Wean Nepal Laghubitta Bittiya Sanstha Limited

MicrofinanceLow Cap

NPR 1,350.00

NPR -10-0.74%

09:09 AM NPT · Jun 29, 2026

Est. 2070 B.S. (registered under Company Act; transitioned into public company after NEPSE listing in 2080/2081) · Lumbini Province, Nepal (Corporate operations linked with Vision Lumbini Group)

Wean Nepal Laghubitta Bittiya Sanstha Limited (WNLB / “Wean Nepal”) is a microfinance (Class-“D”) financial institution in Nepal, licensed by the central bank Nepal Rastra Bank (NRB). The institution was incorporated as a public limited company (Registration No. 117446/070/71) on 2070/08/16 B.S. under the Company Act 2063.Its license as a micro-credit (microfinance) development bank “Gha 38/071/72” was granted on 2071/04/21 B.S. by NRB. WNLB began its financial operations on 2071/08/08 B.S. Wean Nepal was formed via a merger: It combines the earlier entities Nepal Seva Laghubitta Bittiya Sanstha Ltd. (from Melamchi-13, Sindhupalchok) and Wean Laghubitta Bittiya Sanstha Ltd. (Galchi, Dhading). The merged entity started unified operations from 2078 Kartik 15 B.S. The institution primarily targets rural and semi-urban communities, especially in remote or underbanked regions. Its mission is aligned with using microfinance as a tool for poverty alleviation and financial inclusion, providing access to credit and savings for low-income, underserved, or disadvantaged groups.

weannepal.com/

Trading

Open

1,365.00

High

1,365.00

Low

1,320.00

Prev Close

1,360.00

Volume

630

Turnover

Rs 840,157

Txns

Valuation · Q3 FY25/26

EPS Ann.

13.60

EPS TTM

18.68

BVPS

131.80

P/E Ann.

99.26

P/E TTM

72.27

Graham #

200.83

Capital

Mkt Cap

1.14 Arab

Total

8.43 Lakh

Public

2.53 Lakh

Promoter

5.9 Lakh

NEPSE Chart

Technical Analysis

Indicator Signals

MACD

Strong Sell

RSI

Strong Buy

SuperTrend

Strong Sell

Trend Analysis

Direction

Uptrend

Strength

Strong

Momentum

RSI (14)

16.52

ADX

30.01

Overall Score

Below Line

Technical Score

Moving Averages

SMA 20

1408.66

SMA 50

1439.86

Bands & Channels

BB Width %

7.61%

Volume & Flow

OBV

319,745

Flow Analysis

[ Live 2026-06-29 ]

Total Buy

967

Shares Bought

Total Sell

967

Shares Sold

Net Flow

Net Accumulation

Active Brokers

Participating

ACCUM/DIST

Accumulation 54%

Distribution 46%

Accumulators

Quantity

315

Amount

423,840

Avg Rate

1345.52

Rank

#49

Brokers

#57#62

Distributors

Quantity

265

Amount

353,320

Avg Rate

1333.28

Rank

#50

Brokers

Net Flow Impact:

+50units

(Rs. 70,520)

Net Flow by Timeframe

WNLB — Broker Breakdown (7D)

15 Buyers13 Sellers

[ Vol: 1,647 ]

