18	2.31	33.07	5.48	2.23	2.23%	19.62	19.62%
ANLB	4,930	+90.97	+1.88%	0	0.11	362.38	-	5.73	69.71	69.71	753.91	-	7.65	26.79	10.78%	19.87	103.29	3.33	73.73	27.67	3.07	3.07%	19.94	19.94%
AVYAN	1,091	+99.99	+10.09%	0	0.14	158.75	111.65%	8.35	57.04	57.04	451.38	8.37	8.5	27.5	7.41%	6.56	18.27	0.16	18.23	5.02	3.86	3.86%	39.92	39.92%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	942.1	+0.09	+0.01%	0.03	0.12	251.06	95.51%	5.35	35.91	35.91	450.39	6.23	5.32	19.33	2.3%	3.67	25.68	-	26.16	4.96	2.37	2.37%	14.96	14.96%
CYCL	1,513	-6.99	-0.46%	0	0.12	357.75	112.53%	6.62	110.66	110.66	943.79	7.91	6.61	33.9	14.04%	3.71	12	0.09	13.25	4.07	4.02	4.02%	34.85	34.85%
DDBL	837.6	-1.43	-0.17%	0.02	0.13	226.87	112.67%	5.38	48.15	48.15	495.77	7.76	7.42	26.83	6.49%	3.75	17.65	0.58	17.44	4.74	3.48	3.48%	23.1	23.1%
DLBS	983	+27.98	+2.93%	0	0.12	150.57	45.18%	11.27	15.72	15.72	230.77	7.98	6.58	7.08	20.52%	8.03	76.91	1.74	65.33	5.45	0.82	0.82%	9.82	9.82%
FMDBL	727.1	+4.41	+0.61%	0.01	0.06	137.26	123.87%	2.09	14.18	14.18	209.27	1.36	4.04	47.12	2.88%	6.27	60.65	1.19	53.46	28.58	3.06	3.06%	10.56	10.56%
FOWAD	878.9	+0.97	+0.11%	0.01	0.13	278.57	115.92%	6.23	52.14	52.14	571.67	7.56	6.59	21.07	16.17%	3.51	18.78	0.02	17.61	3.96	2.69	2.69%	19.74	19.74%
GBLBS	635	+13	+2.09%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,090.5	-12.46	-1.13%	0.01	0.14	242.58	270.5%	6.57	61.87	61.87	581.11	8.81	8.56	25.61	8.7%	4.37	17.13	0.28	17.62	4.39	3.6	3.6%	27.61	27.61%
GLBSL	1,629	+28.02	+1.75%	0	0.14	169.51	352.61%	9.34	31.11	31.11	344.46	8.49	8.14	13.37	8.09%	10.41	56.7	-	55.61	7.58	1.87	1.87%	20.28	20.28%
GMFBS	1,154	-10.01	-0.86%	0	0.12	158	105.93%	9.42	28.68	28.68	319.31	8.51	7.16	13.91	13.79%	7.52	41.42	17.72	40.41	5.77	1.68	1.68%	17.09	17.09%
HLBSL	859	0	0%	0	0.12	185.53	93.98%	8.71	31.26	31.26	361.24	8.3	7.31	14.98	9.04%	4.69	27.81	3.12	27.83	4.17	1.8	1.8%	18.06	18.06%
ILBS	870	+13.03	+1.52%	0	0.13	161.73	120.99%	6.56	36.66	36.66	365.24	8.82	8.07	22.62	12.92%	5.34	23.57	0.25	23.43	5.33	2.89	2.89%	23.03	23.03%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,255.8	+5.75	+0.46%	0.02	0.13	279.95	125.1%	6	61.8	61.8	623.92	7.19	7.21	25.61	5.33%	4.47	20.23	0.72	20.33	5.18	3.34	3.34%	24.42	24.42%
JSLBB	959	0	0%	0	0.12	175.1	110.76%	7.07	10.7	10.7	205.32	5.31	6.51	6.47	17.14%	5.71	93.36	3.72	90.37	6.04	0.75	0.75%	6.42	6.42%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	807	+7.52	+0.94%	0	0.13	178.73	114.65%	6.22	27.4	27.4	331.94	8.66	8.3	16.52	9.78%	4.32	28.2	8.41	28.25	4.66	2.21	2.21%	15.73	15.73%
LLBS	880	-4.51	-0.51%	0	0.13	204.16	194.11%	7.17	24.2	24.2	333.41	9.54	7.1	12.32	11.93%	4.51	38.01	0.08	36.24	4.68	1.59	1.59%	13.24	13.24%
MATRI	725	+10.01	+1.4%	0	0.12	145.42	114.29%	12.35	45.13	45.13	384.27	7.95	6.32	18.68	26.61%	5.77	18.59	0.03	17.46	3.47	2.3	2.3%	27.46	27.46%
MERO	618	+27.8	+4.71%	0.01	0.11	149.87	87.82%	8.3	8.47	8.47	169	8.37	5.92	6.22	17.32%	4.47	79.1	-	75.09	4.92	0.69	0.69%	5.63	5.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,155.5	15.6	1.36%	0.01	0.124	210.21	130.26%	7.23	39.6	39.45	423.39	7.75	7.19	19.74	10.94%	5.985	39.21	2.569	36.588	7.133	2.39	2.38%	19.18	19.13%
MED	911.05	5.08	0.54%	0	0.13	179.82	114%	6.85	34.27	34.27	363.24	8.3	7.23	18.83	9.41%	4.92	28.01	1	28.04	4.99	2.34	2.34%	18.84	18.84%
MAX	4,930	99.99	10.09%	0.03	0.14	362.38	352.61%	12.35	110.66	110.66	943.79	9.54	9.36	47.12	26.61%	19.87	103.29	17.72	90.37	28.58	4.02	4.02%	39.92	39.92%
MIN	618	-12.46	-1.13%	0	0.06	137.26	25.3%	2.09	8.47	8.47	169	1.36	4.04	6.22	2.3%	3.51	12	0.02	13.25	3.47	0.69	0.69%	5.63	5.63%