Top 10 Dividend-Paying Stocks in Nepal: 2080/81 Review
Looking for steady income from your stock portfolio? Here are the top 10 NEPSE-listed companies that offered the highest dividends in FY 2080/81—with payout details, yields, and long-term value insights.
Top 10 Dividend-Paying Stocks in Nepal: 2080/81 Review
Dividends are a favorite among long-term investors. In a volatile market like NEPSE, dividend-paying stocks provide stability and regular cash flow. Whether you’re building passive income or re-investing for compounding, choosing the right dividend stocks can make a major difference.
In this blog, we review the top 10 NEPSE-listed companies that offered the most attractive dividends in FY 2080/81, based on payout size, dividend yield, and consistency.
📌 What Makes a Good Dividend Stock?
Before diving into the list, let’s understand what qualifies a company as a top dividend stock:
High Dividend Payout: Bonus + Cash combined
Strong Dividend Yield: Dividend as % of current price
Consistent Track Record: Stable or growing payouts over the years
Healthy Financials: Profitable core business and sustainable earnings
🥇 1. NABIL Bank Limited (NABIL)
📊 Dividend for 2080/81: 24% (12% bonus + 12% cash)
📈 Dividend Yield (approx): ~5.5%
🏦 Sector: Commercial Bank
Why It Stands Out:
NABIL remains a dividend powerhouse with stable earnings and strong capital adequacy. Even after acquiring Nepal Bangladesh Bank, its profitability remained robust—making it a go-to for dividend seekers.
🥈 2. Nepal Reinsurance Company (NRIC)
📊 Dividend for 2080/81: 20% (10% bonus + 10% cash)
📈 Dividend Yield (approx): ~4.8%
🏢 Sector: Non-Life Reinsurance
Why It Stands Out:
NRIC consistently offers strong returns and is less sensitive to interest rate cycles. Its reinsurance model provides stable premium income, supporting reliable payouts.
🥉 3. Standard Chartered Bank Nepal (SCB)
📊 Dividend for 2080/81: 22% (12% bonus + 10% cash)
📈 Dividend Yield: ~5%
🌍 Sector: Commercial Bank
Why It Stands Out:
Backed by its global parent, SCB is known for conservative lending and clean governance—ideal for low-risk dividend investors.
🔢 4. Citizen Investment Trust (CIT)
📊 Dividend for 2080/81: 30% (30% bonus)
📈 Dividend Yield: ~4.2%
🏦 Sector: Investment
Why It Stands Out:
While CIT gave only bonus shares, the volume and consistency of dividends over the years make it a stable growth-and-income hybrid. Long-term investors love it.
🔢 5. Nepal Life Insurance Company (NLIC)
📊 Dividend for 2080/81: 18% (10% bonus + 8% cash)
📈 Dividend Yield: ~3.8%
🧾 Sector: Life Insurance
Why It Stands Out:
One of Nepal’s most profitable insurers, NLIC has a strong portfolio and consistent income from investments and premiums, supporting both capital appreciation and dividends.
🔢 6. Hydroelectricity Investment and Development Company (HIDCL)
📊 Dividend for 2080/81: 15% (15% bonus)
📈 Dividend Yield: ~3.5%
⚡ Sector: Investment (Hydropower financing)
Why It Stands Out:
HIDCL is a government-backed player in hydro infrastructure financing, and its stable performance with moderate risk makes it attractive for long-term dividend seekers.
🔢 7. Rastriya Beema Sansthan (RBS)
📊 Dividend for 2080/81: 25% (25% bonus)
📈 Dividend Yield: ~3.3%
🧾 Sector: Insurance
Why It Stands Out:
Despite low liquidity, RBS consistently distributes high bonus shares. Ideal for long-term investors looking for compounding.
🔢 8. Nepal Doorsanchar Company (NTC)
📊 Dividend for 2080/81: 30% (30% cash)
📈 Dividend Yield: ~4.5%
📞 Sector: Telecom
Why It Stands Out:
As a semi-government cash-rich telecom giant, NTC’s dividend track record is unmatched. For investors seeking consistent cash payouts, it’s a top contender.
🔢 9. Sanima Bank (SANIMA)
📊 Dividend for 2080/81: 14% (10% bonus + 4% cash)
📈 Dividend Yield: ~3%
🏦 Sector: Commercial Bank
Why It Stands Out:
Sanima’s healthy balance sheet and conservative growth make it a safe dividend stock. Regular payouts appeal to passive income seekers.
🔢 10. Global IME Bank (GBIME)
📊 Dividend for 2080/81: 12.5% (10% bonus + 2.5% cash)
📈 Dividend Yield: ~2.7%
🏦 Sector: Commercial Bank
Why It Stands Out:
Nepal’s largest commercial bank by size, GBIME’s sheer scale and consistent earnings give it long-term dividend potential, even if short-term yields are moderate.
📊 Summary Table: Top Dividend-Payers of FY 2080/81
Rank | Symbol | Company Name | Dividend % | Yield (approx) | Bonus | Cash |
|---|---|---|---|---|---|---|
1 | NABIL | Nabil Bank | 24% | 5.5% | 12% | 12% |
2 | NRIC | Nepal Reinsurance | 20% | 4.8% | 10% | 10% |
3 | SCB | Standard Chartered | 22% | 5.0% | 12% | 10% |
4 | CIT | Citizen Inv. Trust | 30% | 4.2% | 30% | 0% |
5 | NLIC | Nepal Life Insur. | 18% | 3.8% | 10% | 8% |
6 | HIDCL | Hydro Invest Co. | 15% | 3.5% | 15% | 0% |
7 | RBS | Rastriya Beema | 25% | 3.3% | 25% | 0% |
8 | NTC | Nepal Telecom | 30% | 4.5% | 0% | 30% |
9 | SANIMA | Sanima Bank | 14% | 3.0% | 10% | 4% |
10 | GBIME | Global IME Bank | 12.5% | 2.7% | 10% | 2.5% |
🧠 Tips for Investing in Dividend Stocks
Look beyond % payout—check the company’s earnings trend.
Mix high-yield stocks with growth dividend payers.
Consider reinvesting dividends for compounding.
Monitor dividend consistency, not just one-time high payouts.
Use dividend yields to spot undervalued stable stocks.
🧭 Final Thoughts
Dividend stocks offer a powerful way to generate stable returns and weather market volatility. In Nepal, as the stock market matures, dividend investing is becoming a core strategy for many portfolios.
The companies listed here have proven track records of rewarding shareholders—even during tight liquidity or macro pressures.
📌 Use this list as a reference, not a buy signal. Always do your own research based on fundamentals, payout history, and your financial goals.