Buy Side

Total: 920

Broker

QTY

AVG

NET

254

1335.51

+253

26.3%

222

1339.26

+46

23.0%

1397.36

+60

8.3%

1387.21

+61

6.3%

1336.63

+59

6.2%

1344.67

+45

4.7%

1349.35

+21

3.2%

1358.33

+30

3.1%

1336.00

2.3%

1351.10

+20

2.1%

1390.00

+20

2.1%

1362.50

+20

2.1%

1370.00

+20

2.1%

1330.00

+20

2.1%

1380.67

1.6%

Sell Side

Total: 727

Broker

QTY

AVG

NET

265

1333.28

-265

27.4%

135

1335.24

-135

14.0%

135

1326.26

-135

14.0%

1383.75

-40

4.1%

1350.05

-40

4.1%

1378.40

-35

3.6%

1324.67

-30

3.1%

1385.00

-14

1.4%

1385.00

-11

1.1%

1360.00

-10

1.0%

1385.00

-6

1.0%

1375.00

-1

0.1%

1348.30

-1

0.1%

Financial Fundamentals

Financial Metric	FY25/26 Q3	FY24/25 Q3	FY23/24 Q3	FY22/23 Q3	Growth %
Capital & Liabilities
Paid Up Capital	84,341	79,211	79,211	0	+6.48%
Reserves and Surplus	26,821	24,382	-436	0	+10.00%
Debentures and Bonds	0.00	0.00	0.00	0	-
Borrowings	649,831	563,460	564,100	0	+15.33%
Deposits	192,801	168,092	164,390	0	+14.70%
Income Tax Liabilities	6,333	3,748	0	0	+68.95%
Other Liabilities	29,690	22,543	82,846	0	+31.70%
Total Capital & Liabilities	989,816	861,437	890,111	0	+14.90%
Assets
Cash and Bank Balance	78,399	52,980	75,569	0	+47.98%
Money at Call & Short Notice	0.00	0.00	217.71	0	-
Investments	9,000	9,000	9,000	0	0.00%
Loan and Advances	867,125	771,896	738,020	0	+12.34%
Fixed Assets	19,353	21,766	13,196	0	-11.09%
Non Banking Assets	0.00	0.00	0.00	0	-
Other Assets	15,940	5,795	54,108	0	+175.06%
Total Assets	989,816	861,437	890,111	0	+14.90%

Sector Peers — Microfinance (30)

Peer Comparison

Microfinance SECTOR — NEPAL

2025/2026 Q3

NPR/Millions

Statement

Highlight

TICKER	Market				Key Ratios
	Price	Chg	Chg%	Mkt Cap (M)	Asset Turnover	Book Value Per Share	C/D Ratio%	Debt to Equity	EPS (Annualized)	EPS (TTM)	Graham's Number	Interest Rate Spread	Net Interest Margin	Net Profit Margin	NPL%	P/B	P/E (Annualized)	PEG	P/E (TTM)	P/S	ROA (Annualized)	ROA (TTM)%	ROE (Annualized)	ROE (TTM)%
ACLBSL	938	-1.03	-0.11%	0	0.13	179.21	201.13%	8.36	34.02	34.53	373.14	8.74	7.8	15.46	6.87%	7.42	29.3	0.53	27.8	8.06	2.08	2.11%	20.84	21.15%
ADLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
AKBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ALBSL	1,063	-6.95	-0.65%	0.01	0.13	163.92	113.23%	8.15	29.28	39.86	383.42	8.28	7.29	15.87	9.88%	9.34	39.2	0.26	27.75	11.07	2.05	2.79%	19.25	26.22%
ANLB	5,884.9	-8.84	-0.15%	0.01	0.11	484.74	-	4.49	82.49	91.55	999.25	-	8.2	29.25	11.17%	17.78	78.37	0.57	64.88	40.76	3.21	3.57%	19.63	21.79%
AVYAN	1,043	-16.96	-1.6%	0	0.15	157.84	110.28%	8.3	52.53	56.82	449.21	8.88	8.45	25.67	5.14%	9.83	22.14	0.06	19.62	10.11	3.72	4.02%	38.32	41.45%
BPW	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
CBBL	910.6	-0.09	-0.01%	0.03	0.12	241.93	95.82%	5.53	33.41	34.99	436.42	6.8	6.65	18.45	2.32%	5.03	27.3	-	26.32	8.96	2.25	2.36%	14.47	15.16%
CYCL	1,385	-47.86	-3.34%	0	0.11	269.54	110.75%	9.28	26.74	43.18	511.73	7.84	6.33	8.72	19.7%	7.73	58.45	-	33.7	9.07	1	1.62%	9.93	16.05%
DDBL	820	-9.96	-1.2%	0.02	0.13	212.26	111.22%	5.63	44.13	45.7	467.18	7.76	8	25.18	7.52%	5.28	19.06	0.45	18.6	8.53	3.27	3.39%	22.63	23.43%
DLBS	1,420	+185	+14.98%	0	0.11	148.7	96.63%	11.63	18.29	21.19	266.26	7.92	6.77	8.34	23.62%	11.57	70.54	0.28	59.75	10.47	0.95	1.11%	11.75	13.61%
FMDBL	761	-9.01	-1.17%	0.01	0.06	131.53	119.28%	2.27	11.27	13	196.14	1.37	4.79	36.69	4.36%	8.37	73.25	1.15	60.68	47.77	2.33	2.69%	8.72	10.06%
FOWAD	980.1	-9.9	-1%	0.01	0.13	239.61	115.98%	7.08	18.15	16.05	294.16	7.34	7.11	7.55	18.91%	6.49	64.23	0.16	64.74	8.62	0.95	0.84%	7.36	6.5%
GBLBS	750	-17.58	-2.29%	0.01	0.14	295.18	25.3%	4.49	40	36.73	493.91	8.13	9.36	18.98	4.94%	3.55	19.63	1	21.24	6.63	2.61	2.4%	14	12.85%
GGBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
GILB	1,095	-7.05	-0.64%	0.01	0.14	214.72	277.7%	7.08	45.16	47.07	476.87	8.24	9.37	18.92	8.69%	7.1	25.33	0.63	24.01	8.52	2.73	2.85%	22.17	23.11%
GLBSL	1,798	-1.98	-0.11%	0	0.14	168.91	379.35%	9.58	40.62	39.89	389.36	8.59	8.17	17.9	3.41%	14.21	44.31	1.48	45.47	14.11	2.45	2.41%	27.36	26.86%
GMFBS	1,211	-15.2	-1.24%	0	0.13	169.51	105.16%	9.23	53.71	52.94	449.35	7.56	8.55	24.17	14.29%	10.85	25.69	0.15	24.52	11.04	3.16	3.12%	32.12	31.67%
HLBSL	874.5	-0.53	-0.06%	0	0.13	178.01	101.94%	8.47	31.68	34.99	374.36	8.76	8.47	15.5	10.04%	6.93	29.2	0.68	25.72	8.05	1.96	2.17%	19.36	21.37%
ILBS	892	+1.87	+0.21%	0	0.12	140.07	113.65%	7.83	20.31	33.95	327.1	8.52	6.89	13.96	23.93%	9.21	47.66	-	26.98	11.83	1.65	2.77%	14.61	24.44%
JALPA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
JBLB	1,251	-9.96	-0.79%	0.02	0.13	255.24	127.25%	6.32	47.73	57.77	575.99	6.22	7.55	20.19	4.8%	6.83	27.38	0.5	22.45	9.83	2.65	3.22%	20.73	25.09%
JSLBB	1,029.9	-1.13	-0.11%	0	0.11	170.91	108.22%	6.92	8.09	19.73	275.45	7.3	6.19	5.27	21.45%	8.93	141.53	0.62	55.5	13.28	0.59	1.45%	5.12	12.49%
KLBS	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KLBSL	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
KMCDB	823	+1.97	+0.24%	0	0.13	154.96	111.88%	6.96	4.37	12.22	206.41	8.9	8.88	2.74	14.14%	7.87	209.38	-	71.28	10.21	0.36	1.03%	2.76	7.74%
LLBS	920	-3.05	-0.33%	0	0.13	192.91	115.22%	6.79	17.29	6.03	161.78	7.58	7.77	9.2	12.59%	6.74	56.39	3.91	156.72	9.23	1.16	0.4%	9.57	3.33%
MATRI	854.1	+4.08	+0.48%	0.01	0.1	132.3	105.65%	14.4	15.11	9.04	164.04	7.86	5.11	7.18	9.55%	9.59	63	0.23	99.78	8.04	0.73	0.44%	9.15	5.47%
MERO	707.1	-3.77	-0.53%	0.01	0.11	151.87	103.74%	7.11	13.33	15.83	232.58	8.53	7.12	10.29	18.84%	6.56	56.04	5.65	46.16	10.26	1.16	1.39%	8.95	10.63%
MKLB	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

AVG	1,245.96	1	0.03%	0.01	0.122	202.45	130.92%	7.54	31.26	34.68	386.55	7.67	7.49	16.16	11.64%	8.51	55.79	1.017	46.53	12.93	1.96	2.19%	16.31	18.2%
MED	959.05	-5.36	-0.43%	0	0.13	174.46	111.22%	7.1	30.48	34.99	378.89	7.92	7.66	15.68	9.96%	7.8	45.99	0.55	30.75	9.97	2.07	2.38%	14.54	18.6%
MAX	5,884.9	185	14.98%	0.03	0.15	484.74	379.35%	14.4	82.49	91.55	999.25	8.9	9.37	36.69	23.93%	17.78	209.38	5.65	156.72	47.77	3.72	4.02%	38.32	41.45%
MIN	707.1	-47.86	-3.34%	0	0.06	131.53	25.3%	2.27	4.37	6.03	161.78	1.37	4.79	2.74	2.32%	3.55	19.06	0.06	18.6	6.63	0.36	0.4%	2.76	3.33%